Granite Point Mo SEC Filings

Granite Point Mortgage Trust (GPMT) reported Q3 2025 results showing a smaller quarterly loss and lower credit stress across its portfolio. Net (loss) income attributable to common stockholders was $565 thousand, or $(0.01) per share, versus a $(34.6) million loss a year ago. Net interest income improved to $10.3 million from $7.7 million as interest expense declined with lower borrowings.

The loan book continued to shrink as repayments outpaced new fundings. Loans held-for-investment, net were $1.58 billion, down from $1.90 billion at year-end 2024. The allowance for credit losses decreased to $133.6 million (including $2.7 million on unfunded commitments), driven by resolutions and write-offs, partly offset by new specific reserves. Nonaccrual loans fell sharply to a carrying value of $109.7 million (three loans) from $408.2 million a year earlier.

Leverage moved lower: repurchase facilities declined to $438.1 million and securitized debt to $677.1 million. Liquidity remained solid with $62.7 million of cash, and the company reported compliance with all financial covenants, including an interest coverage ratio of 1.3:1.0. As of October 29, 2025, common shares outstanding were 47,405,734.

Granite Point Mortgage Trust Inc. furnished an Item 2.02 report announcing financial results for the fiscal quarter ended September 30, 2025. The company provided a press release and a Third Quarter Earnings Call Supplemental as Exhibits 99.1 and 99.2.

The materials were furnished on November 5, 2025 and are not deemed “filed” for Section 18 liability or incorporated by reference, unless specifically stated.

The Vanguard Group filed a Schedule 13G reporting beneficial ownership of Granite Point Mortgage Trust Inc. common stock. Vanguard reported 2,442,107 shares beneficially owned, representing 5.15% of the class as of 09/30/2025.

Vanguard reported 0 shares with sole voting power and 291,614 with shared voting power. It reported 2,124,177 shares with sole dispositive power and 317,930 with shared dispositive power. The filing states the securities were acquired and are held in the ordinary course of business and not for the purpose or effect of changing or influencing control of the issuer. Vanguard notes its clients have rights to dividends or sale proceeds, with no single client exceeding 5% of the class.

Granite Point Mortgage Trust Inc. amended its master repurchase and securities contract with JPMorgan. On October 14, 2025, subsidiary GP Commercial JPM LLC executed an amendment that extends the “Additional Advance Termination Date” to April 12, 2026, subject to various terms, conditions and restrictions.

On the same date, the company also amended its Amended and Restated Guarantee Agreement with JPMorgan, clarifying mechanics for the repayment of all “Additional Advances” outstanding under the repurchase agreement. The amendments are filed as Exhibits 10.1 and 10.2.

The filing shows that Blake N. Johnson, Chief Financial Officer of Granite Point Mortgage Trust, Inc. (GPMT), recorded transactions dated 10/04/2025. 22,075 restricted stock units vesting one-for-one converted to common shares and were reported as acquired. Separately, 10,860 common shares were sold at $2.95 per share, leaving 11,215 shares beneficially owned after the transactions. The RSUs originated from a 66,225 grant made on 10/04/2024, vesting in three equal annual installments through 10/04/2027.

Form 4 — Granite Point Mortgage Trust (GPMT): Director Hope B. Woodhouse reported a sale of 5,000 shares of GPMT common stock on 08/21/2025 at $2.72 per share. Following the transaction, Woodhouse beneficially owns 109,097 shares, held directly. The filing was signed by an attorney-in-fact on 08/22/2025. No derivative transactions or additional remarks are reported.

Granite Point Mortgage Trust, Inc. (GPMT) filed a Form 144 notifying a proposed sale of 5,000 shares of common stock through Fidelity Brokerage Services LLC on the NYSE, with an aggregate market value of $13,582.50 and approximately 47,394,519 shares outstanding. The shares were acquired in the open market on June 23, 2017 for cash. The filer reports no securities sold in the past three months and includes the standard attestation that no undisclosed material adverse information is known. The proposed approximate sale date is listed as 08/21/2025.

Granite Point Mortgage Trust Inc. (GPMT) director Patrick G. Halter purchased 17,000 shares of the company's common stock at a weighted average price of $2.83 per share in transactions dated 08/15/2025, bringing his beneficial ownership to 94,363 shares. The filing states the purchases occurred in multiple transactions at prices ranging from $2.82 to $2.83 and that the reported price is a weighted average; the reporter offers to provide full purchase-level details upon request. The form was signed by an attorney-in-fact on behalf of the reporting person.

Insider purchase and holdings summary for GPMT. Lazar Nikolic, identified as a director, reported purchases of 3,000 shares of Granite Point Mortgage Trust Inc. 7.00% Series A Preferred Stock on 08/13/2025 at a weighted average price of $19.61 per share (individual transaction prices ranged from $19.51 to $19.65). Following the reported transactions, the filing shows 4,193 shares beneficially owned indirectly through Soaring Eagle LLC and 33,028 shares indirectly owned through JPL Opportunity Fund LP. The report also discloses a disposition of 1,000 Series A preferred shares. The filing includes attestations about the reporting person’s managing-member roles for the two entities and an attorney-in-fact signature dated 08/15/2025.