Welcome to our dedicated page for Homestreet SEC filings (Ticker: HMST), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The HMST SEC filings page on Stock Titan aggregates U.S. Securities and Exchange Commission documents historically filed under HomeStreet, Inc.’s registration, as well as subsequent filings reflecting its transformation into Mechanics Bancorp. HomeStreet, Inc., formerly listed on the Nasdaq Global Select Market under the ticker HMST, was a diversified financial services company headquartered in Seattle, Washington, principally engaged in real estate lending, mortgage banking, and commercial and consumer banking through HomeStreet Bank.
Among the key documents accessible for this issuer are Current Reports on Form 8-K that describe material events. These include multiple 8-K filings detailing the Agreement and Plan of Merger among HomeStreet, HomeStreet Bank and Mechanics Bank, the receipt of regulatory approvals, shareholder votes at a special meeting, and the closing of the merger on September 2, 2025. A September 2, 2025 Form 8-K explains that, at the effective time of the merger, HomeStreet Bank merged with and into Mechanics Bank, the holding company changed its name to Mechanics Bancorp, and Class A common stock that had traded under the symbol HMST would begin trading under the symbol MCHB.
Other filings, such as an 8-K/A filed on September 25, 2025, provide audited and unaudited financial statements of Mechanics Bank and pro forma condensed combined financial information, reflecting Mechanics Bank as the accounting acquirer and HomeStreet Bank as the accounting acquiree. Notification of late filing on Form 12b-25 (NT 10-Q) for Mechanics Bancorp explains timing considerations related to incorporating purchase accounting adjustments from the merger into quarterly reporting.
Investors can also review 8-K filings that furnish slide presentations and earnings materials, where HomeStreet and later Mechanics Bancorp discuss non-GAAP financial measures, capital metrics, and the impact of strategic actions such as large multifamily loan sales. These filings provide context on how management evaluated core performance, credit quality and efficiency ratios.
On Stock Titan, AI-powered tools can help interpret lengthy filings by highlighting key sections of 8-Ks, NT 10-Qs and related exhibits, summarizing the implications of the merger, changes in capital structure, and the transition from HMST to MCHB. This makes it easier to understand the regulatory history of HomeStreet, Inc. as it evolved into Mechanics Bancorp and to trace how material events were reported over time.
Mechanics Bancorp director Jon R. Wilcox reported equity received in connection with the merger of HomeStreet Bank into Mechanics Bank. On September 2, 2025, he acquired 13,204 shares of Class A Common Stock at a stated price of $0, held directly.
He also acquired 2,554 deferred incentive units, each economically equivalent to one share of Class A Common Stock, bringing his total derivative holdings to 2,591 incentive units. These incentive units were received as part of the merger consideration, with the reporting person electing to defer payment until retirement, termination, or a change in control.
Mechanics Bancorp director Adrienne Y. Crowe reported new equity holdings tied to the merger of HomeStreet Bank with Mechanics Bank. On September 2, 2025, she acquired 13,204 shares of Class A Common Stock at a stated price of $0, held directly after the transaction.
She also received 2,554 deferred incentive units, each economically equivalent to one share of Class A Common Stock, bringing her total to 2,591 incentive units. These awards reflect conversion of prior Mechanics Bank stock and units at a ratio of 3,301.0920 issuer shares per Mechanics Bank share or unit, based on a reference price of $13.87 per share, and payments on the incentive units have been deferred until retirement, termination, or a change in control.
Mechanics Bancorp director Patricia Cochran reported stock and incentive unit awards tied to the Mechanics Bank–HomeStreet Bank merger. On September 2, 2025, she acquired 13,204 shares of Class A Common Stock, leaving her with 13,204 directly held shares.
She also received 2,554 deferred incentive units, each economically equivalent to one share of Class A Common Stock, bringing her derivative holdings to 2,591 incentive units. These units were issued as merger consideration based on a conversion rate of 3,301.0920 shares of Mechanics Bancorp Class A Common Stock for each Mechanics Bank share, restricted stock unit, or incentive unit, at a referenced closing price of $13.87 per share. Payment on the incentive units is deferred until retirement, termination, or a change in control, and the total includes 37 units from dividend reinvestment.
Mechanics Bancorp director reports no share ownership. Director Jon R. Wilcox filed an initial ownership statement indicating that he does not beneficially own any Mechanics Bancorp (MCHB) securities. The filing shows no non-derivative or derivative holdings and no reportable transactions.
Mechanics Bancorp director Adrienne Y. Crowe filed an initial Form 3 reporting her beneficial ownership in the company. The filing, tied to an event dated 09/02/2025, states in the remarks that no securities are beneficially owned, and both non-derivative and derivative tables are empty.
Mechanics Bancorp director Patricia Cochran filed an initial ownership report stating she holds no company securities. The Form 3 identifies her as a director of Mechanics Bancorp as of the event date of 09/02/2025, with a remark explicitly noting that no securities are beneficially owned.
Mechanics Bancorp furnished information about its performance for the fourth quarter and full year ended December 31, 2025. The company issued an earnings press release and a slide presentation that management plans to use in meetings and a webcast with institutional investors and analysts.
The earnings release is provided as Exhibit 99.1 and the fourth quarter 2025 investor presentation as Exhibit 99.2. These materials are described as “furnished,” meaning they are not treated as filed financial statements and are not automatically incorporated into other securities law filings.
Mechanics Bancorp insider Mark K. Mason reported updated holdings following the acceleration and vesting of performance stock units (PSUs) tied to the merger of HomeStreet, Inc. with Mechanics Bank on September 2, 2025, when HomeStreet, Inc. was renamed Mechanics Bancorp. He received 14,848 shares of Class A common stock from a PSU grant dated January 1, 2023 and 33,333 shares from a PSU grant dated January 1, 2024, both issued without cash consideration based on performance factors, with unvested portions canceled. The company withheld 5,843 shares and 13,117 shares, respectively, at a price of $13.87 per share to cover tax liabilities. This amendment corrects previously overstated withholding amounts of 6,430 and 14,434 shares. After these transactions, Mason holds 227,569 shares directly and 2,800 shares indirectly through his spouse.
Mechanics Bancorp announced that its Board of Directors has approved a cash dividend for both classes of its common stock. Holders of Class A common stock will receive $0.21 per share, and holders of Class B common stock will receive $2.10 per share. The dividends are payable on December 15, 2025, to shareholders who are on record as of the close of business on December 8, 2025. The company also issued a press release with further details, which is included as an exhibit.
Mechanics Bancorp completed the merger of HomeStreet Bank into Mechanics Bank on September 2, 2025, and Q3 results now reflect the combined institution for the remainder of the quarter. Total assets rose to $22,708,820 thousand from $16,490,112 thousand at December 31, 2024, with loan and lease receivables increasing to $14,568,795 thousand and deposits to $19,452,819 thousand. Shareholders’ equity grew to $2,774,134 thousand, helped by an improvement in accumulated other comprehensive loss.
Net interest income for the quarter was $145,670 thousand, but a sharply higher provision for credit losses on loans and leases of $46,058 thousand reduced net interest income after provision to $98,652 thousand. Noninterest income was boosted by a $90,363 thousand bargain purchase gain from the merger and a turnaround in securities results, with a $4,292 thousand year-to-date net gain on sales and calls of investment securities compared with a $(207,203) thousand loss in the prior-year period.
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