Welcome to our dedicated page for Green Dot SEC filings (Ticker: GDOT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Green Dot Corporation (NYSE: GDOT) is a Delaware-incorporated financial technology platform and registered bank holding company that files a range of reports with the U.S. Securities and Exchange Commission. As the parent of Green Dot Bank, a member of the FDIC, and the operator of consumer, B2B and money movement businesses, its SEC filings provide detailed information about financial performance, risk factors, regulatory matters and significant corporate events.
On this page, you can review current reports on Form 8-K and other SEC documents related to GDOT. Recent 8-K filings include earnings announcements for quarterly periods, which furnish press releases discussing results for Consumer Services, B2B Services and Money Movement Services segments and present both GAAP and non-GAAP measures such as non-GAAP total operating revenues, adjusted EBITDA, non-GAAP net income and non-GAAP diluted earnings per share. These filings also describe key business metrics, including gross dollar volume, active accounts, purchase volume, cash transfers and tax refunds processed.
Green Dot’s filings also document material corporate and strategic events. For example, Form 8-K reports describe the company’s entry into an Agreement and Plan of Merger with CommerceOne Financial Corporation and related entities, and a Separation Agreement with Green Dot OpCo, LLC, an affiliate of Smith Ventures. These documents outline proposed mergers that would combine CommerceOne Bank and Green Dot Bank under a new holding company and a sale of Green Dot’s non-bank financial technology business to the Smith Ventures affiliate, subject to shareholder and regulatory approvals and other conditions. The filings include extensive forward-looking statements and risk disclosures about these proposed transactions.
Other 8-K filings address governance and leadership changes, such as the appointment of executives and the approval of compensation arrangements, as well as Regulation FD disclosures and the furnishing of investor presentations. Together with annual reports on Form 10-K and quarterly reports on Form 10-Q, these filings provide a comprehensive view of Green Dot’s financial condition, regulatory status and strategic direction.
Stock Titan’s SEC filings page for GDOT surfaces these documents as they are made available through EDGAR and can be paired with AI-powered summaries that explain the key points in accessible language. This helps readers quickly understand the implications of Green Dot’s earnings releases, merger and separation agreements, leadership changes and other reportable events without having to parse every page of the underlying filings.
Green Dot Corporation outlines its business and regulation as a fintech bank holding company and describes a pending breakup-and-merger transaction. The company has agreed to merge with CommerceOne Financial, with each Green Dot share converting into 0.2215 New CommerceOne shares plus $8.11 in cash. Separately, an affiliate of Smith Ventures will buy Green Dot’s non‑bank Payments Business for $690 million, with proceeds expected to help fund the cash consideration and retire debt. The deals require multiple regulatory and stockholder approvals and include a potential $27 million termination fee. Green Dot highlights reliance on a single Banking‑as‑a‑Service partner for about 63% of 2025 revenue and Walmart for about 7%, as well as strong seasonality from tax refund products. As of June 30, 2025, non‑affiliate equity market value was about $589.0 million, and 55,567,588 Class A shares were outstanding as of January 31, 2026.
Green Dot Corporation reported strong revenue growth but lower profitability for Q4 and full-year 2025 while progressing toward a planned break-up transaction. Q4 total operating revenues rose to $522.6M, up 15% year over year, and full-year revenues reached $2.08B, up 21%.
The company recorded a Q4 net loss of $46.8M and a full-year net loss of $98.9M, driven partly by higher processing costs and losses in equity method investments. Adjusted EBITDA fell 68% in Q4 to $14.0M, but increased 5% for 2025 to $173.6M, marking its first year of adjusted EBITDA growth since 2022. Non-GAAP diluted EPS was $(0.08) in Q4 and $1.41 for the year.
B2B Services led growth, with Q4 segment revenue up 24% to $385.6M, while Consumer Services revenue declined 18% to $87.6M amid lower retail and direct-to-consumer activity. Money Movement Services revenue grew 16% to $34.4M but segment profit dropped 46% due to launch costs for a new tax partner.
As of December 31, 2025, total assets were $6.0B and deposits were $4.42B, with approximately $60M of cash at the holding company. Green Dot highlighted its previously announced agreements under which Smith Ventures would acquire and privatize its non-bank fintech business and CommerceOne would acquire Green Dot Bank, with the bank expected to serve as exclusive sponsor bank to the fintech business. These transactions remain subject to shareholder and regulatory approvals, and the company is not hosting an earnings call or providing 2026 guidance while the deals are pending.
GREEN DOT CORP Chief Operations Officer Teresa Elaine Watkins reported a Form 4 transaction involving restricted stock units. On March 7, 2026, 1,196 shares of Class A Common Stock at $11.60 per share were withheld by the company to cover income tax obligations related to RSU settlement. This withholding is described as a tax-related disposition and not an open-market sale by the executive. After this transaction, she directly owned 109,949 shares of Class A Common Stock.
GREEN DOT CORP interim President Christian Devin Ruppel reported an automatic share disposition related to restricted stock units (RSUs). On March 7, 2026, 1,922 shares of Class A Common Stock were withheld by the company at $11.60 per share to cover income tax withholding and remittance obligations tied to RSU net settlement. According to the disclosure, this does not represent an open-market sale by the reporting person. After these tax-withholding transactions, Ruppel directly held 226,366 shares of Class A Common Stock, which includes 918 shares acquired under the company’s employee stock purchase plan on February 27, 2026.
GREEN DOT CORP General Counsel Amy Myers Pugh reported an automatic share disposition related to taxes, not an open-market sale. On the RSU settlement date, 1,408 shares of Class A Common Stock were withheld by the company at $11.60 per share to satisfy income tax withholding obligations.
According to the filing, this withholding "does not represent a sale by the reporting person." After this tax-withholding event, Pugh beneficially owned 105,161 shares of Green Dot Class A Common Stock directly.
GREEN DOT CORP Chief Financial Officer Jess Unruh reported an automatic share withholding related to restricted stock units (RSUs). On March 7, 2026, 2,824 shares of Class A Common Stock at $11.60 per share were withheld by the company to cover income tax obligations tied to RSU net settlement and did not represent a sale by Unruh.
After this tax-withholding disposition, Unruh directly held 222,319 shares of Class A Common Stock, which includes 784 shares acquired under Green Dot’s employee stock purchase plan on February 27, 2026.
No Street GP reported a significant ownership stake in Green Dot CorpDecember 31, 2025, it was the investment adviser to funds that beneficially owned 3,400,000 shares of Green Dot common stock, representing 6.1% of the class based on the issuer’s disclosed share count.
No Street GP has sole power to vote and dispose of these 3,400,000 shares, with no shared voting or dispositive power. The stake is held in the ordinary course of business and is not intended to change or influence control of Green Dot. The percentage ownership is calculated using the 55,422,413 Class A shares outstanding as of October 31, 2025, as reported in Green Dot’s Form 10-Q.
Topline Capital Management and related entities report beneficial ownership of 2,700,000 shares of Green Dot Corp common stock, representing 4.8% of the outstanding class as of February 13, 2026. The shares are held by Topline Capital Partners, a fund managed by Topline.
Topline Capital Management and Topline Capital Partners each have sole voting and dispositive power over the 2,700,000 shares, while Collin McBirney is reported with shared voting and dispositive power over the same amount. The filing states the position is held in the ordinary course of business and not for the purpose of changing or influencing control of Green Dot.
Steel Partners–affiliated entities updated their ownership disclosure in Green Dot Corp. Class A common stock. Steel Connect Sub LLC directly owns 3,138,532 shares, which is about 5.7% of Green Dot’s 55,422,413 shares outstanding as of October 31, 2025, as reported in the issuer’s Form 10‑Q.
The amendment states these shares were acquired in open-market transactions for an aggregate purchase price of approximately $27,175,517, funded with Steel Connect Sub’s cash on hand. Due to their relationships with Steel Connect Sub, several related Steel Partners entities may be deemed to beneficially own the same 3,138,532 shares.
Green Dot Corporation reported a leadership update. The board of directors has made permanent the executive roles that William I. Jacobs and Chris Ruppel had been holding on an interim basis since March 2025. Effective January 6, 2026, Jacobs was appointed Chief Executive Officer of Green Dot Corporation. On the same date, Ruppel was appointed President of Green Dot Corporation and also Chief Executive Officer and President of Green Dot Bank. This change formalizes the company’s top leadership structure after an interim period.