Horizon Bancorp SEC Filings

Horizon Bancorp (HBNC) reported a sharp turn to loss in Q3 2025. Net loss available to common shareholders was $221.990 million (basic and diluted EPS $-4.69), compared with net income of $18.180 million a year ago. The result was driven by a $299.132 million loss on the sale of investment securities and higher non-interest costs, including $12.680 million in prepayment penalties.

Core banking trends were steadier: net interest income rose to $58.386 million from $46.910 million, interest expense fell to $34.450 million, and credit provision was a $3.572 million benefit. For the nine months, net loss totaled $177.404 million.

The balance sheet contracted: total assets were $6.712 billion vs. $7.801 billion at year-end. Borrowings declined to $247.172 million (from $1.232 billion), while subordinated notes increased to $154.011 million. Stockholders’ equity fell to $660.771 million. The company issued 7,138,050 common shares for net proceeds of $97.950 million, and cash and equivalents rose to $458.255 million. Shares outstanding were 51,217,433 as of November 6, 2025.

Horizon Bancorp (HBNC) director reported a bona fide gift of 500 shares of common stock on 10/30/2025 (transaction code G) at $0. After this transaction, the reporting person beneficially owns 9,476 shares, held directly. This filing reflects a personal share transfer and does not indicate an issuer transaction.

Horizon Bancorp, Inc. (HBNC) filed a routine Form 13F-HR disclosing its institutional equity holdings. The report lists 189 entries with a Form 13F Information Table Value Total of $209,665 (rounded to the nearest dollar).

The filing is a 13F Holdings Report with 0 other included managers, indicating Horizon is reporting its positions independently.

Horizon Bancorp, Inc. (HBNC) reported quarterly results by furnishing an earnings press release for the three months ended September 30, 2025. The company also released an Investor Presentation to accompany its previously announced earnings conference call.

The call is scheduled for October 23, 2025 at 7:30 a.m. Central Time. The press release and presentation are furnished as Exhibits 99.1 and 99.2 and are available on the company’s investor website. The furnished materials are provided under General Instruction B.2 of Form 8‑K and are not deemed “filed” under the Exchange Act.

Horizon Bancorp, Inc. (HBNC) reported an initial statement of beneficial ownership. A company director filed a Form 3 tied to an event on 10/10/2025, disclosing 3,262 shares of common stock held in direct (D) ownership. The filing lists no derivative securities. This is a routine disclosure establishing the insider’s baseline holdings at the time of becoming subject to reporting.

Horizon Bancorp, Inc. (HBNC) expanded its Board of Directors from 12 to 13 members and elected Larry S. Magnesen to fill the new seat in the Class of 2026. His term runs until the 2026 annual meeting of shareholders, after which a duly elected successor would serve.

The Board designated Mr. Magnesen to the Enterprise Risk Management, Credit Policy, and Fair Lending Committee and the Wealth Committee. He is a retired Senior Vice President and former Corporate Communications Director at Fifth Third Bank with over forty years in banking, including leadership roles in reputation, marketing, and retail/business banking at Fifth Third, Old Kent Bank, Banc One (now part of Chase), and Citibank.

The Board determined Mr. Magnesen is independent under the Company’s Corporate Governance guidelines, Nasdaq rules, and SEC requirements. As a non‑employee director, he will receive the same compensation as other non‑employee directors, as disclosed in the Proxy Statement filed on March 17, 2025. A press release announcing his election was furnished as Exhibit 99.1 dated October 14, 2025.