Guild Holdings Co (GHLD) holders exit after all-cash acquisition

Rhea-AI Filing Summary

Guild Holdings Co is the subject of an amended Schedule 13G/A showing that McCarthy Capital Mortgage Investors, LLC and related entities now report zero beneficial ownership of its Class A common stock.

The reporting group, including M-One Capital Management, M-One Capital Partners and Patrick J. Duffy, previously reported holdings tied to 40,333,019 shares of Class B common stock convertible one-for-one into Class A. After all outstanding shares of Guild Holdings were acquired in an all-cash transaction effective November 28, 2025, each reporting person now reports 0 shares, 0.0% of the class, and no voting or dispositive power.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 1)

Guild Holdings Co

(Name of Issuer)

Class A Common Stock, par value $0.01 per share

(Title of Class of Securities)

40172N107

(CUSIP Number)

11/28/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 40172N107

1

Names of Reporting Persons

MCCARTHY CAPITAL MORTGAGE INVESTORS, LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

0.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0.0 %

12

Type of Reporting Person (See Instructions)

OO

SCHEDULE 13G

CUSIP No. 40172N107

1

Names of Reporting Persons

M-One Capital Management, LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

0.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0.0 %

12

Type of Reporting Person (See Instructions)

IA

SCHEDULE 13G

CUSIP No. 40172N107

1

Names of Reporting Persons

M-One Capital Partners, LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

0.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0.0 %

12

Type of Reporting Person (See Instructions)

OO

SCHEDULE 13G

CUSIP No. 40172N107

1

Names of Reporting Persons

Duffy Patrick Joseph

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

NEBRASKA

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

0.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0.0 %

12

Type of Reporting Person (See Instructions)

IN

SCHEDULE 13G

Item 1.
(a)	Name of issuer: Guild Holdings Co
(b)	Address of issuer's principal executive offices: 5887 COPLEY DRIVE, SAN DIEGO, NEBRASKA, 92111
Item 2.
(a)	Name of person filing: This Statement on Schedule 13G/A is being filed by: (i) McCarthy Capital Mortgage Investors, LLC (MCMI) who was previously the direct holder of 40,333,019 shares of Class B Common Stock of the Issuer; (ii) M-One Capital Management, LLC (f/k/a McCarthy Partners Management, LLC), as Manager of MCMI with voting and investment power over the shares of Class B Common Stock of the Issuer previously held by MCMI; (iii) M-One Capital Partners, LLC (f/k/a McCarthy Partners, LLC), which manages and exclusively directs M-One Capital Management; and (iv) Patrick J. Duffy, as the President and Managing Partner of M-One Capital Partners, LLC, who may have been deemed to exercise voting and investment control over the shares of Class B Common Stock of the Issuer previously held directly by MCMI. The foregoing persons are hereinafter sometimes collectively referred to as the "Reporting Persons". Any disclosures herein with respect to such persons other than Reporting Persons are made on information and belief after making inquiry to the appropriate party. On November 28, 2025, all of the outstanding shares of the Issuer were acquired in an all-cash transaction, and as of such date, MCMI (as well as the other Reporting Persons) no longer owned any shares of the Issuer.
(b)	Address or principal business office or, if none, residence: The address of the business office of each of the Reporting Persons is 1601 Dodge Street, Suite 3800, Omaha, Nebraska 68102.
(c)	Citizenship: Each of the Reporting Persons that are entities are limited liability companies organized under the laws of the State of Delaware. Mr. Duffy is a citizen of the United States.
(d)	Title of class of securities: Class A Common Stock, par value $0.01 per share
(e)	CUSIP No.: 40172N107
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: The shares of Class A Common Stock of the Issuer previously reported as beneficially owned by the Reporting Persons on Schedule 13G were obtainable upon conversion of the shares of Class B Common Stock of the Issuer on a one-to-one basis at any time at the option of the holder and under certain other circumstances specified in the amended and restated certificate of incorporation of the Issuer. Effective as of November 28, 2025, no Reporting Person has any beneficial ownership in any shares of Class A Common Stock or Class B Common Stock of the Issuer.
(b)	Percent of class: 0.00 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 0.00
	(ii) Shared power to vote or to direct the vote: 0.00
	(iii) Sole power to dispose or to direct the disposition of: 0.00
	(iv) Shared power to dispose or to direct the disposition of: 0.00
Item 5.	Ownership of 5 Percent or Less of a Class.
	Ownership of 5 percent or less of a class
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.	Certifications:
	Not Applicable

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

MCCARTHY CAPITAL MORTGAGE INVESTORS, LLC

Signature:	Patrick J. Duffy
Name/Title:	President
Date:	02/12/2026

M-One Capital Management, LLC

Signature:	Patrick J. Duffy
Name/Title:	President
Date:	02/12/2026

M-One Capital Partners, LLC

Signature:	Patrick J. Duffy
Name/Title:	President
Date:	02/12/2026

Duffy Patrick Joseph

Signature:	Patrick J. Duffy
Name/Title:	In his personal capacity
Date:	02/12/2026

FAQ

What does the latest Schedule 13G/A filing reveal about Guild Holdings Co (GHLD)?

The Schedule 13G/A shows that key former holders now report 0 shares and 0.0% beneficial ownership of Guild Holdings Co’s Class A common stock. This reflects an all-cash acquisition of all outstanding shares that closed on November 28, 2025.

Who are the reporting persons in the Guild Holdings Co (GHLD) Schedule 13G/A amendment?

The amended filing lists McCarthy Capital Mortgage Investors, LLC, M-One Capital Management, LLC, M-One Capital Partners, LLC, and Patrick J. Duffy as reporting persons. Each now reports zero beneficial ownership and no voting or dispositive power over Guild Holdings Co shares.

What prior stake did the reporting group hold in Guild Holdings Co (GHLD)?

McCarthy Capital Mortgage Investors, LLC previously held 40,333,019 shares of Guild Holdings Co Class B common stock. Those shares were convertible into Class A stock on a one-to-one basis, forming the basis of the group’s earlier reported beneficial ownership position.

Why do the reporting persons now show 0.0% ownership of Guild Holdings Co (GHLD)?

They report 0.0% ownership because all outstanding shares of Guild Holdings Co were acquired in an all-cash transaction effective November 28, 2025. Following this transaction, none of the reporting persons beneficially own any Class A or Class B shares.

What does 0.0% beneficial ownership mean for Guild Holdings Co (GHLD) investors?

A reported 0.0% beneficial ownership means the named institutions and individual no longer hold economic or voting interests in Guild Holdings Co shares. It simply updates regulatory ownership records after the all-cash acquisition of all outstanding stock completed on November 28, 2025.

Which class of Guild Holdings Co (GHLD) securities is covered in this Schedule 13G/A?

The filing covers Class A common stock, par value $0.01 per share, of Guild Holdings Co. Earlier reported beneficial ownership was based on Class B common stock that was convertible into Class A on a one-to-one basis.