Huntington Bancshares (HBAN) director receives new stock awards

Rhea-AI Filing Summary

Diaz-Granados Rafael reported acquisition or exercise transactions in this Form 4 filing.

Huntington Bancshares director Rafael Diaz-Granados received stock awards rather than buying shares on the market. He was granted 341.658 shares of common stock directly and 306.867 shares credited to a Director Deferred Compensation Plan. After these awards, he holds 35,545.188 shares directly and 31,917.635 shares indirectly, reflecting routine director compensation rather than open-market trading.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Diaz-Granados Rafael

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	341.658	$0.00	--
Grant/Award	Common Stock	306.867	$0.00	--

Holdings After Transaction: Common Stock — 35,545.188 shares (Direct); Common Stock — 31,917.635 shares (Indirect, Director Deferred Compensation Plan)

Footnotes (1)

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Key Figures

Direct stock award: 341.658 shares Indirect stock award: 306.867 shares Direct holdings after award: 35,545.188 shares +3 more

6 metrics

Direct stock award 341.658 shares Common Stock grant on 2026-04-01

Indirect stock award 306.867 shares Credited to Director Deferred Compensation Plan on 2026-04-01

Direct holdings after award 35,545.188 shares Total direct common stock following 2026-04-01 grant

Indirect holdings after award 31,917.635 shares Total in Director Deferred Compensation Plan after credit

Award price per share $0.0000 per share Indicates compensation grant, not cash purchase

Number of acquire transactions 2 transactions Both coded A for grant, award, or other acquisition

Key Terms

Director Deferred Compensation Plan, Grant, award, or other acquisition, beneficial owner, Section 16, +1 more

5 terms

Director Deferred Compensation Plan financial

"nature_of_ownership: "Director Deferred Compensation Plan""

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

beneficial owner regulatory

"shall not be construed as an admission that the undersigned is ... the beneficial owner of the securities"

A beneficial owner is the person who ultimately owns or controls a financial asset or property, even if their name isn't directly on official documents. Think of it like someone who secretly holds the keys to a safe deposit box—others may appear to have access, but the true owner is the one who benefits from what's inside. Identifying beneficial owners helps ensure transparency and prevent illegal activities like money laundering or fraud.

Section 16 regulatory

"for the purpose of Section 16 of the Securities and Exchange Act of 1934"

Section 16 is a U.S. securities law rule that governs the trading and disclosure obligations of company insiders — typically officers, directors and large shareholders — to promote transparency and deter unfair profit-taking. It requires insiders to publicly report their stock trades and allows companies or the issuer to reclaim quick, short-term profits from certain insider trades, like a scoreboard and a refund policy that help investors see and limit possible insider advantage.

indirect ownership financial

"ownership_type: "indirect" with nature_of_ownership as Director Deferred Compensation Plan"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Diaz-Granados Rafael

(Last) (First) (Middle)

HUNTINGTON CENTER

41 S. HIGH STREET

(Street)

COLUMBUS OHIO 43215

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
HUNTINGTON BANCSHARES INC /MD/ [ HBAN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/01/2026		A		341.658	A	$0.0000	35,545.188	D
Common Stock	04/01/2026		A		306.867	A	$0.0000	31,917.635	I	Director Deferred Compensation Plan(1)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934 or otherwise, the beneficial owner of the securities.

	Rachel L. Lawless, Attorney-in-Fact	04/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did HBAN director Rafael Diaz-Granados report?

Rafael Diaz-Granados reported receiving stock awards in Huntington Bancshares common stock, not open-market purchases. He acquired 341.658 shares directly and 306.867 shares indirectly as part of director compensation, increasing both his direct and deferred-plan related holdings.

How many Huntington Bancshares (HBAN) shares did the director acquire?

He acquired 341.658 shares of common stock in a direct account and 306.867 shares credited to a Director Deferred Compensation Plan. These awards increased his direct holdings to 35,545.188 shares and his indirect deferred-plan balance to 31,917.635 shares.

Were the HBAN insider transactions open-market buys or compensation grants?

The transactions were compensation-related grants coded as “A” for award or other acquisition, at a price of $0.0000 per share. This indicates routine stock-based compensation, not discretionary open-market buying or selling of Huntington Bancshares shares.

What does the Director Deferred Compensation Plan mean for HBAN shares?

The Director Deferred Compensation Plan holds 306.867 newly credited Huntington Bancshares shares for Rafael Diaz-Granados. After this credit, the plan reflects 31,917.635 shares held indirectly, aligning with deferred director compensation rather than a cash purchase of stock.

Did Rafael Diaz-Granados disclaim beneficial ownership of some HBAN shares?

A footnote states the filing should not be construed as an admission that he is the beneficial owner for Section 16 purposes. This type of language is common when some shares, such as those in plans, may be held or administered through other arrangements.