[Form 4] HUNTINGTON BANCSHARES INC /MD/ Insider Trading Activity

Rhea-AI Filing Summary

Senior Executive Vice President Helga Houston reported acquisitions of Huntington Bancshares common stock on 10/01/2025. The Form 4 shows three non‑derivative acquisitions recorded as Code V (transaction via a plan): 1,876.75 shares, 2,239.135 shares (held indirectly by an Executive Deferred Compensation Plan), and 173.051 shares (held indirectly by the Issuer's Supplemental Stock Purchase and Tax Savings Plan). After these entries the filing lists beneficial ownership balances of 595,794.244, 384,576.302, and 19,382.896 shares for the respective lines. The report is signed by an attorney‑in‑fact and includes an exhibit noting a power of attorney.

Positive

• Reported acquisitions of 1,876.75, 2,239.135, and 173.051 shares showing continued insider accumulation via company plans
• Two holdings held indirectly through the Executive Deferred Compensation Plan and the Supplemental Stock Purchase and Tax Savings Plan, indicating use of issuer benefit programs

Negative

• None.

Insights

Corporate Insider Transactions Analyst

Insider reported plan-based stock acquisitions totaling multiple small lots on 10/01/2025.

The filing records three non‑derivative acquisitions under Code V, indicating shares were allocated via compensation or purchase plans rather than open‑market buys. The individual lots are 1,876.75, 2,239.135, and 173.051 shares, with two lots held indirectly through company plans.

What it means: these entries reflect plan activity (payroll/deferral or plan purchases) that increases reported beneficial ownership on the issuer's records but do not show an open‑market purchase price ($0.0000 reported), so they are administrative allocations rather than discretionary market purchases.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Houston Helga

(Last) (First) (Middle)

HUNTINGTON CENTER

41 S. HIGH STREET

(Street)

COLUMBUS OH 43215

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
HUNTINGTON BANCSHARES INC /MD/ [ HBAN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior Exec. V. P.

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/01/2025		A		1,876.75	A	$0.0000	595,794.244	D
Common Stock	10/01/2025		A		2,239.135	A	$0.0000	384,576.302	I	By Executive Deferred Compensation Plan(1)
Common Stock	10/01/2025		A		173.051	A	$0.0000	19,382.896	I	By Issuer's Supplemental Stock Purchase and Tax Savings Plan(1)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934 or otherwise, the beneficial owner of the securities.

Remarks:

EXHIBIT INDEX Exhibit 24 - Substitute Power of Attorney

	Rachel L. Lawless, Attorney-in-Fact	10/03/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did HBAN insider Helga Houston report on Form 4?

The Form 4 reports three non‑derivative acquisitions on 10/01/2025: 1,876.75, 2,239.135, and 173.051 shares; totals after each line are 595,794.244, 384,576.302, and 19,382.896 shares respectively.

Were the shares purchased on the open market or via a plan?

The transactions are coded V and list a price of $0.0000, which indicates allocations through issuer plans (e.g., deferred compensation or employee purchase plans), not open‑market purchases.

What is the reporting person's role at HBAN?

The reporting person is listed as Senior Exec. V. P.

Does the Form 4 show any derivative transactions?

No. Table II for derivative securities contains no reported transactions in this filing.

Is there an exhibit attached to the filing?

Yes. The filing references Exhibit 24 which is a Substitute Power of Attorney.