Every 10-Q that GBank Financial Holdings Inc. (GBFH) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow GBFH and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full GBFH filings page.
GBank Financial Holdings Inc. reported solid balance sheet growth for the quarter ended June 30, 2026, with total assets of $1.43 billion, up from $1.36 billion at December 31, 2025. Loans held for investment increased to $1.05 billion, while total deposits rose to $1.21 billion, supporting balance-sheet expansion.
Profitability softened year over year. For Q2 2026, net income was $5.46 million versus $4.76 million in Q2 2025, but for the first six months of 2026 net income declined to $6.78 million from $9.23 million. Net interest income for the six months was $24.99 million, modestly above $24.28 million a year earlier, while provisions for credit losses increased significantly to $5.14 million.
Noninterest income strengthened, reaching $16.60 million for the first half of 2026, driven by higher gains on sale of loans and loan servicing income. However, noninterest expense rose to $27.87 million, including a $4.27 million credit card fraud loss. The allowance for credit losses increased to $12.42 million, and stockholders’ equity grew to $172.81 million.
GBank Financial Holdings Inc. reported weaker results for the three months ended March 31, 2026. Net income fell to $1.3 million from $4.5 million a year earlier, mainly due to a $4.2 million credit card fraud loss recorded in noninterest expense and a higher $2.3 million provision for credit losses. Total assets grew to $1.39 billion, with loans increasing to $1.03 billion and deposits to $1.17 billion. The bank remains well capitalized, with a Community Bank Leverage Ratio of 13.39% versus the 9.00% regulatory threshold.
GBank Financial Holdings (GBFH) reported Q3 2025 results. Net income was $4.3 million versus $5.0 million a year ago as higher credit costs and operating expenses offset revenue growth. Net interest income rose to $13.0 million from $12.3 million, while the provision for credit losses increased to $2.2 million from $0.6 million. Noninterest income more than doubled to $7.2 million, driven by $3.6 million of gains on loan sales and $2.4 million of net interchange fees. Diluted EPS was $0.30 versus $0.38.
Total assets reached $1.30 billion, up from $1.12 billion at year‑end. Loans, net, grew to $930.0 million from $806.8 million, and deposits increased to $1.09 billion from $935.1 million, with time deposits at $519.1 million and noninterest-bearing demand at $227.9 million. The allowance for credit losses rose to $10.6 million from $9.1 million, and other real estate owned stood at $2.7 million. Past due and nonaccrual balances totaled $38.4 million versus $26.0 million at year‑end, including $32.2 million of nonaccrual in non‑owner‑occupied commercial real estate. Stockholders’ equity improved to $158.2 million, aided by $1.4 million of other comprehensive income.
GBank Financial Holdings Inc. (GBFH) reported consolidated assets of $1,232.4 million and total deposits of $1,032.5 million at June 30, 2025, up from $1,122.4 million and $935.1 million at year-end 2024, respectively. Loans, net of allowance, totaled $862.4 million and loans held for sale were $45.2 million. Net income for the three months ended June 30, 2025 was $4.8 million and year-to-date net income was $9.2 million. Net interest income for the quarter was $12.4 million, up from $11.3 million a year earlier, while provision for credit losses increased to $1.09 million for the quarter and $1.81 million for six months. Allowance for credit losses totaled $9.21 million. The bank remains capitalized under the CBLR with a Tier 1 leverage ratio of 13.82%.