Welcome to our dedicated page for Goldman Sachs Group SEC filings (Ticker: GS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Goldman Sachs Group, Inc. (NYSE: GS) files a wide range of documents with the U.S. Securities and Exchange Commission that provide detailed insight into its operations across Global Banking & Markets, Asset & Wealth Management and Platform Solutions. On this SEC filings page, you can review Forms 10-K and 10-Q for comprehensive annual and quarterly financial statements, along with segment operating results that break out net revenues, provision for credit losses, operating expenses and pre-tax earnings by business segment.
Goldman Sachs also uses Form 8-K to report material events and updates. Recent 8-K filings cover quarterly and annual earnings releases, changes to business segment presentation, information about the Apple Card program and its planned transition to a new issuer, and details of specific debt offerings under the firm’s shelf registration statement. Other 8-Ks describe the issuance of floating rate and fixed/floating rate notes with various maturities, along with related legal opinions and consents.
Investors can also use SEC filings to track the firm’s capital structure, including common stock, preferred stock depositary shares and listed medium-term notes, all registered under Section 12(b) of the Exchange Act. Segment disclosures explain how activities such as advisory and underwriting, FICC and Equities intermediation and financing, asset and wealth management services, investments, and Platform Solutions consumer activities contribute to overall results.
Stock Titan enhances access to these filings by providing real-time updates from EDGAR and AI-powered summaries that highlight key points from lengthy documents. This can help readers quickly understand how new 10-K, 10-Q and 8-K filings affect Goldman Sachs’ business mix, segment performance, credit costs, funding activities and strategic initiatives, without having to parse every line of the original SEC reports.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering market-linked, auto-callable notes tied to the lowest performing of Advanced Micro Devices and Meta Platforms Class A common stock. Each note has a $1,000 face amount and pays no interest or dividends.
On quarterly call dates starting in December 2026, if the lowest performing stock’s closing price is at or above its starting price, the notes are automatically called for $1,000 plus a fixed call premium that starts at at least 6.00% of face amount and steps up to at least 24.00% if called on the final calculation day in November 2029. If the notes are never called, investors receive only the $1,000 face amount at maturity, with no positive return.
The notes are unsecured obligations subject to the credit risk of GS Finance Corp. and its guarantor, have no exchange listing and are designed to be held to maturity. The initial estimated value is expected to be between $900 and $930 per $1,000, reflecting underwriting discounts of up to 3.075% and issuance and structuring costs.
Goldman Sachs (GS) provides an index supplement describing the Dow Jones Industrial Average Futures Excess Return Index (Bloomberg: DJIAFP). This index tracks the performance of the nearest maturing quarterly E-mini Dow ($5) futures contract on the Chicago Mercantile Exchange, referencing the 30‑stock Dow Jones Industrial Average® price-weighted index. It has a base value of 100 on June 14, 2002 and is calculated by S&P Dow Jones Indices.
The supplement shows historical performance through November 3, 2025. For that date, the index’s annualized return was 8.75% over 1 year, 10.01% over 3 years, 9.63% over 5 years, and 7.53% since January 2, 2020, with annualized volatility between about 13.78% and 19.92% across periods. Over the same horizons, the S&P 500® and the Dow Jones Industrial Average® posted higher annualized returns.
The document highlights multiple risks for securities linked to this index, including the credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc., the lack of dividend exposure and shareholder rights, the impact of negative roll yield in futures, and the possibility that futures-based index behavior differs from the underlying equity index. The securities are unsecured obligations, are not bank deposits, and are not insured by any governmental agency.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering unsecured autocallable notes linked to the Nasdaq-100 Index® and the S&P 500® Index, maturing in December 2027.
The notes do not pay interest. They may be automatically called on the December 21, 2026 call observation date if each index is at or above its initial level, in which case investors receive at least $1,130 per $1,000 on the call payment date. If not called, at maturity holders receive cash based on the lesser performing index, with a 200% upside participation rate and an index-specific trigger buffer level at 80% of the initial level.
If any index finishes below its trigger buffer level, repayment of principal is reduced one-for-one with the loss in the worst index, up to a total loss of the investment. The notes are subject to the credit risk of the issuer and guarantor, are not listed, have limited liquidity, and their estimated value at pricing is less than the original issue price. U.S. tax treatment is uncertain and discussed as a prepaid derivative contract.
Goldman Sachs is offering securities linked to the S&P 500® Futures Volatility Plus Daily Risk Control Index, which provides 100% to 200% leveraged exposure to the S&P 500® Futures Excess Return Index based on a dynamic volatility target. The index tracks E-mini S&P 500 futures and has a base value of 100 from February 4, 1998, with live calculation beginning April 25, 2022.
Published data combine hypothetical back-tested levels before launch and historical levels afterward, and the materials repeatedly warn this should not be seen as a guide to future performance. For the period ended November 3, 2025, the index shows annualized returns of 17.97% over 1 year and 26.81% over 3 years, with annualized volatility up to 30.50% since January 2, 2020. Exposure to the futures index was 185.02% on November 3, 2025.
Key risks include leveraged exposure, the possibility of larger losses than the underlying indices, reliance on Goldman Sachs Finance Corp. and The Goldman Sachs Group, Inc. credit, lack of dividends or shareholder rights, and the fact that the “risk control” design may not prevent significant declines or guarantee the volatility target.
Goldman Sachs’ GS Finance Corp. has issued an index supplement describing structured securities linked to the Nasdaq-100 Technology Sector Index (NDXT), an equal-weighted, price return index of technology companies drawn from the Nasdaq-100 Index®. The index is sponsored, calculated and maintained by Nasdaq, Inc. and has been in existence since February 22, 2006 with a base value of 1000.
The supplement highlights that, through November 3, 2025, the index showed annualized returns of 28.86% over 1 year, 34.93% over 3 years, 15.40% over 5 years and 15.98% since January 2, 2020, alongside relatively high annualized volatility of around 27%–32%. Comparative data show how these returns stack up against the broader Nasdaq-100 Index® and the S&P 500® Index, while repeatedly stressing that past performance does not predict future results.
The document also outlines key risks of investing in securities linked to the index, including credit risk to GS Finance Corp. and The Goldman Sachs Group, Inc., potentially lower estimated value versus original issue price, lack of dividends and shareholder rights, concentration in the technology sector, exposure to foreign markets, and the possibility that Nasdaq’s index policies and discretionary decisions may adversely affect index levels and the value of the securities.
Goldman Sachs (GS) has issued an index supplement describing the S&P 500® Daily Risk Control 5% USD Excess Return Index, which underlies certain GS Finance Corp. medium-term notes and warrants. This index measures the return of a leveraged or de‑leveraged exposure to the S&P 500® Total Return Index, after deducting a borrowing rate of SOFR + 0.02963%.
The related Risk Control index adjusts its exposure to the S&P 500® Total Return Index to target 5% volatility, with exposure that can be above or below 100%, creating a hypothetical cash position that also earns or pays SOFR + 0.02963%. Annualized returns for the Excess Return index to November 3, 2025 were 2.21% over 1 year, 4.63% over 3 years, 3.74% over 5 years and 2.90% since January 2, 2020, with volatility around 5%. The supplement highlights numerous risks, including issuer and guarantor credit risk, borrowing costs, limitations of the risk-control methodology, and the recent switch from overnight USD LIBOR to SOFR.
Goldman Sachs (GS) is offering securities linked to the S&P 500® Volatility Plus Daily Risk Control Index, which provides 100% to 200% leveraged exposure to the S&P 500® Index based on a dynamic volatility target. The index, launched on March 21, 2022 with history back to December 31, 1991, targets realized volatility equal to the S&P 500’s realized volatility plus 10%.
Using a mix of hypothetical and historical data to November 3, 2025, the index shows annualized returns of 26.06% over 1 year, 36.09% over 3 years, and 19.28% since January 2, 2020, with annualized volatility between roughly 25% and 31%. Over the same periods, the S&P 500® Index had lower annualized returns.
As of November 3, 2025, index exposure to the S&P 500® was 184.42%, underscoring leverage risk. Investors face the credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc., no dividend entitlement or shareholder rights, and the possibility of larger losses than a direct S&P 500® investment, despite the “risk control” label. The securities are not bank deposits, are not FDIC insured, and have not been approved or disapproved by the SEC.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering zero-coupon callable notes linked to the Nasdaq-100 Index® with a stated maturity expected to be December 23, 2030. The notes pay no interest and return depend on index performance or early redemption.
Starting in December 2026 and through November 2030, the issuer may redeem the notes at 100% of face amount plus a call premium, with indicative premiums beginning at least 7.2% and stepping up to at least 35.4% on later call dates. If the notes are not redeemed and the final index level is above the initial level, investors receive $1,000 plus 100% of the index gain; if the index is flat or lower, they receive $1,000 per $1,000 face amount.
The estimated value at pricing is expected to be between $885 and $935 per $1,000 face amount, reflecting structuring costs and dealer compensation. Investors face the credit risk of both GS Finance Corp. and The Goldman Sachs Group, Inc., potential secondary-market discounts, complex U.S. tax treatment as contingent payment debt instruments, and exposure to volatility and regulatory risks affecting the Nasdaq-100 Index® and its foreign components.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering index-linked notes maturing on December 1, 2027, tied to the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index. The notes pay no interest and the amount you receive at maturity depends on the worst-performing index.
For each $1,000 note, if every index is at or above its initial level on the determination date, you receive a capped maximum of $1,169. If any index is below its initial level but at or above 70% of that level, you receive your $1,000 principal back. If any index finishes below 70% of its initial level, your repayment is reduced 1% for each 1% drop below the 70% buffer, so you can lose a substantial portion of principal.
The notes are unsecured obligations subject to the credit risk of GS Finance Corp. and the guarantor. They do not provide dividends or shareholder rights in the underlying stocks, may have limited liquidity, and involve complex U.S. tax treatment described as a pre-paid derivative contract.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering autocallable notes due 2032 linked to the Goldman Sachs Momentum Builder® Focus ER Index. The notes can be automatically called on annual observation dates if the index is at or above rising call levels, paying for each $1,000 face amount $1,000 plus a call premium of at least 9.25% to 55.50% depending on the year.
If the notes are never called, investors receive at maturity $1,000 plus 100% of any positive index return; if the final index level is at or below the initial level, they receive only $1,000, so downside is limited to lost opportunity but there is no periodic interest.
The index rebalances daily across up to 10 futures- and cash-based exposures with a 5% volatility control, a momentum risk control feature and an annual deduction of 0.65% on an excess-return basis over the federal funds rate, so large allocations to cash positions can materially reduce index performance. The issuer’s estimated value is $850 to $890 per $1,000 face amount, below the issue price, and the notes are unsecured obligations subject to the credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc. For U.S. tax purposes they are treated as contingent payment debt instruments, requiring taxable accrual of ordinary income over the term.