Every 10-Q that Home Bancorp Inc (HBCP) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow HBCP and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full HBCP filings page.
Home Bancorp, Inc. reported Q2 2026 net income of $11.6 million, or $1.48 diluted EPS, up from $11.3 million, or $1.45, in Q2 2025. For the first half of 2026, net income was $23.0 million and diluted EPS $2.93, both slightly above the prior-year period.
Total assets reached $3.6 billion at June 30, 2026, with loans of $2.8 billion and deposits of $3.1 billion, each up modestly from year‑end 2025. Net interest margin was 4.24% in Q2 2026, driven mainly by a lower average cost on interest‑bearing deposits and reduced Federal Home Loan Bank borrowing costs.
The allowance for loan losses was $34.0 million, or 1.22% of total loans, and the broader allowance for credit losses was $35.6 million, or 1.28% of loans. Nonperforming assets were $39.2 million, representing 1.09% of total assets. Shareholders’ equity increased to $453.5 million.
Home Bancorp, Inc. reported first-quarter 2026 net income of $11.4 million, or $1.45 diluted EPS, up from $11.0 million, or $1.37 diluted EPS, a year earlier. Total assets reached $3.6 billion, rising 1.8% from year-end, while total loans edged down 0.6% to $2.73 billion.
The net interest margin improved to 4.16%, up 25 basis points, as total interest expense fell 14.2% mainly from lower Federal Home Loan Bank borrowing costs and a 22-basis-point drop in the average rate on interest-bearing deposits to 2.29%. Total deposits grew 1.8% to $3.03 billion. The allowance for loan losses increased to $33.7 million, or 1.23% of loans, and nonperforming assets rose 10.5% to $39.9 million, or 1.12% of assets, reflecting several relationships moving to nonaccrual status.
Home Bancorp, Inc. (HBCP) reported Q3 2025 results, showing higher profitability and a stronger balance sheet. Net income was $12,357 for the quarter with basic EPS of $1.60 and diluted EPS of $1.59. Net interest income rose to $34,106 as total interest expense declined year over year, supporting margin improvement.
Deposits increased to $2,975,503 while short‑term FHLB advances fell to zero and long‑term advances declined to $3,059, reflecting reduced wholesale funding. Total assets were $3,494,074 and shareholders’ equity improved to $423,044, aided by other comprehensive income as unrealized losses on available‑for‑sale securities narrowed. The allowance for loan losses was $32,827 and the quarter included a small reversal of loan loss provision.
The company declared cash dividends of $0.29 per share in the quarter and had 7,828,144 common shares outstanding as of October 31, 2025. Available‑for‑sale securities had $26,842 in gross unrealized losses, down from $41,059 at year‑end, indicating mark‑to‑market recovery alongside a shorter portfolio duration.