[Form 4] HUNTINGTON BANCSHARES INC /MD/ Insider Trading Activity

Rhea-AI Filing Summary

Richard W. Neu, a director of Huntington Bancshares Inc. (HBAN), reported two stock acquisitions dated 10/01/2025 on a Form 4. The filing shows an acquisition of 1,478.212 shares with a reported price of $0.0000 and an acquisition of 2,225.556 shares under the Director Deferred Compensation Plan at a reported price of $0.0000. After these transactions the filing reports 328,980.748 shares beneficially owned directly and 249,117.283 shares beneficially owned indirectly. The Form 4 is signed by an attorney-in-fact, Rachel L. Lawless, dated 10/03/2025. The filing includes an Exhibit 24 substitute power of attorney.

Positive

• Director reported increased holdings with 1,478.212 and 2,225.556 shares acquired on 10/01/2025
• Clear disclosure of direct and indirect beneficial ownership: 328,980.748 direct and 249,117.283 indirect shares

Negative

• None.

Insights

Corporate Governance Analyst

TL;DR: Director reported two zero-price acquisitions and now holds 328,980.748 direct and 249,117.283 indirect shares.

The Form 4 discloses two stock acquisitions on 10/01/2025: 1,478.212 shares and 2,225.556 shares, both reported at a price of $0.0000. One of the acquisitions is identified with the Director Deferred Compensation Plan, and the filing lists the resulting direct and indirect beneficial ownership amounts.

This record documents a change in the director's holdings as reported to the SEC and provides transparency on ownership levels. The filing also includes a substitute power of attorney (Exhibit 24) and was executed by an attorney-in-fact on 10/03/2025.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

NEU RICHARD W

(Last) (First) (Middle)

HUNTINGTON CENTER

41 S. HIGH STREET

(Street)

COLUMBUS OH 43215

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
HUNTINGTON BANCSHARES INC /MD/ [ HBAN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/01/2025		A		1,478.212	A	$0.0000	328,980.748	D
Common Stock	10/01/2025		A		2,225.556	A	$0.0000	249,117.283	I	Director Deferred Compensation Plan(1)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934 or otherwise, the beneficial owner of the securities.

Remarks:

EXHIBIT INDEX Exhibit 24 - Substitute Power of Attorney

	Rachel L. Lawless, Attorney-in-Fact	10/03/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did HBAN director Richard W. Neu report on Form 4?

He reported two stock acquisitions on 10/01/2025: 1,478.212 shares and 2,225.556 shares, both with a reported price of $0.0000.

How many Huntington Bancshares (HBAN) shares does the filing show Richard W. Neu beneficially owns?

The filing shows 328,980.748 shares beneficially owned directly and 249,117.283 shares beneficially owned indirectly.

What is the relationship of the reporting person to HBAN?

The form identifies Richard W. Neu as a Director of Huntington Bancshares Inc.

When was the Form 4 signed and by whom?

The signature on the filing is by attorney-in-fact Rachel L. Lawless, dated 10/03/2025.

Was any exhibit included with the Form 4?

Yes; the filing lists Exhibit 24 - Substitute Power of Attorney.