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Home Bancorp Inc SEC Filings

HBCP NASDAQ

Welcome to our dedicated page for Home Bancorp SEC filings (Ticker: HBCP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Tracking how a 100-year-old community bank navigates rising interest rates isn’t easy. Home Bancorp’s 10-K is packed with CECL allowance tables, while its 10-Q buries net interest margin shifts behind pages of footnotes. If you’ve ever asked “where can I find Home Bancorp quarterly earnings report 10-Q filing?” or searched for “Home Bancorp insider trading Form 4 transactions,” you know the challenge.

Stock Titan solves that complexity. Our platform uses AI-powered summaries to turn dense disclosures into plain-English takeaways, flagging liquidity metrics, capital ratios, and credit-quality trends in seconds. You’ll receive real-time alerts whenever a Home Bancorp Form 4 insider transactions real-time notice hits EDGAR, and interactive dashboards that compare loan-to-deposit data quarter over quarter.

Wondering exactly which document holds the insight you need? Here’s how investors use each filing:

  • 10-K: Home Bancorp annual report 10-K simplified — scan allowance for credit losses, interest-rate sensitivity, and dividend policy.
  • 10-Q: Home Bancorp earnings report filing analysis — monitor regional loan growth and deposit mix every quarter.
  • 8-K: Home Bancorp 8-K material events explained — catch sudden credit downgrades or branch acquisitions as they occur.
  • Form 4: Home Bancorp executive stock transactions Form 4 — track directors’ buys and sells before earnings announcements.
  • DEF 14A: Home Bancorp proxy statement executive compensation — review how performance bonuses align with return on equity.

Whether you’re understanding Home Bancorp SEC documents with AI or building a watchlist of “Home Bancorp SEC filings explained simply,” Stock Titan delivers the full story. Save hours of manual reading, follow compliance events as they unfold, and make informed decisions grounded in the complete regulatory record.

Rhea-AI Summary

Simmons First National Corp. (SFNC) has filed a $250 million at-the-market common-stock offering (approx. 13.7 million shares at the 7/18/25 close of $20.06) via 424(b)(5). Net proceeds will fund general corporate purposes and, if conditions allow, a large balance-sheet repositioning. Management plans to reclassify roughly $3.6 billion of held-to-maturity securities to AFS, then sell ~$3.2 billion, booking an estimated $608.6 million after-tax loss. Sale proceeds would repay wholesale funding and be reinvested in higher-yielding assets, targeting higher NIM and liquidity.

Preliminary 2Q25 results show momentum: net income $54.8 million (EPS $0.43) versus $32.4 million ($0.26) in 1Q25 and $40.8 million ($0.32) a year earlier. Net interest income rose to $171.8 million; provision expense fell to $11.9 million. Capital remains strong—CET1 12.36%, TCE/TA 8.46%—and NPLs/loans are 0.92%.

Pro-forma for the equity raise and securities sale, assets fall to $24.1 billion, TCE/TA to 8.25%, CET1 to 11.1%, and tangible book value to $13.41. The transaction is contingent on successful equity issuance and market terms; failure to execute would leave the loss unrealized but also forgo expected margin benefits. Investors face dilution, execution risk and a potential mismatch if tax treatment of the loss is challenged.

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FAQ

What is the current stock price of Home Bancorp (HBCP)?

The current stock price of Home Bancorp (HBCP) is $56.47 as of July 21, 2025.

What is the market cap of Home Bancorp (HBCP)?

The market cap of Home Bancorp (HBCP) is approximately 442.5M.

What is the primary business of Home Bancorp Inc?

Home Bancorp Inc is a community-focused bank that attracts deposits and uses these funds to originate a wide variety of loans and invest in securities, ensuring a balanced financial portfolio.

How long has Home Bancorp been in operation?

Founded in 1908 originally as a home building and loan institution, Home Bancorp has over a century of experience in providing banking services.

What types of loans does Home Bancorp offer?

The bank offers an array of loan products including first mortgage loans, home equity loans, commercial real estate loans, construction and land loans, multi-family residential loans, and consumer loans.

How does Home Bancorp generate revenue?

Home Bancorp generates revenue primarily from interest earned on its loan portfolio and investment securities, while managing costs through careful interest expense control and operational efficiency.

What role does technology play in the bank's operations?

Technology is central to Home Bancorp's strategy, with advanced online and mobile banking platforms and the integration of data analytics to enhance customer service and operational efficiency.

How does Home Bancorp maintain its competitive edge?

The bank maintains its competitive advantage by blending traditional community banking with innovative technology solutions, ensuring personalized service and reliable risk management practices.

What regions does Home Bancorp serve?

Home Bancorp primarily serves areas in Louisiana, Mississippi, and parts of Texas, with a network of full-service banking offices that cater to the local community's financial needs.

How does Home Bancorp manage risk in its lending operations?

The company employs disciplined risk management practices, monitoring credit quality closely, managing nonperforming assets effectively, and balancing loan growth with solid deposit bases to optimize its net interest margin.
Home Bancorp Inc

NASDAQ:HBCP

HBCP Rankings

HBCP Stock Data

442.49M
6.69M
14.22%
47.62%
0.3%
Banks - Regional
Savings Institutions, Not Federally Chartered
Link
United States
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