Guild Holdings Insider Report: 142 Shares Issued to Director Duffy

Rhea-AI Filing Summary

Patrick Joseph Duffy, a director and 10% owner of Guild Holdings Co. (GHLD), reported on Form 4 that on 09/02/2025 he received 142 Class A common shares as dividend equivalent units (DEUs) tied to outstanding restricted stock units (RSUs) at a $0 price. After the issuance, his total beneficial ownership of Class A common stock is reported as 89,492 shares. The form was signed by an attorney-in-fact, Bella Guerrero, on 09/04/2025. The filing notes that the DEUs are subject to the same terms as the underlying RSUs.

Positive

• Beneficial ownership increased by 142 Class A shares through DEUs
• Clear disclosure of transaction date, ownership form, and resulting holdings

Negative

• None.

Insights

Securities Analyst

TL;DR: Routine insider compensation-related issuance increased beneficial ownership modestly; no cash paid and no disposition.

This Form 4 discloses a non-derivative acquisition of 142 Class A shares recorded as dividend equivalent units on existing RSUs, with a reported price of $0. The transaction increases the director's beneficial stake to 89,492 shares. There is no sale or exercise event, no cash consideration, and no new derivative instruments created. Materiality is low given the small share increment relative to typical company float; this appears to be a routine equity compensation settlement.

Corporate Governance Expert

TL;DR: Governance disclosure is complete and standard for DEU settlement; signatures and relationship classifications are properly reported.

The filing identifies the reporting person as both a director and a 10% owner, and includes an attorney-in-fact signature dated 09/04/2025. The explanation clarifies that DEUs follow the terms of the underlying RSUs, which is typical practice. The filing contains the necessary elements required by Section 16 reporting: transaction date, code, amount, resulting holdings, and ownership form.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Duffy Patrick Joseph

(Last) (First) (Middle)

5887 COPLEY DRIVE

(Street)

SAN DIEGO CA 92111

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Guild Holdings Co [ GHLD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/02/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	09/02/2025		A		142	A	$0	89,492(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents dividend equivalent units ("DEUs") paid on outstanding RSUs. The DEUs are subject to the same terms as the underlying RSUs.

	Bella Guerrero, Attorney-in-Fact for Patrick Joseph Duffy	09/04/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Patrick Joseph Duffy report on Form 4 for GHLD?

He reported receiving 142 Class A shares as dividend equivalent units on 09/02/2025, increasing his beneficial ownership to 89,492 shares.

Were any shares sold or purchased for cash in this GHLD Form 4?

No. The transaction code indicates an acquisition (A) of DEUs related to RSUs at a reported price of $0.

What is the nature of the DEUs reported in the GHLD filing?

The DEUs are dividend equivalent units paid on outstanding RSUs and are subject to the same terms as the underlying RSUs, per the filing explanation.

What relationship does the reporting person have to GHLD?

The form lists Patrick Joseph Duffy as both a Director and a 10% Owner of Guild Holdings Co.

Who signed the Form 4 and when?

The form was signed by attorney-in-fact Bella Guerrero on 09/04/2025.