Huntington Bancshares (HBAN) director granted 1,803 deferred stock shares

Rhea-AI Filing Summary

CRANE ANN B reported acquisition or exercise transactions in this Form 4 filing.

Huntington Bancshares director Ann B. Crane received a grant of 1803.2730 shares of common stock on 2026-07-28, credited as quarterly share awards under the Directors' Deferred Compensation Plan. After this award, she holds 106275.5390 shares indirectly through the plan and 234098.5580 shares directly, while disclaiming beneficial ownership for certain regulatory purposes.

Insider Trade Summary

Net Buyer: 1,803.273 shares

Net Buy 2 txns

Insider CRANE ANN B

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1, F2	1,803.273	$0.00	$0.00
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 106,275.539 shares (Indirect, Director Deferred Compensation Plan); Common Stock — 234,098.558 shares (Direct)

Footnotes (2)

1. F1. Reflects the quarterly share awards to Directors pursuant to the terms of the Directors' Deferred Compensation Plan.
2. F2. The filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934 or otherwise, the beneficial owner of the securities.

Key Figures

Director stock award: 1803.2730 shares Indirect holdings after award: 106275.5390 shares Direct holdings after report: 234098.5580 shares +1 more

4 metrics

Director stock award 1803.2730 shares Quarterly share award to Ann B. Crane on 2026-07-28 under Directors' Deferred Compensation Plan

Indirect holdings after award 106275.5390 shares Indirect HBAN common stock held for Ann B. Crane in Director Deferred Compensation Plan after the grant

Direct holdings after report 234098.5580 shares Direct HBAN common stock holdings reported for Ann B. Crane as of the same reporting date

Transaction price per share 0.0000 Reported per-share price for the 1803.2730-share director award entry

Key Terms

Directors' Deferred Compensation Plan, beneficial owner, Section 16

3 terms

Directors' Deferred Compensation Plan financial

"Reflects the quarterly share awards to Directors pursuant to the terms of the Directors' Deferred Compensation Plan."

beneficial owner regulatory

"shall not be construed as an admission that the undersigned is ... the beneficial owner of the securities."

A beneficial owner is the person who ultimately owns or controls a financial asset or property, even if their name isn't directly on official documents. Think of it like someone who secretly holds the keys to a safe deposit box—others may appear to have access, but the true owner is the one who benefits from what's inside. Identifying beneficial owners helps ensure transparency and prevent illegal activities like money laundering or fraud.

Section 16 regulatory

"for the purpose of Section 16 of the Securities and Exchange Act of 1934 or otherwise"

Section 16 is a U.S. securities law rule that governs the trading and disclosure obligations of company insiders — typically officers, directors and large shareholders — to promote transparency and deter unfair profit-taking. It requires insiders to publicly report their stock trades and allows companies or the issuer to reclaim quick, short-term profits from certain insider trades, like a scoreboard and a refund policy that help investors see and limit possible insider advantage.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/29/2026 - 04:39 PM Accepted by SEC EDGAR 07/29/2026 - 04:38 PM Learn about SEC filing dates

FAQ

What insider transaction did HBAN report for director Ann B. Crane?

HBAN reported that director Ann B. Crane received a grant of 1803.2730 Huntington Bancshares common shares. The award represents a quarterly share credit under the company’s Directors' Deferred Compensation Plan, not an open-market purchase or sale.

How many Huntington Bancshares (HBAN) shares were granted to Ann B. Crane?

Ann B. Crane was granted 1803.2730 shares of HBAN common stock. These shares were credited as part of her quarterly director compensation under the Directors' Deferred Compensation Plan, at a reported price per share of 0.0000 for this award entry.

How many HBAN shares does Ann B. Crane indirectly hold after this award?

Following the award, Ann B. Crane indirectly holds 106275.5390 HBAN common shares. These shares are credited under the Director Deferred Compensation Plan, with the filing including a disclaimer regarding beneficial ownership for certain Section 16 regulatory purposes.

What are Ann B. Crane’s direct Huntington Bancshares (HBAN) holdings now?

After the reported activity, Ann B. Crane directly holds 234098.5580 HBAN common shares. This direct holding amount is listed separately from her indirect holdings under the director deferred compensation plan and reflects her personal share position in the company.

Was the HBAN Form 4 transaction a market purchase or sale by Ann B. Crane?

No. The Form 4 for HBAN shows a grant/award acquisition of 1803.2730 shares to Ann B. Crane. The footnotes explain this reflects quarterly share awards under the Directors' Deferred Compensation Plan, rather than a discretionary market trade.

Does Ann B. Crane claim beneficial ownership of all HBAN shares in the plan?

The filing includes a footnote stating it should not be construed as an admission that she is the beneficial owner of those securities. This disclaimer relates to treatment under Section 16 of the Securities Exchange Act of 1934.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CRANE ANN B

(Last) (First) (Middle)

HUNTINGTON CENTER

41 S. HIGH STREET

(Street)

COLUMBUS OHIO 43215

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
HUNTINGTON BANCSHARES INC /MD/ [ HBAN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/28/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/28/2026		A(1)		1,803.273	A	$0.0000	106,275.539	I	Director Deferred Compensation Plan(2)
Common Stock								234,098.558	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects the quarterly share awards to Directors pursuant to the terms of the Directors' Deferred Compensation Plan.

2. The filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934 or otherwise, the beneficial owner of the securities.

	Rachel L. Lawless, Attorney-in-Fact	07/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)