Here are the 10-K annual reports from Home BancShares, Inc. (HOMB) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow HOMB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full HOMB filings page.
Home BancShares, Inc. reports solid 2025 results, with total assets of $22.88 billion, deposits of $17.48 billion, total revenue of $1.09 billion and net income of $475.4 million, reflecting steady growth over the past three years.
The Conway, Arkansas-based holding company operates 218 branches across Arkansas, Florida, Texas, Alabama and New York City, with commercial real estate loans comprising 53.2% of gross loans as of December 31, 2025. Management emphasizes community banking, strong credit standards and a "fortress" balance sheet, supported by high regulatory capital ratios including a CET1 ratio of 16.30%. The company is pursuing an all-stock acquisition of Mountain Commerce Bancorp, Inc., expected to close in the second quarter of 2026, issuing approximately 5.4 million HOMB shares at an exchange ratio of 0.85.