The Goldman Sachs Group, Inc. files regulatory documents that cover operating results, material events, capital structure and corporate governance. Its 8-K filings document earnings releases, Regulation FD disclosures, debt and subordinated debt issuances under shelf registration statements, and changes involving directors or executive officers.
The filing record also identifies Goldman Sachs’ NYSE-listed common stock, preferred depositary shares, capital securities and medium-term notes issued by GS Finance Corp. Proxy materials disclose annual meeting matters, board governance, executive compensation and shareholder voting items, while registration-related exhibits document securities offerings and related terms.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering Autocallable Contingent Coupon Index-Linked Notes due 2028 linked to the Nasdaq-100, Russell 2000 and S&P 500 indices. Investors receive a contingent monthly coupon of $8.792 per $1,000 (0.8792% monthly, up to about 10.55% per year) only if each index is at or above its coupon trigger level of 70% of its initial level on the observation date.
The notes may be automatically called quarterly if on a call observation date each index is at or above its initial level, in which case investors receive $1,000 per note plus the due coupon and the investment ends early. If not called, at maturity on August 3, 2028 the cash payment per $1,000 note depends on the lesser performing index. If that index finishes at or above its trigger buffer level of 60% of its initial level, investors receive full principal back; otherwise, repayment is reduced one-for-one with the index decline, down to zero, and principal loss up to 100% is possible.
The notes carry the credit risk of GS Finance Corp. and the guarantor, may have limited or no secondary market, and their estimated value at pricing is lower than the original issue price due to fees, costs and dealer margin. Tax treatment is uncertain and described as an income-bearing prepaid derivative contract.
GS Finance Corp., fully guaranteed by The Goldman Sachs Group, Inc., is offering S&P 500® Index-linked auto-callable buffered notes with an aggregate face amount of $1,183,000. The notes do not bear interest and expose investors to potential loss of principal based on index performance.
The notes may be automatically called on July 21, 2028 if the S&P 500® closing level is at or above the initial level of 7,509.20, paying $1,152.50 per $1,000 face amount. If not called, the July 24, 2031 maturity payout depends on index performance, with 100% upside participation and a 20% buffer. Below 80% of the initial level, principal is reduced one-for-one with further declines, so investors may lose a substantial portion of their investment. Payments are subject to the credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc., and the notes will not be listed on any exchange.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering structured notes linked to the common stock of Advanced Micro Devices, Micron Technology, Oracle and Qualcomm. The notes are expected to trade from a July 27, 2026 trade date, be issued on July 30, 2026, and mature on July 31, 2031, unless automatically called.
The notes pay a monthly coupon that depends on all four stocks. If on a coupon observation date each stock is at or above 77.5% of its initial price, holders receive a maximum coupon that accrues at $9.042 per $1,000 for each observation since issuance (0.9042% monthly, about 10.85% per annum) minus prior coupons. If any stock is below that level, investors receive only the minimum coupon of $0.209 per $1,000 (0.0209% monthly, about 0.25% per annum).
Beginning in July 2027, if on any call observation date each stock is at or above its initial price, the notes are automatically redeemed at $1,000 per $1,000 face amount plus the applicable coupon. At maturity, if not called, investors receive $1,000 plus the final coupon. The notes are unsecured obligations subject to the credit risk of GS Finance Corp. and its parent and have an estimated value on the trade date of $885–$925 per $1,000, below the original issue price.
The Goldman Sachs Group, Inc. reports that on July 21, 2026 it issued debt securities under its shelf registration statement on Form S-3 (File No. 333-284538). The current report primarily makes related legal and technical exhibits publicly accessible.
These exhibits include a legal opinion and consent from Sullivan & Cromwell LLP regarding the securities, and Inline XBRL cover-page data files that present key cover information in a structured, machine-readable format.
GS Finance Corp., guaranteed by The Goldman Sachs Group, issues autocallable contingent coupon buffered notes linked to a Class A subordinate voting share of Shopify Inc. The notes are expected to trade from July 23, 2026, and mature on July 26, 2029, unless automatically called earlier.
For each $1,000 face amount, investors may receive a quarterly coupon of $49.375 (4.9375% quarterly, up to 19.75% per annum) when Shopify’s closing price on the relevant observation date is at or above 50% of the initial index stock price. If on any call observation date the closing price is at or above the initial index stock price, the notes are automatically redeemed at $1,000 plus that quarter’s coupon.
If the notes are not called, principal repayment at maturity depends on Shopify’s performance. If the final price is at or above 50% of the initial level, holders receive $1,000 plus any final coupon. If it is below 50%, repayment is reduced one-for-one with the index stock return, potentially to zero, and no coupon is paid. The estimated value on the trade date is $925–$955 per $1,000, reflecting structuring costs and dealer margin.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering zero-coupon notes linked to the S&P 500® Futures 40% VT Adaptive Response 6% Decrement Index (USD) ER. The notes pay no interest and may be automatically called on quarterly call observation dates starting in January 2027 if the index closes at or above 90% of the initial level, returning principal plus a call premium (e.g., 7.35% on the first call payment date) per $1,000 face amount.
If the notes are never called, payoff at maturity in July 2033 depends on index performance. If the final index level is at least 90% of the initial level, investors receive the maximum settlement amount of $2,029 per $1,000 face amount (reflecting a 102.9% maturity date premium). If the final level is between 60% and 90% of the initial level, only principal is returned. Below 60%, losses are one-for-one with the index decline and investors can lose their entire investment.
The underlier is a leveraged futures-based index targeting 40% volatility, with up to 500% exposure and a daily 6% per annum decrement, which drags performance and can offset positive returns. The estimated value at pricing is expected between $885 and $925 per $1,000, below the issue price, and values are subject to the credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering autocallable notes linked to the S&P 500® Index, maturing in 2028. The notes are issued at 100% of face amount, do not bear interest and may be automatically called on July 29, 2027 if the index on the July 26, 2027 call observation date is at or above the initial level of 7,457.69. In that case, holders receive a fixed $1,120 per $1,000 face amount.
If not called, the July 20, 2028 maturity payment depends on the index level. Investors participate 100% in upside above the initial level. Principal is protected only down to a buffer level of 85%; below that, losses match the index decline beyond the 15% buffer, potentially down to 15% of face value in severe declines. Payments are subject to the credit risk of GS Finance Corp. and the guarantor, the notes will not be listed, may trade below issue price, and the issuer’s modeled estimated value at pricing will be less than the original issue price. U.S. tax treatment is uncertain and the notes are treated as a pre-paid derivative contract for U.S. federal income tax purposes.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering autocallable notes linked to the Goldman Sachs Momentum Builder® Focus ER Index, maturing in 2033. The notes pay no interest and may be automatically called annually if the index closes at or above rising call levels.
If called, holders receive $1,000 plus a fixed call premium per $1,000 face amount, with call premiums from 14% in 2027 up to 84% in 2032. If never called, at maturity holders receive the greater of $1,000 or $1,000 plus 100% of any index gain; if the index is flat or down, only face value is repaid.
The index uses daily rebalancing, a 5% volatility control, and a momentum risk control feature, and is calculated on an excess return basis over the federal funds rate with a 0.65% per annum deduction. The issuer’s estimated value is $850–$880 per $1,000, below the 100% issue price, and the notes are treated as contingent payment debt instruments for U.S. tax purposes, requiring accrual of ordinary income over their term.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is issuing leveraged, callable notes linked to the S&P 500® Futures Excess Return Index. The notes are expected to trade on July 24, 2026, be issued on July 29, 2026 and mature on July 28, 2033, unless redeemed early.
The notes pay no interest. At maturity, if the final index level is above the initial level, investors receive for each $1,000 principal the sum of $1,000 plus 8 times the positive index return; if the index return is zero or negative, only the $1,000 face amount is repaid. The upside participation rate is therefore 800%, with no downside below par at maturity.
GS Finance Corp. may redeem the notes in whole on monthly call payment dates from July 29, 2027 through June 29, 2033 at $1,000 plus a fixed call premium (starting at 10.0008% and rising to 69.1722%). The estimated value at pricing is expected to be between $885 and $925 per $1,000, reflecting structuring costs and dealer margin. Payments depend on the credit of GS Finance Corp. and The Goldman Sachs Group, Inc., and investors have no rights in the underlying futures or index components.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering Capped Buffer GEARS linked to the S&P 500® Index. The notes have a 2.00x upside gearing on positive index returns, subject to a maximum return of 22.65%–25.65% and a maximum settlement of $12.265–$12.565 per $10 face amount.
Principal is contingently protected only at maturity: if the final index level is at or above the initial level but not above the cap, or down no more than the 10.00% buffer (downside threshold at 90.00% of the initial level), investors receive $10 per note. Below the downside threshold, losses match index declines beyond the buffer, with up to a 90.00% loss if the index goes to zero.
The notes pay no interest, do not provide dividends, and are unsecured obligations subject to the credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc. Estimated value on the trade date is expected between $8.90 and $9.20 per $10. Minimum investment is $1,000, with expected trade date July 29, 2026 and maturity August 1, 2028.