Huntington Bancshares Inc 8-K Filings

Huntington Bancshares Incorporated (HBAN) furnished an investor presentation for the 2026 Barclays Global Financial Services Conference that updates growth guidance, showcases recent acquisitions, and outlines financial targets. Management highlights a national franchise with $284 billion assets, $189 billion loans, and $222 billion deposits as of June 30, 2026, and peer‑leading organic growth, with loans growing at a 7.6% CAGR and deposits at 4.1% CAGR from 4Q24 to 2Q26 versus much lower peer medians. The presentation emphasizes fee‑income expansion driven by payments, wealth, and capital markets businesses, and cost synergies from the Cadence and Veritex mergers, targeting $365 million and $70 million run‑rate expense savings by 4Q26 and 2Q26. Updated FY26 guidance now calls for about 35% net interest income growth, ~36% average loan growth, and ~33% deposit growth versus FY25 baselines, with noninterest income up ~32% and core expenses growing about 32.5–33.5%. Huntington also presents a more conservative FY27 outlook, with a revised adjusted EPS target range of $1.75–$1.83, expected ROTCE of 17–18%, and planned share repurchases of about $1.3–1.4 billion, compared with FY25 adjusted EPS of $1.45 and ROTCE of 16.4%. The bank reiterates its use of non‑GAAP measures and provides reconciliations, including FY25 tangible book value per share of $9.89.

Huntington Bancshares Inc. (HBAN) announced that its Board of Directors unanimously appointed Brantley J. Standridge as President of the company, effective September 8, 2026. He will also serve as President of The Huntington National Bank, the company’s wholly owned banking subsidiary.

Standridge succeeds Stephen D. Steinour in the President role; Steinour will continue as Chairman and Chief Executive Officer of the company and Chief Executive Officer of the bank, maintaining leadership continuity. Standridge, age 50, has held senior executive roles at Huntington since 2022 and previously held leadership positions at Truist Financial Corporation and BB&T Corporation.

In connection with this promotion, effective September 15, 2026, his annualized base salary increases from $850,000 to $1,000,000, his annual incentive plan target increases from $1,487,500 to $1,850,000 (pro-rated for time served as President in 2026), and his long-term incentive plan target increases from $2,762,500 to $4,650,000.

Huntington Bancshares Incorporated declared quarterly cash dividends on its common and multiple preferred stock series. The common stock dividend is $0.155 per share, payable October 1, 2026 to shareholders of record on September 17, 2026, unchanged from the prior quarter.

The Board also set specific quarterly dividends for its Series B, F, G, H, J and K Non-Cumulative Perpetual Preferred Stock, payable October 15, 2026 to holders of record on October 1, 2026, and for its Series L preferred stock, payable November 20, 2026 to holders of record on November 5, 2026.

Huntington describes itself as a $284 billion asset regional bank holding company operating over 1,400 branches in 21 states.

Huntington Bancshares reported strong financial results for the quarter ended June 30, 2026. Net income attributable to Huntington was $727 million, or $0.33 per diluted share, up from $523 million and $0.25 in the prior quarter, and up from $536 million a year ago. Excluding acquisition-related Notable Items, adjusted EPS was $0.39. Fully-taxable equivalent net interest income rose 40% year over year to $2.07 billion, while noninterest income increased 67% to $785 million, driving total FTE revenue to $2.86 billion, up 46% year over year.

Growth was fueled by the Cadence and Veritex acquisitions and organic expansion. Average loans and leases reached $189.3 billion, up 42% from a year earlier, and average deposits were $223.4 billion, up 37%. Net interest margin was 3.21%, 10 basis points higher than a year ago, and the efficiency ratio improved sequentially to 61.5%. Asset quality remained moderate, with net charge-offs at 0.25% of average loans and leases and nonperforming assets at 0.85% of loans, OREO, and other NPAs. The allowance for credit losses stood at $3.4 billion, or 1.78% of total loans and leases. Capital remained solid with a 10.0% Common Equity Tier 1 ratio and a 7.1% tangible common equity to tangible assets ratio, while the company repurchased $159 million of common shares in the quarter and $309 million year to date.

Huntington Bancshares Incorporated disclosed that its Board of Directors declared and set aside a quarterly cash dividend on its 5.70% Series I Non-Cumulative Perpetual Preferred Stock (Nasdaq: HBANM) of $356.25 per share, or $0.35625 per depositary share.

The dividend is payable on September 1, 2026 to shareholders of record as of August 15, 2026. This concerns the company’s preferred stock and does not address common stock dividends or broader financial results.

Huntington Bancshares furnished an investor presentation from the 2026 Morgan Stanley US Financials Conference, outlining strategy, integration progress and financial targets. As of March 31, 2026, the bank reported $285 billion in assets, $189 billion in loans and $223 billion in deposits.

The slides highlight a super-regional model with national commercial capabilities, growing fee businesses and a local delivery structure across 21 regions. Management targets $435 million of annualized expense synergies from the Veritex and Cadence deals by 2027 and more than $500 million of cumulative revenue synergies by 2028.

For full-year 2025, Huntington reports diluted GAAP EPS of $1.39 and adjusted EPS of $1.45, an adjusted return on average tangible common equity of 16.4%, and tangible book value per share of $9.89, up 19% year over year. The outlook suggests FY27 adjusted EPS of $1.90–$1.93 supported by integration benefits and fee-income growth.

Huntington Bancshares is furnishing presentation slides from the 2026 Sanford Bernstein Strategic Decisions Conference, where leadership highlights a growth-focused super-regional bank model. As of March 31, 2026, the bank reports $285B in assets, $189B in loans, and $223B in deposits, emphasizing commercial and consumer franchises across 21 states.

The slides show FY25 total revenue of $8.2B on a fully tax-equivalent basis and diluted EPS of $1.39, or $1.45 on an adjusted basis after notable items. Return on average tangible common equity reached 15.7%, or 16.4% on an adjusted basis, while tangible book value per share rose to $9.89, a 19% year-over-year increase.

Management underscores disciplined risk and capital management, with an adjusted CET1 ratio of 9.2% and a stated 9–10% target range. The bank highlights liquidity coverage above peers, a 3.9% dividend yield, and a programmatic share repurchase plan of $550M expected for 2026 and $1.1–$1.2B expected for 2027, alongside cost and revenue synergies from recent Veritex and Cadence partnerships.

Huntington Bancshares Incorporated reported the results of its 2026 Annual Meeting of Shareholders. Investors approved the election of all 15 director nominees, each receiving over 1.41 billion votes in favor in most cases, with additional against, abstention, and broker non-vote tallies recorded.

Shareholders also approved, on an advisory and non-binding basis, the company’s executive compensation, with 1,407,891,254 votes for, 146,434,626 against, and 5,600,512 abstentions, plus 197,411,063 broker non-votes. They further ratified the appointment of PwC as independent registered public accounting firm for 2026, with 1,681,217,483 votes for, 73,468,314 against, and 2,679,953 abstentions.

Huntington Bancshares Incorporated declared a quarterly cash dividend on its common stock of $0.155 per share, unchanged from the prior quarter. The common dividend will be paid on July 1, 2026 to shareholders of record on June 17, 2026.

The Board also approved quarterly cash dividends on multiple preferred stock series, with payments on July 15, 2026 for most series and August 20, 2026 for the 5.50% Series L preferred, each to holders of record on the specified July or August record dates.

Huntington Bancshares Incorporated reported first‑quarter 2026 earnings showing strong balance‑sheet growth driven by recent acquisitions. Net income was $523 million, or $0.25 per diluted common share, down from $0.30 in the prior quarter, as acquisition‑related expenses weighed on GAAP results. Adjusted EPS, excluding Notable Items, was $0.37, unchanged sequentially and up from $0.34 a year ago.

Fully‑taxable equivalent net interest income rose 33% year over year to $1.91 billion, with net interest margin improving to 3.24%. Average loans and leases grew 33% to $174.2 billion, and average deposits increased 27% to $204.6 billion, reflecting the Cadence and Veritex acquisitions plus organic growth.

Credit quality remained stable, with net charge‑offs at 0.26% of average loans and leases and an allowance for credit losses of $3.4 billion, or 1.78% of total loans and leases. The Common Equity Tier 1 capital ratio was 10.2%. Huntington repurchased $150 million of common stock in the quarter and announced a new $3 billion share repurchase authorization, replacing the prior program.

Huntington Bancshares Incorporated filed an amended current report to add detailed financial information for its acquisition of Cadence Bank. The amendment supplies Cadence’s audited financial statements for 2023–2025 and unaudited pro forma combined 2025 results showing Huntington as if the merger had been in place for all of 2025.

Cadence reported total assets of $53.5 billion, loans and leases of $37.2 billion, deposits of $44.1 billion, and net income of $544.5 million for 2025. The notes describe Cadence’s 2023 sale of its insurance unit for $904.0 million in cash and explain key accounting policies, credit loss methodology, and capital management.

Huntington Bancshares Incorporated announced that its Board of Directors declared quarterly cash dividends on two series of preferred stock. The 5.70% Series I Non-Cumulative Perpetual Preferred Stock will pay $356.25 per share, or $0.35625 per depositary share, on June 1, 2026 to shareholders of record on May 15, 2026. The 5.50% Series L Non-Cumulative Perpetual Preferred Stock will pay $343.75 per share, or $0.34375 per depositary share, on May 20, 2026 to shareholders of record on April 30, 2026. Huntington describes itself as a regional bank holding company with $279 billion in assets serving customers across multiple states.

Huntington Bancshares Incorporated is furnishing investor presentation slides from its appearance at the 2026 RBC Global Financial Institutions Conference. The slides outline a super-regional growth strategy built on national commercial capabilities, a differentiated local delivery model, and disciplined integration of recent acquisitions.

For 2025, Huntington reports total revenue of $8.166 billion (GAAP) and adjusted pre-provision net revenue of $3.407 billion, with diluted EPS of $1.39 GAAP and $1.45 adjusted. The bank targets a 2027 diluted EPS range of $1.90–$1.93, 6–9% pre-provision net revenue CAGR, and a 2027 return on tangible common equity goal of 18–19%.

The materials highlight planned cost synergies with run-rate savings of $435 million by 2027 and revenue synergies reaching a run-rate of $300 million+ by 2028. FY26 guidance includes net interest income and noninterest income growth, positive operating leverage of 500–600 basis points, and an efficiency ratio exiting 2026 around 56%, with adjusted efficiency below 55%.

Huntington Bancshares used a UBS financial services conference to highlight recent performance and a multi‑year growth outlook. For 2025, revenue on a fully tax‑equivalent basis is shown at $8.231 billion, with adjusted revenue of $8.278 billion, and diluted EPS of $1.39 (adjusted $1.45, up 16% year over year). Tangible book value per share rose to $9.89, a 19% increase, and the net charge‑off ratio was 0.23%. Return on average tangible common equity reached 15.7%, or 16.4% on an adjusted basis.

The company positions itself as a differentiated super‑regional bank, emphasizing expense re‑engineering, growing high‑return investments, and integration of partners such as Cadence, Veritex and Janney. Management targets $1.90–$1.93 EPS in 2027, supported by expected revenue synergies, cost savings of several hundred million dollars in run‑rate terms, and projected operating leverage of 500–600 basis points with an efficiency ratio around 53% and ROTCE of 18–19%.

Huntington Bancshares Incorporated completed its previously announced all-stock acquisition of Cadence Bank on February 1, 2026, merging Cadence into The Huntington National Bank. Cadence shareholders receive 2.475 shares of Huntington common stock for each Cadence common share, with cash paid instead of fractional shares.

The total aggregate consideration is approximately 462 million shares of Huntington common stock. Cadence’s 5.50% Series A preferred stock was converted into Huntington’s new Series L preferred, represented by 6,900,000 depositary shares. Huntington’s board expanded to 15 directors, adding three former Cadence directors, and former Cadence CEO James D. Rollins III receives $10 million upfront plus multi-year cash fees for advisory and board roles.

Huntington Bancshares Incorporated issued two new debt securities to investors. The company sold $1,000,000,000 of 4.623% Fixed-to-Floating Rate Senior Notes due 2032 and $750,000,000 of 5.605% Fixed-to-Fixed Rate Subordinated Notes due 2041. These Notes were issued under existing senior and subordinated indentures with The Bank of New York Mellon Trust Company, N.A. as trustee and sold through an underwriting group led by major investment banks. Related indentures, supplemental indentures, note forms and legal opinions are filed as exhibits and incorporated into the company’s automatic shelf registration statement.

Huntington Bancshares Incorporated reports that its planned merger of Cadence Bank into The Huntington National Bank has cleared key milestones. Shareholders of both Huntington and Cadence approved merger-related proposals, and all required regulatory approvals have been received, so closing is expected on or about February 1, 2026, subject to remaining conditions in the merger agreement.

Huntington also announced an offering of debt securities and, in connection with that offering, is filing Cadence’s audited and interim financial statements and unaudited pro forma combined financial statements for Huntington and Cadence as exhibits. The company notes that these filings do not modify or update Huntington’s previously filed annual or quarterly consolidated financial statements.

Huntington Bancshares Incorporated reported that its Board of Directors declared a quarterly cash dividend on its common stock of $0.155 per share, unchanged from the prior quarter. This dividend will be paid on April 1, 2026, to shareholders who are on record as of March 18, 2026.

The Board also approved quarterly cash dividends on six series of preferred stock. These include per-share dividends of $16.5845 for Floating Rate Series B, $1,406.25 for 5.625% Series F, $1,112.50 for 4.450% Series G, $11.25 for 4.5% Series H, $17.19 for 6.875% Series J, and $1,562.50 for 6.25% Series K. All six preferred dividends are payable on April 15, 2026, to shareholders of record on April 1, 2026.

Huntington Bancshares Incorporated filed a current report describing the public release of its earnings for the quarter ended December 31, 2025. The company issued a news release and a Quarterly Financial Supplement, which are included as Exhibits 99.1 and 99.2 and incorporated by reference.

The filing explains that Huntington’s senior management is hosting an earnings conference call on January 22, 2026 at 9:00 a.m. Eastern Time, with access provided via webcast and dial-in numbers, and replay options available through January 30, 2026. The report also includes an extensive cautionary statement about forward-looking statements, outlining numerous economic, regulatory, operational, and transaction-related risks that could cause actual results to differ from expectations.

Huntington Bancshares Incorporated held a special shareholder meeting to vote on proposals tied to its planned merger of Cadence Bank into The Huntington National Bank under an Agreement and Plan of Merger dated October 26, 2025. Shareholders considered a share issuance proposal needed to complete the transaction and an adjournment proposal.

Of 1,574,803,152 Huntington common shares outstanding as of November 28, 2025, about 77% were represented, providing a quorum. The share issuance proposal passed with 1,198,695,370 votes for, 4,655,051 against, and 2,066,143 abstaining, which Huntington notes was approximately 99% of votes cast. The adjournment proposal also passed, with 1,145,350,513 votes for and about 95% support of votes cast, but no adjournment was needed because the share issuance proposal had already been approved.

Huntington Bancshares Incorporated reported that the Office of the Comptroller of the Currency has approved the application of The Huntington National Bank for the previously announced merger of Cadence Bank into Huntington National Bank. With this approval, all required regulatory clearances to complete the merger have been received. The merger closing is expected on or about February 1, 2026, with Huntington National Bank remaining as the surviving bank, subject to the remaining closing conditions in the merger agreement. The companies also reference an effective Form S-4 registration statement and definitive joint proxy statement/prospectus related to the transaction.

Huntington Bancshares Incorporated announced that its Board of Directors declared and set aside a quarterly cash dividend on the company’s 5.70% Series I Non-Cumulative Perpetual Preferred Stock.

The dividend is $356.25 per share, which is equivalent to $0.35625 per depositary share of Nasdaq-listed HBANM. It will be payable on March 2, 2026, to shareholders of record as of February 15, 2026. The company also noted that a related news release is provided as an exhibit.

Huntington Bancshares Incorporated is informing investors that its Chairman, President and CEO, Steve Steinour, and CFO, Zach Wasserman, will present to analysts and investors at the 2025 Goldman Sachs Financial Services Conference on December 10, 2025. The related investor presentation slides are furnished as Exhibit 99.1 and are also available in the Investor Relations section of Huntington’s website.

The communication includes extensive forward-looking statements about a proposed transaction between Huntington and Cadence Bank and notes that a Registration Statement on Form S-4, including a joint proxy statement/prospectus, was declared effective on December 3, 2025. Huntington and Cadence emphasize the numerous risks that could affect the transaction and urge their shareholders and other investors to read the registration statement and joint proxy statement/prospectus and related filings because they contain important information about the proposed transaction and upcoming shareholder votes.

Huntington Bancshares announced a definitive agreement for Cadence Bank to merge into The Huntington National Bank, with Huntington National Bank as the surviving bank. Each share of Cadence common stock will be converted into the right to receive 2.475 shares of Huntington common stock, with cash paid in lieu of fractional shares.

Each share of Cadence 5.50% Series A preferred will convert into the right to receive 1/1000 of a share of a new Huntington preferred series (or depositary shares) with terms not materially less favorable. Cadence equity awards will convert or settle based on the exchange ratio and award type, with rTSR for certain performance awards measured as of October 21, 2025. Three Cadence directors, including James D. Rollins III, will join Huntington’s board.

Closing requires shareholder approvals, regulatory approvals (including OCC), NASDAQ listing of the new securities, and an effective Form S-4. The agreement includes a $296,000,000 termination fee under specified circumstances and commits Huntington to maintain the Cadence Bank Foundation and its funds within Cadence’s footprint.

Huntington Bancshares (HBAN) announced a bank merger agreement with Cadence Bank. Huntington, The Huntington National Bank, and Cadence executed an Agreement and Plan of Merger dated October 26, 2025. Under the agreement, Cadence will merge with and into The Huntington National Bank, which will remain the surviving bank.

Huntington and Cadence issued a joint press release and an investor presentation to discuss the proposed transaction, furnished as Exhibits 99.1 and 99.2. Huntington will file a Form S-4 that includes a joint proxy statement/prospectus for shareholder consideration of the merger. The communication includes forward‑looking statements and outlines customary risks, including required shareholder and regulatory approvals, integration execution, and potential dilution from any Huntington share issuance in connection with the transaction.

Huntington Bancshares (HBAN) announced that its Board declared a quarterly cash dividend on common stock of $0.155 per share, unchanged from the prior quarter. The common dividend is payable on January 2, 2026 to shareholders of record on December 18, 2025.

The Board also declared quarterly cash dividends on six preferred stock series, all payable January 15, 2026 to holders of record on January 1, 2026:

• Series B (Floating Rate): $0.429134300 per depositary share
• Series F (5.625%): $14.0625 per depositary share
• Series G (4.450%): $11.1250 per depositary share
• Series H (4.5%, HBANP): $0.28125 per depositary share
• Series J (6.875%, HBANL): $0.42975 per depositary share
• Series K (6.25%): $21.528 per depositary share

Huntington Bancshares Incorporated announced its earnings release for the quarter ended September 30, 2025 and made a Quarterly Financial Supplement available. Management will host an earnings conference call on October 17, 2025 at 9:00 a.m. Eastern.

The earnings news release (Exhibit 99.1) and the Quarterly Financial Supplement (Exhibit 99.2) are furnished and available via the Investor Relations section of Huntington’s website. The filing also includes forward‑looking statements language referencing a proposed transaction with Veritex and related risk factors.

Huntington Bancshares Incorporated reports that it has received regulatory approval from both the Federal Reserve and the Office of the Comptroller of the Currency for its previously announced merger with Veritex Holdings, Inc. Veritex will merge into Huntington, and Veritex Community Bank will merge into The Huntington National Bank, with Huntington and its bank remaining the surviving entities.

All required regulatory approvals for the mergers have now been obtained. The companies expect to close the mergers on October 20, 2025, subject to remaining customary closing conditions in their merger agreement. Veritex shareholders approved the transaction at a special meeting held on September 22, 2025.