Every 8-K that HomeStreet, Inc. (HMST) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow HMST and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full HMST filings page.
Mechanics Bancorp reported the results of its 2026 Annual Meeting of Shareholders held on May 28, 2026. As of the April 1, 2026 record date, there were 220,286,142 Class A shares and 1,114,448 Class B shares outstanding.
Shareholders elected eight director nominees, each by a majority of votes cast, for one-year terms ending at the 2027 Annual Meeting. They also approved, on an advisory and non-binding basis, the compensation of named executive officers and ratified Crowe LLP as independent registered public accounting firm for the year ending December 31, 2026.
Mechanics Bancorp announced that its board approved a cash dividend for both classes of its stock. Holders of Class A common stock will receive $0.70 per share, and holders of Class B common stock will receive $7.00 per share.
The dividends are payable on May 28, 2026, to shareholders of record as of the close of business on May 23, 2026. Mechanics Bancorp, the financial holding company of Mechanics Bank, reported $21.4 billion in assets and 166 branches across four western states as of March 31, 2026.
Mechanics Bancorp reported that its wholly owned subsidiary, Mechanics Bank, has completed the previously announced sale of its Fannie Mae Delegated Underwriting and Servicing business line to Fifth Third Bank, National Association. The transaction closed for aggregate cash consideration of approximately $126 million.
This move shifts Mechanics Bancorp’s business mix by exiting this specific Fannie Mae underwriting and servicing activity while adding a substantial cash inflow at the bank subsidiary level.
Mechanics Bancorp reported first quarter 2026 net income of $44.1 million, or $0.19 per diluted Class A share. This was down from $111.2 million, or $0.48, in the fourth quarter of 2025, which benefited from a $55.1 million bargain purchase gain related to the HomeStreet merger.
Total assets were $21.4 billion with loans of $13.9 billion and deposits of $18.2 billion at March 31, 2026. Net interest margin improved to 3.61% from 3.50% as the total cost of deposits fell to 1.28%. Earnings were weighed by $6.5 million of provision tied to geopolitical uncertainty, $4.8 million of merger expenses and a $1.7 million deferred tax asset remeasurement. Capital remained strong with a 13.91% CET1 ratio and 8.66% Tier 1 leverage ratio, while credit quality indicators, including a 0.25% nonperforming assets-to-total assets ratio, stayed conservative.
Mechanics Bancorp is updating its corporate rules and returning cash to shareholders. The board amended the company’s bylaws to state that shares will generally be uncertificated and maintained in electronic book-entry form unless the board decides otherwise.
The board also declared a cash dividend of $0.40 per share for Class A common stock and $4.00 per share for Class B common stock, payable on March 19, 2026 to shareholders of record on March 9, 2026. Mechanics Bancorp is the financial holding company for Mechanics Bank, which reported $22.4 billion in assets and 166 branches across California, Oregon, Washington and Hawaii as of December 31, 2025.
Mechanics Bancorp furnished information about its performance for the fourth quarter and full year ended December 31, 2025. The company issued an earnings press release and a slide presentation that management plans to use in meetings and a webcast with institutional investors and analysts.
The earnings release is provided as Exhibit 99.1 and the fourth quarter 2025 investor presentation as Exhibit 99.2. These materials are described as “furnished,” meaning they are not treated as filed financial statements and are not automatically incorporated into other securities law filings.
Mechanics Bancorp announced that its Board of Directors has approved a cash dividend for both classes of its common stock. Holders of Class A common stock will receive $0.21 per share, and holders of Class B common stock will receive $2.10 per share. The dividends are payable on December 15, 2025, to shareholders who are on record as of the close of business on December 8, 2025. The company also issued a press release with further details, which is included as an exhibit.
Mechanics Bancorp furnished a third quarter 2025 investor slide presentation under Items 2.02 and 7.01. The materials are furnished and are not deemed “filed” under Section 18, and are not incorporated by reference except as expressly set forth by specific reference.
Management plans to use the slides in meetings with investors and analysts, including a webcast on October 31, 2025 at 11:00 a.m. Eastern. The presentation (Exhibit 99.1) will be available on the investor relations site at http://ir.mechanicsbank.com and includes forward‑looking statements. Readers are directed to the second slide for risk factors and to Risk Factors included in Exhibit 99.2 filed with the SEC on September 2, 2025.
Mechanics Bancorp furnished an update on its business by issuing a press release with results for the third quarter of 2025. The company submitted an 8‑K under Item 2.02, and attached the earnings release as Exhibit 99.1.
The company states this information is being furnished and is not deemed “filed” under Section 18 of the Exchange Act, and it is not incorporated by reference into Securities Act or Exchange Act filings. The press release provides the detailed third‑quarter results.
Mechanics Bancorp, formerly HomeStreet, Inc., filed an amended current report to add required financial information related to its merger of HomeStreet Bank into Mechanics Bank. The amendment supplies audited financial statements of Mechanics Bank for the years ended December 31, 2024 and 2023 and unaudited financial statements for the six months ended June 30, 2025 and 2024. It also provides unaudited pro forma condensed combined financial statements showing how the merged company’s balance sheet and income statements would have looked on a combined basis for the same periods. These exhibits give investors a clearer view of the acquired bank’s historical results and the combined entity’s post‑merger financial profile.
Mechanics Bancorp completed a merger with Mechanics Bank, effective September 2, 2025. The company formerly known as HomeStreet, Inc. changed its name to Mechanics Bancorp and HomeStreet Bank merged into Mechanics Bank, which survived as a wholly owned subsidiary. An August 26, 2025 amendment revised governing law and venue provisions but did not change principal merger terms. At closing, Mechanics Bank voting shares converted into 3,301.0920 shares of the companys Class A common stock and non-voting shares converted into 330.1092 shares of newly created Class B common stock. Outstanding Mechanics Bank RSUs were converted into Assumed RSUs tied to Class A shares with original terms preserved.
HomeStreet, Inc. shareholders approved all proposals at a special meeting related to its planned merger with Mechanics Bank. Investors backed amendments to the articles of incorporation to rename the company “Mechanics Bancorp,” raise authorized common stock from 160,000,000 to 1,900,000,000 and preferred stock from 10,000 to 120,000, and create two classes of common stock (1,897,500,000 Class A shares and 2,500,000 Class B shares).
Shareholders also approved issuing HomeStreet common stock in the merger that will represent more than 20% of the shares outstanding immediately before closing and constitute a change of control under exchange rules. In addition, they adopted the 2025 Equity Incentive Plan and approved, on a non-binding basis, merger-related compensation for named executive officers, along with an adjournment proposal. Completion of the merger still depends on satisfying or waiving customary closing conditions in the merger agreement.
HomeStreet, Inc. reported that it and Mechanics Bank have received all required regulatory approvals to proceed with their previously announced merger, which includes merging HomeStreet Bank into Mechanics. These approvals came from the Federal Reserve, FDIC, California and Washington banking regulators.
The merger can close only after customary conditions are met, including approval by HomeStreet shareholders at a special meeting scheduled for August 21, 2025. If those conditions are satisfied, the companies expect the merger to close on or about September 2, 2025. The filing also reminds investors that detailed information about the merger is contained in HomeStreet’s Form S-4 registration statement and proxy statement/prospectus.