Huntington director receives HBAN stock awards

Diaz-Granados Rafael reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Diaz-Granados Rafael reported acquisition or exercise transactions in this Form 4 filing.

Huntington Bancshares director Rafael Diaz-Granados reported routine stock awards rather than open-market trades. On July 1, 2026, he received 295.3460 shares of common stock credited to a Director Deferred Compensation Plan and 392.5750 shares of common stock held directly, both at no cash cost.

Following these awards, Diaz-Granados is shown with 34,808.6990 indirect shares through the deferred plan and 46,460.7630 direct shares. A footnote states that filing this report is not an admission that he is the beneficial owner of all reported securities for Section 16 purposes.

Insider Trade Summary

Grant/Award: 687.921 shares

Grant/Award 2 txns

Insider Diaz-Granados Rafael

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	392.575	$0.00	$0.00
Grant/Award	Common Stock	295.346	$0.00	$0.00

Holdings After Transaction: Common Stock — 46,460.763 shares (Direct); Common Stock — 34,808.699 shares (Indirect, Director Deferred Compensation Plan)

Footnotes (1)

1. F1. The filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934 or otherwise, the beneficial owner of the securities.

Key Figures

Indirect stock award: 295.3460 shares Direct stock award: 392.5750 shares Indirect holdings after award: 34,808.6990 shares +3 more

6 metrics

Indirect stock award 295.3460 shares Common Stock credited to Director Deferred Compensation Plan on July 1, 2026

Direct stock award 392.5750 shares Common Stock granted directly on July 1, 2026

Indirect holdings after award 34,808.6990 shares Indirect Huntington Bancshares Common Stock via Director Deferred Compensation Plan after transactions

Direct holdings after award 46,460.7630 shares Direct Huntington Bancshares Common Stock held after transactions

Award price per share $0.0000 per share Price for both Common Stock awards reported in Form 4

Award code Code A Grant, award, or other acquisition classification for both transactions

Key Terms

Director Deferred Compensation Plan, Grant, award, or other acquisition, beneficial owner, Section 16

4 terms

Director Deferred Compensation Plan financial

"nature_of_ownership: "Director Deferred Compensation Plan" for the indirect holding"

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition" for both entries"

beneficial owner regulatory

"footnote states this is not an admission he is the beneficial owner"

A beneficial owner is the person who ultimately owns or controls a financial asset or property, even if their name isn't directly on official documents. Think of it like someone who secretly holds the keys to a safe deposit box—others may appear to have access, but the true owner is the one who benefits from what's inside. Identifying beneficial owners helps ensure transparency and prevent illegal activities like money laundering or fraud.

Section 16 regulatory

"footnote references "Section 16 of the Securities and Exchange Act of 1934""

Section 16 is a U.S. securities law rule that governs the trading and disclosure obligations of company insiders — typically officers, directors and large shareholders — to promote transparency and deter unfair profit-taking. It requires insiders to publicly report their stock trades and allows companies or the issuer to reclaim quick, short-term profits from certain insider trades, like a scoreboard and a refund policy that help investors see and limit possible insider advantage.

FAQ

What insider transactions did Rafael Diaz-Granados report for HBAN?

Rafael Diaz-Granados reported two stock awards in Huntington Bancshares common stock, not open-market trades. He received 295.3460 shares through a Director Deferred Compensation Plan and 392.5750 shares directly, both at no cash cost on July 1, 2026.

How many HBAN shares does Rafael Diaz-Granados hold after these awards?

After the July 1, 2026 awards, Rafael Diaz-Granados is shown holding 34,808.6990 Huntington Bancshares shares indirectly via a Director Deferred Compensation Plan and 46,460.7630 shares directly. These figures come from the post-transaction balances disclosed in the Form 4 filing.

Were Rafael Diaz-Granados’ HBAN transactions open-market buys or sells?

The Form 4 shows no open-market buys or sells by Rafael Diaz-Granados. Both transactions are coded as awards (code A), indicating grant or other acquisition of Huntington Bancshares common stock at a price of $0.0000 per share, typical for compensation-related grants.

What does the Director Deferred Compensation Plan mean for HBAN shares?

The Director Deferred Compensation Plan holds Huntington Bancshares shares for the benefit of the director. In this filing, 295.3460 awarded shares are credited to that plan, bringing its reported balance to 34,808.6990 shares, which are reported as indirectly owned by Rafael Diaz-Granados.

Does Rafael Diaz-Granados admit beneficial ownership of all reported HBAN shares?

A footnote explicitly states the filing should not be construed as an admission that Rafael Diaz-Granados is the beneficial owner of all reported securities for Section 16 purposes. Such language is common when shares are held through plans or other indirect arrangements.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/06/2026 - 03:02 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Diaz-Granados Rafael

(Last) (First) (Middle)

HUNTINGTON CENTER

41 S. HIGH STREET

(Street)

COLUMBUS OHIO 43215

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
HUNTINGTON BANCSHARES INC /MD/ [ HBAN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/01/2026		A		392.575	A	$0.0000	46,460.763	D
Common Stock	07/01/2026		A		295.346	A	$0.0000	34,808.699	I	Director Deferred Compensation Plan(1)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934 or otherwise, the beneficial owner of the securities.

	Rachel L. Lawless, Attorney-in-Fact	07/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)