Gouverneur Bancorp (GOVB) CFO adds 200 shares in open-market IRA buy

Rhea-AI Filing Summary

Gouverneur Bancorp Chief Financial Officer James Donald Campanaro reported an open-market purchase of 200 shares of common stock at $14.90 per share through an IRA on September 12, 2025. After this transaction, the IRA holds 400 shares indirectly, while he also holds 100 shares directly and 392 shares indirectly through an ESOP.

Insider Trade Summary

Net Buyer: 200 shares ($2,980)

Net Buy 3 txns

Insider Campanaro James Donald

Role Chief Financial Officer

Bought 200 shs ($3K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	200	$14.90	$3K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 400 shares (Indirect, By IRA); Common Stock — 100 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Campanaro James Donald

(Last) (First) (Middle)

42 CHURCH STREET

(Street)

GOUVERNEUR NY 13642

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Gouverneur Bancorp, Inc./MD/ [ GOVB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
09/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/12/2025		P		200	A	$14.9	400	I	By IRA
Common Stock								100	D
Common Stock								392	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ James D. Campanaro	09/12/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider activity did Gouverneur Bancorp (GOVB) report for its CFO?

Gouverneur Bancorp reported that CFO James Donald Campanaro bought 200 common shares at $14.90 each on September 12, 2025. The purchase was an open-market transaction executed through an IRA account, increasing his indirect retirement holdings in the company.

At what price did the Gouverneur Bancorp (GOVB) CFO buy shares?

The CFO purchased 200 shares of Gouverneur Bancorp common stock at $14.90 per share. This open-market transaction was made through an IRA, reflecting the price he was willing to pay to add to his indirect retirement position in the stock.

How many Gouverneur Bancorp (GOVB) shares does the CFO hold after this Form 4?

After the reported transactions, the CFO’s IRA holds 400 shares indirectly, he holds 100 shares directly, and 392 shares indirectly through an ESOP. These figures show his combined direct and indirect exposure based on the positions disclosed in this filing.

Was the Gouverneur Bancorp (GOVB) CFO’s transaction a buy or a sell?

The transaction was a purchase. The Form 4 shows an open-market buy of 200 common shares at $14.90 each on September 12, 2025 through an IRA, with no corresponding sales reported in this particular filing.

What type of ownership is reported for the Gouverneur Bancorp (GOVB) CFO’s new shares?

The newly purchased 200 shares are held indirectly “By IRA,” meaning they are owned through a retirement account. The filing also shows 100 shares held directly and 392 shares held indirectly “By ESOP,” reflecting different ownership channels for his positions.