Welcome to our dedicated page for Grupo Financiero SEC filings (Ticker: GGAL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Grupo Financiero Galicia S.A. filings document foreign-issuer current reports for an Argentine financial services holding company and its ADR-listed securities. The company’s Form 6-K disclosures cover cash dividend notices, shareholder meeting results, cumulative voting matters, and capital-structure details for Class A and Class B ordinary shares and ADSs.
Filings also report material events involving the group’s main subsidiary, Banco Galicia, including board governance changes and litigation disclosures related to banking and credit card activity. These records place company actions within Argentine securities regulation and U.S. foreign private issuer reporting.
Grupo Financiero Galicia SA director Tomas Braun filed an initial ownership report on Class B Ordinary Shares. The Form 3 shows he directly holds 316,713 Class B Ordinary Shares of the company, with no new buy or sell transactions reported in this filing.
GRUPO FINANCIERO GALICIA SA reported that its General Counsel, Esteban Tresserras, filed an initial ownership statement on Form 3. This filing establishes his status as a reporting insider at the company but does not list any share transactions or current holdings in the provided data.
GRUPO FINANCIERO GALICIA SA filed an initial ownership report for Chief Risk Officer Ezequiel Manuel Valls. The filing shows he holds 2,200 Class B Ordinary Shares directly following the reported date. This Form 3 is a disclosure of existing holdings rather than a new buy or sale.
GRUPO FINANCIERO GALICIA SA executive Flavio Dogliolo, the Chief Human Resources Officer, has filed an initial statement of beneficial ownership on Form 3. The available data show no reported transactions or derivative positions, indicating this is a routine disclosure of his status as an insider.
GRUPO FINANCIERO GALICIA SA filed an initial insider ownership report for Chief IR Officer Pablo Firvida. This Form 3 does not list any transactions or existing holdings, serving only to register his status as a reporting person under insider ownership rules.
Grupo Financiero Galicia SA director Moret Silvestre Vila filed an initial ownership report showing substantial holdings in the company. The filing reports indirect ownership of 50,146,285 Class A Ordinary Shares through EBA Holdings S.A. and direct ownership of 2,197,209 Class B Ordinary Shares, with no new transactions disclosed.
Grupo Financiero Galicia S.A. has called an Ordinary Shareholders’ Meeting for April 28, 2026, to be held remotely via Microsoft Teams. Shareholders will review the 2025 financial statements, allocate results, and consider legal and discretionary reserves.
The agenda includes potential reversal of part of the Discretionary Reserve to allow an eventual dividend distribution for up to Ps. 190,000,000,000, with authority for the Board to distribute cash and/or in-kind dividends up to the amount approved. Shareholders will also vote on director and syndic appointments, compensation for directors, syndics and independent accountants, and the 2026 Audit Committee budget.
Grupo Financiero Galicia S.A. informed investors that its Board of Directors has called an Ordinary Shareholders' Meeting for April 28, 2026, at 11:00 a.m. The meeting will be held on first call via the Microsoft Teams videoconferencing system, allowing shareholders to participate remotely.
Grupo Financiero Galicia reported weak 2025 results, with net income attributable to the group of Ps.196,046 million, down 91% from 2024, as higher funding costs, regulatory changes and sharply higher loan-loss provisions compressed profitability. Full-year ROE was only 2.5% and ROA 0.4%, while the integration of HSBC Argentina generated significant restructuring and integration expenses.
In 4Q 2025, the group posted a net loss attributable to shareholders of Ps.83,544 million, implying annualized ROE of (4.3%) and ROA of (0.7%). Asset quality deteriorated, with the consolidated NPL ratio rising to 6.9% and cost of risk to 12.5%, driven mainly by retail borrowers under pressure from higher real interest rates and weaker purchasing power.
Despite earnings pressure, capitalization and liquidity remained strong. The consolidated capital ratio reached 23.0% and Tier 1 at Banco Galicia was 25.1%, with computable capital of Ps.5,840,451 million versus a minimum requirement of Ps.1,902,512 million. Liquidity was high, with liquid assets equal to 59.4% of total deposits. The year also marked completion of the HSBC integration, strong growth at asset manager Fondos Fima, and a joint venture agreement with Banco Santander to expand the Nera agri-finance platform across Argentina, Paraguay and Uruguay.
Grupo Financiero Galicia S.A. announced a large cash dividend to shareholders. The board approved a total payment of Ps. 40,601,118,959.06, equal to Ps. 25.2769025378911 per share with a face value of Ps. 1.00, representing 2,527.6903% of the company’s capital stock as of March 3, 2026.
Shareholders of record on March 6, 2026 will be eligible, with a scheduled payment date of March 11, 2026, or a later date if required by local listing rules. The dividend will be subject to a 7% withholding tax under Argentine Income Tax Law, and the company may also deduct amounts related to the Personal Asset Tax as allowed by law.