Welcome to our dedicated page for Grupo Financiero SEC filings (Ticker: GGAL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Grupo Financiero Galicia S.A. (GGAL) SEC filings page provides access to the company’s public reports as a foreign private issuer in the Financial Services sector. The filings identify the registrant as Grupo Financiero Galicia S.A., also translated as Galicia Financial Group S.A., based in Buenos Aires, Argentina, and filed under Commission File No. 0-30852.
Grupo Financiero Galicia files annual reports on Form 20-F and frequent Form 6-K current reports pursuant to Rules 13a-16 and 15d-16 under the Securities Exchange Act of 1934. The company also uses an effective Form F-3 shelf registration statement to support capital markets transactions involving its American Depositary Shares (ADSs), as described in June 10, 2025 Globe Newswire releases about a secondary ADS offering by a selling shareholder.
Recent 6-K filings illustrate the range of information disclosed: notices and material events regarding cash dividends by Grupo Financiero Galicia S.A., multiple dividend payments by its main subsidiary Banco de Galicia y Buenos Aires S.A. for the 2024 fiscal year, a press release on third quarter 2025 financial results, regulatory approval of a CEO appointment at the bank by the Argentine Central Bank, and a notice of a class lawsuit initiated against the bank. These documents show how the group reports financial performance, capital distributions, governance changes, and legal matters.
On Stock Titan, GGAL filings are updated in line with EDGAR availability and are paired with AI-powered summaries that explain the key points of each document in plain language. Users can quickly understand the implications of Form 6-K updates, annual Form 20-F disclosures, and transactions conducted under the Form F-3 shelf, without reading every page of the underlying filings.
Grupo Financiero Galicia SA director Moret Silvestre Vila filed an initial ownership report showing substantial holdings in the company. The filing reports indirect ownership of 50,146,285 Class A Ordinary Shares through EBA Holdings S.A. and direct ownership of 2,197,209 Class B Ordinary Shares, with no new transactions disclosed.
Grupo Financiero Galicia S.A. has called an Ordinary Shareholders’ Meeting for April 28, 2026, to be held remotely via Microsoft Teams. Shareholders will review the 2025 financial statements, allocate results, and consider legal and discretionary reserves.
The agenda includes potential reversal of part of the Discretionary Reserve to allow an eventual dividend distribution for up to Ps. 190,000,000,000, with authority for the Board to distribute cash and/or in-kind dividends up to the amount approved. Shareholders will also vote on director and syndic appointments, compensation for directors, syndics and independent accountants, and the 2026 Audit Committee budget.
Grupo Financiero Galicia S.A. informed investors that its Board of Directors has called an Ordinary Shareholders' Meeting for April 28, 2026, at 11:00 a.m. The meeting will be held on first call via the Microsoft Teams videoconferencing system, allowing shareholders to participate remotely.
Grupo Financiero Galicia reported weak 2025 results, with net income attributable to the group of Ps.196,046 million, down 91% from 2024, as higher funding costs, regulatory changes and sharply higher loan-loss provisions compressed profitability. Full-year ROE was only 2.5% and ROA 0.4%, while the integration of HSBC Argentina generated significant restructuring and integration expenses.
In 4Q 2025, the group posted a net loss attributable to shareholders of Ps.83,544 million, implying annualized ROE of (4.3%) and ROA of (0.7%). Asset quality deteriorated, with the consolidated NPL ratio rising to 6.9% and cost of risk to 12.5%, driven mainly by retail borrowers under pressure from higher real interest rates and weaker purchasing power.
Despite earnings pressure, capitalization and liquidity remained strong. The consolidated capital ratio reached 23.0% and Tier 1 at Banco Galicia was 25.1%, with computable capital of Ps.5,840,451 million versus a minimum requirement of Ps.1,902,512 million. Liquidity was high, with liquid assets equal to 59.4% of total deposits. The year also marked completion of the HSBC integration, strong growth at asset manager Fondos Fima, and a joint venture agreement with Banco Santander to expand the Nera agri-finance platform across Argentina, Paraguay and Uruguay.
Grupo Financiero Galicia S.A. announced a large cash dividend to shareholders. The board approved a total payment of Ps. 40,601,118,959.06, equal to Ps. 25.2769025378911 per share with a face value of Ps. 1.00, representing 2,527.6903% of the company’s capital stock as of March 3, 2026.
Shareholders of record on March 6, 2026 will be eligible, with a scheduled payment date of March 11, 2026, or a later date if required by local listing rules. The dividend will be subject to a 7% withholding tax under Argentine Income Tax Law, and the company may also deduct amounts related to the Personal Asset Tax as allowed by law.
Grupo Financiero Galicia S.A. announced that its Board of Directors approved a cash dividend totaling Ps. 40,601,118,959.06 for shareholders. The decision relies on authorizations granted at the Ordinary Shareholders’ Meeting held on April 29, 2025.
The dividend will be made available to shareholders registered as of March 6, 2026, with payments starting on March 11, 2026. This distributes a substantial cash amount to holders of record on that date.
Grupo Financiero Galicia S.A. reports that its main subsidiary, Banco de Galicia y Buenos Aires S.A., has made available the ninth cash dividend installment for fiscal year 2024. The dividend totals ARS 40.601.848.516,52 and is paid in proportion to each shareholder’s holdings, starting on the date of the notice.
The distribution was authorized by the Argentine Central Bank under Resolution RESOL-2025-137-E-GDEBCRASEFYC#BCRA, is based on results for the year ended December 31, 2024, and is subject to a 7% withholding tax under Argentine Income Tax Law.
Grupo Financiero Galicia S.A. reports that its Mexican subsidiary N-Xers S.A. de C.V. has submitted an application to Mexico’s National Banking and Securities Commission (CNBV) for authorization to be organized and operate as a multiple banking institution under that country’s Credit Institutions Law.
The company notes that it will inform the market in due course of the decision adopted by the competent authority in Mexico, indicating that N-Xers’ ability to operate as a multiple banking institution depends on this regulatory authorization.
Grupo Financiero Galicia S.A. declared a large cash dividend totaling Ps. 39,463,919,030.56, equal to Ps. 24.5689197902307 per share with a face value of Ps. 1.00, which represents 2,456.8919% of the company’s capital stock as of the announcement date.
The board approved the payment on February 3, 2026, following a prior shareholders’ meeting decision. Shareholders of record on February 6, 2026 will be paid on February 11, 2026, or on another date if required by local listing rules.
Payments in Argentina will be processed through Caja de Valores S.A., while holders of American Depositary Receipts will receive their dividends via The Bank of New York Mellon, after conversion of the relevant portion into foreign currency under applicable regulations. The company will deduct any Personal Asset Tax it pays on behalf of shareholders and apply a 7% withholding tax under Argentine Income Tax Law.
Grupo Financiero Galicia S.A. has approved a cash dividend of Ps. 39,463,919,030.56 for its shareholders. The Board of Directors authorized this distribution under powers granted by the Ordinary Shareholders’ Meeting held on April 29, 2025.
The dividend will be made available to shareholders registered as of February 6, 2026, with payments starting on February 11, 2026. This is a cash dividend, meaning shareholders will receive money rather than additional shares.