Welcome to our dedicated page for Huntington Bancshares SEC filings (Ticker: HBAN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. SEC filings for Huntington Bancshares Incorporated (Nasdaq: HBAN), a regional bank holding company headquartered in Columbus, Ohio. Through these documents, investors can review how Huntington reports material events, merger agreements, dividend declarations, and other regulatory information related to its banking, payments, wealth management, and risk management activities.
Huntington frequently uses Form 8‑K to disclose significant developments. Recent 8‑K filings describe the Agreement and Plan of Merger among Huntington, The Huntington National Bank, and Cadence Bank, under which Cadence will merge with and into The Huntington National Bank. Subsequent 8‑Ks and exhibits document regulatory approvals from the Office of the Comptroller of the Currency, shareholder approvals, and the expected closing timing, as well as cautionary language regarding forward‑looking statements. Other 8‑Ks outline regulatory approvals and closing expectations for the merger of Veritex Holdings, Inc. and its bank subsidiary into Huntington and The Huntington National Bank.
Filings also cover capital and dividend actions. For example, Huntington has filed 8‑Ks announcing quarterly cash dividends on its common stock and on multiple series of preferred stock, including the 5.70% Series I Non‑Cumulative Perpetual Preferred Stock represented by depositary shares trading under HBANM. These reports specify dividend amounts, record dates, and payment dates. Additional 8‑Ks furnish investor presentations and earnings materials, such as quarterly financial supplements and conference slide decks.
On Stock Titan, users can view these HBAN filings as they are made available from EDGAR and use AI‑powered summaries to understand the key points in lengthy documents, including merger terms, risk factor discussions, and details about Huntington’s listed securities. This helps investors quickly interpret complex regulatory text while retaining the ability to read the complete original filings.
Huntington Bancshares (HBAN) posted a Rule 425 communication regarding its proposed transaction with Cadence Bank. The message includes extensive forward‑looking statements caution, noting that completion and benefits of the deal depend on multiple factors and may differ from expectations.
Huntington will file a Form S-4 that includes a joint proxy statement/prospectus, and the transaction will be submitted to both companies’ shareholders for consideration. The communication states it is not an offer to sell or solicit securities. It highlights key contingencies and risks, including obtaining regulatory and shareholder approvals, potential delays, integration challenges, costs, legal proceedings, macroeconomic conditions, and possible dilution from issuing additional shares in connection with the merger. Once available, materials will be accessible via the SEC website and Cadence’s investor relations site.
Huntington Bancshares (HBAN) discussed its proposed acquisition of Cadence Bank, highlighting targeted $365 million pre-tax cost synergies from integration. CEO Stephen Steinour said the plan is “well mapped” and reiterated there will be no branch closures.
He contrasted Cadence’s broad consumer and community banking base with Veritex’s commercial focus, noting Veritex closed last week. The combined presence is expected to deepen reach in Texas, with number five share in Dallas, number five in Houston, and eighth overall in the state, and maintain number one share in Mississippi. He also cited growth markets such as Nashville, Atlanta, Tampa, and Orlando.
The transaction will proceed through a Form S-4 with a joint proxy statement/prospectus and will be submitted to Huntington and Cadence shareholders, with regulatory approvals required. The companies included forward‑looking statement cautions covering execution, regulatory outcomes, integration, costs, dilution from share issuance, and other industry and macroeconomic risks.
Huntington Bancshares delivered stronger results in the third quarter of 2025 and detailed two major Texas-focused deals. Net income attributable to Huntington rose to $629 million, or $0.41 per diluted share, up from $517 million and $0.33 a year earlier.
Net interest income grew 11% to $1.5 billion, with net interest margin improving to 3.13% as average earning assets increased $10.8 billion, or 6%. Noninterest income climbed 20% to $628 million, helped by a $24 million gain on the sale of part of the trust and custody business and higher payments, capital markets, and wealth revenues.
Credit quality remained solid: net charge-offs were 0.22% of average loans and leases, down from 0.30%, while the allowance for credit losses was $2.6 billion, or 1.86% of total loans and leases. Total assets reached $210.2 billion and deposits $165.2 billion, both up about 2–3% from year-end 2024, and the CET1 capital ratio improved to 10.6%.
Huntington closed its acquisition of Veritex Holdings, issuing 108 million shares for total consideration of about $1.7 billion. Veritex contributed $12.8 billion in assets, including $9.6 billion in loans and $10.8 billion in deposits as of September 30, 2025. Huntington also agreed to acquire Cadence Bank in an all-stock deal valued at roughly $7.4 billion, adding a franchise with $53 billion in assets, $37 billion in loans, and $44 billion in deposits.
Huntington Bancshares announced an all‑stock acquisition of Cadence Bank, valuing the deal at $7.4 billion. Cadence shareholders will receive 2.475 Huntington shares per Cadence share, for pro forma ownership of 77% Huntington and 23% Cadence, subject to shareholder and regulatory approvals.
The company targets 10% EPS accretion in 2027 and a 200 bps lift in ROTCE to 18%–19%, driven by $365 million pretax cost synergies (30% of Cadence’s forecast 2027 cash noninterest expense), with 75% realized in 2026 and full run‑rate in 2027. Pro forma TBVPS at close is projected at $9.33, a 7% dilution with a 3‑year earn‑back, and adjusted CET1 at closing of 9.2%.
The combination expands scale across the South and Texas, including 144 branches statewide, $26 billion in Texas deposits, ranking #8 by deposits, and #5 in Dallas and Houston. Management plans to restructure about one‑third of Cadence’s $10 billion securities portfolio; this is included in guidance and represents about $0.015 lower EPS in 2027, offset by longer‑term cash flow benefits. Loan mark accretion of $1.56 billion is expected to be recognized roughly 40% in 2026, 35% in 2027, and most of the remainder in 2028. Closing is expected in Q1 2026.
Huntington Bancshares (HBAN) shared a Rule 425 communication to Cadence Bank employees about the proposed combination, emphasizing continuity and local service. CEO Steve Steinour said the bank is not planning to close any branches during this combination and expects to retain the majority of customer-facing colleagues. Teams will receive regular integration updates, including access to an integration website and FAQs.
Customers are expected to gain access to a broader set of products, services, and digital tools, with relationship management kept local. Huntington also plans to maintain existing community partnerships and philanthropic commitments in markets such as Tupelo, Houston, Birmingham, and Atlanta. The companies will file a Form S-4 with a joint proxy statement/prospectus for shareholder consideration, and investors are urged to read these materials when available.
Huntington Bancshares filed a Rule 425 communication sharing CEO Steve Steinour’s letter welcoming Cadence Bank employees and noting the companies have decided to partner. Huntington plans to file a Form S-4 that will include a joint proxy statement/prospectus, and the proposed transaction will be submitted to shareholders of both companies for consideration. The letter also states that Dan will join as non-executive Vice Chair of Huntington Bancshares Incorporated and as a director of both Huntington Bancshares Incorporated and The Huntington National Bank.
Huntington Bancshares (HBAN) announced a proposed combination with Cadence Bank and outlined customer-facing details and next steps. The companies expect to combine in Q1 2026, subject to regulatory approvals and customary closing conditions, with systems conversion targeted for Q2 2026.
Huntington plans to maintain Cadence’s branch presence with no closures and to rebrand Cadence branches under the Huntington name after conversion. Until closing and conversion, it is banking as usual: customers should continue using existing Cadence checks, cards, branches, ATMs, and digital apps. The communication reiterates FDIC insurance rules, including the basic $250,000 per-depositor limit and a special post‑merger rule treating deposits as separately insured for at least six months.
Huntington will file a Form S-4 containing a joint proxy statement/prospectus, and shareholders of both companies will be asked to consider the transaction. They are urged to read the materials when available.
Huntington Bancshares (HBAN) announced an agreement to acquire Cadence Bank, a regional bank with a strong presence across Texas, Mississippi, and the South. Management highlighted the combination as a cultural fit and a geographic complement that extends Huntington’s products and services across 21 states.
The deal brings immediate scale in Texas and Mississippi and would position Huntington as a top 10 bank in Alabama and Arkansas. Cadence adds approximately 390 branches, which Huntington plans to maintain and invest in over time. The company cited strategic footholds in high‑growth markets including Houston, Dallas–Fort Worth, Austin, Atlanta, Nashville, Orlando, and Tampa.
Huntington currently expects the combination to close in Q1 2026, with systems conversion in Q2 2026. In connection with the transaction, Huntington will file an S‑4 that includes a joint proxy statement/prospectus, and the transaction will be submitted to both companies’ shareholders for consideration.
Huntington Bancshares (HBAN) announced an agreement to acquire Cadence Bank, a $53 billion bank with more than 390 locations across Texas and the South. The deal expands Huntington’s footprint into eight new states and will make its full products and services available across 21 states, including key markets such as Houston, Dallas, Austin, Atlanta, Nashville, Orlando, and Tampa.
Cadence’s Chairman and CEO Dan Rollins will join as non-executive Vice Chair of Huntington Bancshares Incorporated and as a director of both Huntington Bancshares Incorporated and The Huntington National Bank. The combination is expected to close in the first quarter of 2026, subject to regulatory approvals and customary closing conditions. Following conversion, expected in the second quarter of 2026, Cadence teams and branches will operate under the Huntington Bank brand.
Huntington Bancshares (HBAN) announced an all‑stock acquisition of Cadence Bank via a definitive Agreement and Plan of Merger. Cadence shareholders will receive 2.475 HBAN shares per CADE share, implying $39.77 per Cadence share and an aggregate transaction value of $7.4 billion based on HBAN’s October 24, 2025 closing price.
The companies expect the deal to close in Q1 2026, subject to regulatory and shareholder approvals, with brand and systems conversion targeted for Q2 2026. Huntington projects the transaction to be 10% accretive to EPS, mildly dilutive to regulatory capital at close, and 7% dilutive to tangible book value per share with an earn‑back in three years inclusive of merger expenses. Huntington plans to maintain Cadence’s branch network—with no branch closures—and expand into high‑growth markets such as Houston, Dallas–Fort Worth, Austin, Atlanta, Nashville, Orlando and Tampa.