Here are the 8-K filings from Georgia Banking Company, Inc. (GBC) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
An 8-K covers material events a company has to report between its quarterly reports, so if you follow GBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full GBC filings page.
Georgia Banking Company, Inc. (GBC) reported net income of $6.263 million for third quarter 2026, compared with $5.621 million in second quarter; diluted earnings per share were $0.57 versus $0.60. Net interest income rose 8.0% to $31.419 million, while net interest margin declined to 4.17% from 4.31%, primarily reflecting higher interest expense on other borrowed funds associated with subordinated debt refinancing. Pre-tax, pre-provision operating earnings, a non-GAAP measure, were $12.926 million, up 6.2% sequentially.
The quarter included $1.954 million in direct listing expenses and $493,000 in merger and acquisition expenses, each before taxes. Average loans increased 6.7% to $2.5 billion, while total deposits were $2.702 billion, down $136.2 million from June 30, 2026. The provision for credit losses was $2.019 million; nonperforming assets were $22.073 million, or 0.70% of assets, compared with $17.307 million and 0.53% at June 30, 2026. Preliminary Common Equity Tier 1 ratio was 10.59% at September 30, 2026. The Tandem Bancorp merger closed June 1, 2026, and integration was completed September 21, 2026.
Georgia Banking Company, Inc. announced that its common stock was approved for a direct listing on the Nasdaq Capital Market. Trading is expected to begin October 29, 2026, under the symbol GBC. An effective Form S-1 registration statement covers potential resale from time to time of up to 7,074,016 common shares by selling shareholders named in the prospectus; the company says it will issue or sell no new shares in connection with the listing.
GBC is subject to Exchange Act reporting requirements and will file annual reports on Form 10-K and quarterly reports on Form 10-Q. The company reported that its wholly owned bank had approximately $3.1 billion in total assets as of September 30, 2026. Management said the listing may broaden liquidity, transparency and the investor base. The company also cited risks including no prior public market, no underwriting or lock-up agreements, and possible trading-price volatility and declines.