Welcome to our dedicated page for Greene Cnty Bancorp SEC filings (Ticker: GCBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Greene County Bancorp, Inc. (GCBC), the Catskill, New York-based holding company for The Bank of Greene County and Greene County Commercial Bank. Through these regulatory documents, investors can review detailed information about the company’s governance, financial condition and shareholder matters.
Greene County Bancorp, Inc. files current reports on Form 8-K to disclose material events such as quarterly and annual financial results, dividend declarations, redemptions of subordinated notes and the outcomes of annual meetings of stockholders. For example, 8-K filings describe when the board approves quarterly cash dividends, when the company reports results of operations for specific periods, and when it redeems outstanding subordinated notes using cash on hand.
The company also files a Definitive Proxy Statement on Schedule 14A, which outlines the agenda for its annual meeting of stockholders, including the election of directors, ratification of the independent registered public accounting firm, and advisory votes on executive compensation and the frequency of such votes. These proxy materials describe voting procedures, the role of Greene County Bancorp, MHC as the federal mutual holding company majority owner, and how shares held in employee benefit plans are voted.
On Stock Titan, GCBC filings are updated in near real time as they are released through the SEC’s EDGAR system. AI-powered summaries help explain the key points of lengthy documents, highlighting items such as changes in capital structure, dividend-related disclosures, and shareholder vote results without requiring readers to parse every section manually.
Users can review historical and recent filings to track trends in Greene County Bancorp, Inc.’s financial reporting, governance practices and capital decisions. This includes locating quarterly and annual financial information in periodic reports, understanding the implications of 8-K events, and examining proxy disclosures related to board composition and executive compensation policies.
Greene County Bancorp, Inc. reported stronger results for the three and six months ended December 31, 2025. For the quarter, net interest income rose to $19.1 million, and net income increased to $10.3 million, or $0.60 per share, compared with $7.5 million, or $0.44 per share, a year earlier.
Total assets reached $3.15 billion, up from $3.04 billion at June 30, 2025, driven mainly by growth in loans and securities. Deposits were steady at about $2.64 billion, while short-term borrowings increased. Credit quality remained solid, with non-accrual loans of $3.3 million and an allowance for credit losses on loans of $21.3 million.
The company continued its $0.10 per share quarterly dividend. It also moved to terminate its frozen defined benefit pension plan, recording a $199,000 settlement charge, while pension assets remained sufficient to cover obligations.
Greene County Bancorp, Inc. announced that its Board of Directors approved a quarterly cash dividend of $0.10 per share on its common stock, equal to an annual rate of $0.40 per share, the same rate as in the previous quarter. A press release with further details is filed as an exhibit.
The company notes that Greene County Bancorp, MHC, its mutual holding company and majority stockholder, owns 9,218,528 of the company’s 17,026,828 total shares of common stock outstanding. The MHC has historically waived its right to receive cash dividends, but for cash flow purposes it does not intend to waive receipt of the dividend for the quarter ended December 31, 2025.
Greene County Bancorp, Inc. filed a current report to let investors know it has released its financial results for the three and six months ended December 31, 2025. The company explained that these results are presented in a separate press release dated January 21, 2026, which is attached to the report as an exhibit. The filing itself is largely administrative and clarifies that the earnings information in the press release is being furnished to regulators rather than formally filed into the company’s other registration statements.
Greene County Bancorp, Inc. (GCBC) director Tejraj S. Hada reported open-market style purchases of company stock. On 11/19/2025, he acquired 268 shares of common stock at $21.95 per share, increasing his direct holdings to 28,191 shares. A second reported transaction dated 11/20/2005 shows an additional purchase of 1,000 shares at $21.95, bringing his directly owned total to 29,191 shares. The filing confirms he is reporting as a director and that the Form 4 is filed by one reporting person.
Greene County Bancorp, Inc. (GCBC) reported an insider share purchase by a director. On 11/18/2025, the reporting person bought 3,000 shares of common stock in an open-market transaction coded "P" at a price of $21.96 per share. Following this transaction, the director beneficially owns 27,923 shares of GCBC common stock held directly. No derivative securities transactions were reported in this Form 4.
Greene County Bancorp, Inc. (GCBC)1,500 shares of common stock at $22 per share through a 401(k) plan transaction coded as a purchase. Following this trade, he beneficially owned 7,567 shares through the 401(k), 1,023 shares through an ESOP, and 600 shares directly.
Greene County Bancorp, Inc. (GCBC) director Tejraj S. Hada reported an open-market purchase of common stock. On 11/14/2025, the director bought 366 shares of GCBC common stock at a price of $22 per share, according to a Form 4 insider trading report. Following this transaction, the director beneficially owns 24,923 shares of Greene County Bancorp common stock in direct ownership.
Greene County Bancorp (GCBC)$8.87 million, up from $6.26 million a year ago, and earnings per share were $0.52. Net interest income rose to $17.52 million as loan and securities interest increased, while interest expense declined modestly.
Total assets were $3.06 billion and deposits reached $2.72 billion. Loans receivable grew to $1.67 billion, with the allowance for credit losses on loans at $21.29 million following a $1.26 million provision. Noninterest income was $3.99 million and noninterest expense was $10.06 million. The company declared a quarterly dividend of $0.10 per share, reflecting an 11.1% annualized increase, and approved termination of its frozen defined benefit pension plan effective September 30, 2025. Shares outstanding were 17,026,828 as of November 6, 2025.
Greene County Bancorp (GCBC) reported insider purchases by a director. On 11/04/2025, the director bought 45 shares of common stock at $22.20, bringing direct holdings to 23,057 shares. On 11/05/2025, the director bought an additional 1,500 shares at $22.52, increasing direct ownership to 24,557 shares.
The filing reports only non-derivative common stock transactions, with ownership listed as direct.
Greene County Bancorp, Inc. reported results from its 2025 Annual Meeting of Stockholders held on November 1, 2025. Stockholders voted on director nominees and other proposals detailed in the company’s proxy statement.
Director nominee vote totals (three-year terms): John Brust received 14,198,641 votes for and 50,069 withheld, with 1,490,885 broker non-votes; Donald E. Gibson received 14,223,456 for and 25,254 withheld, with 1,490,885 broker non-votes; Tejraj S. Hada received 13,527,927 for and 720,783 withheld, with 1,490,885 broker non-votes.
Other proposals received the following votes: one proposal had 15,695,544 for, 32,149 against, and 11,902 abstentions; another had 13,045,463 for, 1,147,689 against, and 55,558 abstentions, with 1,490,885 broker non-votes. On advisory frequency, votes were 13,986,241 for 1 year, 55,168 for 2 years, 140,533 for 3 years, and 66,768 abstentions, with 1,490,885 broker non-votes. The company also used a slideshow at the meeting, available under Investor Relations → Events & Presentations.