Welcome to our dedicated page for GRUPO FINANCIERO GALICIA SA SEC filings (Ticker: GGAL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Grupo Financiero Galicia S.A. filings document foreign-issuer current reports for an Argentine financial services holding company and its ADR-listed securities. The company’s Form 6-K disclosures cover cash dividend notices, shareholder meeting results, cumulative voting matters, and capital-structure details for Class A and Class B ordinary shares and ADSs.
Filings also report material events involving the group’s main subsidiary, Banco Galicia, including board governance changes and litigation disclosures related to banking and credit card activity. These records place company actions within Argentine securities regulation and U.S. foreign private issuer reporting.
Grupo Financiero Galicia S.A. has approved a cash dividend totaling Ps. 39,999,772,000, in line with a shareholders’ meeting held on April 28, 2026. This equals Ps. 24.9025239772688 per share of Ps. 1 par value and represents 2,490.2524% of the Company’s capital stock as of June 30, 2026.
The dividend will be paid in three equal installments of Ps. 13,333,257,333.33 each: between July 1–15, 2026, August 1–15, 2026, and September 1–15, 2026. Payments in Argentina will be made via Caja de Valores S.A., while ADR holders will be paid through The Bank of New York Mellon. Amounts are subject to deduction for Personal Asset Tax and a 7% withholding tax under Argentine law.
Grupo Financiero Galicia is implementing a previously approved cash dividend, confirming the total amount and payment schedule. The Board of Directors approved a total cash dividend of $39,999,772,000, in line with resolutions from the Ordinary Shareholders' Meeting held on April 28, 2026.
The dividend will be paid in three equal installments of $13,333,257,333.33 each. The first installment is scheduled between July 1 and July 15, 2026, the second between August 1 and August 15, 2026, and the third between September 1 and September 15, 2026, or later if required by regulations in markets where the shares are listed.
Grupo Financiero Galicia reported first-quarter 2026 net income attributable to Grupo Galicia of Ps.66,488 million, down 66% from 1Q 2025, with ROE of 3.2% and ROA of 0.6%. Results were constrained by high loan-loss provisions, although these fell versus the prior quarter as early delinquency indicators improved.
The consolidated efficiency ratio improved to 39.9%, supported by cost reductions after integrating Galicia Más, while the financial margin and net interest income were pressured by lower intermediation volumes and rate volatility. Asset quality weakened year-on-year, with the NPL ratio rising to 9.6% and coverage declining, though the capital ratio remained strong at 23.3%.
Banco Galicia, the core banking subsidiary, earned Ps.47,653 million, recovering from a loss in 4Q 2025. Fondos Fima contributed Ps.34,375 million and Galicia Seguros Ps.12,546 million, partially offset by a Ps.18,638 million loss at fintech unit Naranja X. Liquidity stayed high, and the group paid cash dividends of Ps.41,777 million in April 2026.
Grupo Financiero Galicia S.A. has approved a substantial cash dividend for shareholders. The board, following a shareholders’ meeting decision on April 28, 2026, will distribute Ps. 150,000,228,000, equal to Ps. 93.385139154438 per share, representing 9,338.5139% of the Company’s capital stock as of the notice date.
Shareholders of record on May 5, 2026 will be paid on May 8, 2026, or on another date if required by local listing rules. The dividend will be subject to deductions for Argentina’s Personal Asset Tax where applicable and a 7% withholding tax under the Argentine Income Tax Law. Payments for local shares will be handled through Caja de Valores S.A., while ADR holders will receive payment via The Bank of New York Mellon under the relevant foreign currency conversion and local market rules.
Grupo Financiero Galicia S.A. filed a report describing a new cash dividend for its shareholders. The Board of Directors, acting under authorizations granted at the Ordinary Shareholders’ Meeting held on April 28, 2026, approved a dividend of Ps. 150,000,228,000.
The dividend will be made available to shareholders registered as of May 5, 2026, with payments starting on May 8, 2026. The notice emphasizes that the original Spanish version of the document governs all interpretation matters.
Grupo Financiero Galicia S.A. reported the results of its Ordinary Shareholders’ Meeting held on April 28, 2026. Shareholders representing 80.47% of the capital approved the financial statements for the fiscal year ended December 31, 2025 and ratified that the meeting was validly held via Microsoft Teams.
They approved the treatment of accumulated results, including allocating Ps. 9,802,314,984.75 to the Legal Reserve and Ps. 160,197,422,912.88 to a Discretionary Reserve for eventual dividend distribution. The meeting also approved a partial reversal of the Discretionary Reserve to allow potential cash and/or in‑kind dividends for an inflation-adjusted amount of Ps. 150,000,228,000, and delegated to the Board authority to release an additional Ps. 39,999,772,000 for future dividend payments, subject to Argentine Central Bank conditions.
Compensation for the Supervisory Syndics’ Committee was set at Ps. 29,701,580 and directors’ compensation at Ps. 5,675,500,000 for 2025. Shareholders reelected several syndics and directors, fixed the Board size at nine regular and four alternate directors, approved Ps. 198,239,763 in fees for the external auditor, appointed new independent and alternate accountants from Price Waterhouse & Co. S.R.L., and set an annual Audit Committee budget of US$ 50,000.
Grupo Financiero Galicia S.A. reports that shareholder FGS‑ANSES has notified the company that it will exercise its right to cumulative voting at the Ordinary Shareholders’ Meeting scheduled for April 28, 2026, specifically on item 8 of the agenda.
The company also notes that FGS‑ANSES plans to attend the Ordinary and Extraordinary Shareholders’ Meeting with 360,987,025 Class B ordinary shares, each carrying one vote. This communication is presented as a relevant information notice to the Argentine Securities Commission.
Grupo Financiero Galicia, one of Argentina’s largest financial groups, files its 2025 annual report highlighting a complex macro backdrop and structural changes. The group prepares IFRS financials in Argentine Pesos under IAS 29 for hyperinflationary economies, restating figures using CPI and the BCRA reference rate of Ps.1,459.4167 per US$1.00 as of December 31, 2025.
Banco Galicia remains the main subsidiary, alongside card, insurance, asset management, brokerage and U.S. investment vehicles. The former HSBC Argentina banking, asset management and insurance businesses, acquired via GGAL Holdings S.A., are fully consolidated from December 2024; GGAL Holdings was dissolved and absorbed by group entities with legal effect from June 23, 2025.
The filing details extensive risks tied to Argentina’s political and economic volatility, including high and unstable inflation, currency devaluation, capital controls, IMF program uncertainty and dependence on commodity prices. It notes banking‑sector risks such as depositor confidence, regulatory caps on rates and fees, dividend distribution limits and exposure to public sector debt, along with operational threats from cyber‑security, model risk and anti‑money‑laundering compliance. Governance risk is shaped by EBA Holding S.A., which controls 51.48% of voting power through Class A shares.
Grupo Financiero Galicia S.A. reports a governance change at its main subsidiary, Banco de Galicia y Buenos Aires S.A.U. Following an Ordinary General Shareholders' Meeting held on April 15, 2026, Mr. Gastón Bourdieu was appointed Chairman of the Bank’s Board of Directors.
The company highlights his extensive experience within Banco Galicia and the wider financial system, including leadership roles in corporate banking, SMEs and agribusiness, and his service on the Board since transitioning from executive duties in 2018. Banco Galicia also expresses its gratitude to outgoing chairman Mr. Grinenco for his leadership and management.