What is Home BancShares, Inc.'s earnings per share (EPS)?

Home BancShares, Inc. (HOMB) reported diluted earnings per share of $2.41 for fiscal year 2025. This represents a 19.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Home BancShares, Inc. (HOMB) Financials

HOMB

Trailing 12 months to June 30, 2026

Revenue $1.1B +7.1% YoY

Net Income $479.4M +10.4% YoY

EPS (Diluted) $2.43 +11.5% YoY

Free Cash Flow $429.9M +20.2% YoY

Market Cap $5.7B as of Oct 14, 2026

Price / Sales 5.1x on $1.1B revenue, trailing 12 months to June 30, 2026

Price / Earnings 11.8x on $479.4M net income, trailing 12 months to June 30, 2026

Price / Book 1.2x on $4.5B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 14, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the HOMB SEC filings page.

Home BancShares, Inc. (HOMB) reported $1.1B in revenue over the twelve months to Jun 30, 2026, up 7.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI HOMB FY2025 2026-10-04

Home BancShares is a balance-sheet business: 2025 earnings and capital improved, but cash generation weakened despite only modest asset growth.

Net income increased 18.2% in FY2025, but operating cash flow declined 13.3%, separating accounting performance from cash generation. The cash-to-earnings ratio fell from 1.1x to 0.8x, making the earnings improvement less cash-backed than the prior year.

Equity grew 8.5% while liabilities were essentially flat at 0.3% growth, strengthening the bank’s funding cushion. That combination lowered debt-to-equity from 4.7x to 4.3x without changing its liability-funded balance-sheet model.

ROA rose to 2.1% in FY2025 as assets increased only 1.7%. This points to better asset productivity rather than balance-sheet expansion, although free cash flow fell 10.7% to $377M, reinforcing the weaker cash conversion.

Financial Health Signals

Financial Health Score 74/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Home BancShares, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Home BancShares, Inc. earned a return on assets of 2.1% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 1.8% the prior year. Earnings ranks banks on that return over three years, and Home BancShares, Inc. scores 91/100 among other banks.

Growth

Home BancShares, Inc. reported revenue of $1.1B in fiscal year 2025, against $1.0B in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Home BancShares, Inc. scores 35/100 among other banks.

Capital

Home BancShares, Inc. funded 18.8% of its assets with shareholders' equity at the end of fiscal year 2025, holding $4.3B of equity against $22.9B of assets. Capital ranks banks on that cushion, and Home BancShares, Inc. scores 84/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Home BancShares, Inc. scores 93/100 on it among other banks.

Credit Quality

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. Home BancShares, Inc. scores 69/100 on it among other banks.

Stability

Home BancShares, Inc. reported net income of $475.4M in fiscal year 2025, against $402.2M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Home BancShares, Inc. scores 69/100 among other banks.

Piotroski F-Score Partial

5/6

Home BancShares, Inc. passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Mixed

0.84x

For every $1 of reported earnings, Home BancShares, Inc. generates $0.84 in operating cash flow ($399.3M OCF vs $475.4M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$295.1M

YoY+8.9%

QoQ+10.6%

5Y CAGR+11.4%

10Y CAGR+9.2%

Home BancShares, Inc. generated $295.1M in revenue in Q2 2026. This represents an increase of 8.9% from the same quarter a year earlier. Against the prior quarter it is up 10.6%.

Net Income

$119.3M

YoY+0.8%

QoQ+0.9%

5Y CAGR+8.6%

10Y CAGR+10.6%

Home BancShares, Inc. reported $119.3M in net income in Q2 2026. This represents an increase of 0.8% from the same quarter a year earlier. Against the prior quarter it is up 0.9%.

EPS (Diluted)

$0.59

YoY-1.7%

QoQ-1.7%

5Y CAGR+4.2%

10Y CAGR+6.6%

Home BancShares, Inc. earned $0.59 per diluted share (EPS) in Q2 2026. This represents a decrease of 1.7% from the same quarter a year earlier. Against the prior quarter it is down 1.7%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$94.1M

YoY+33.7%

QoQ-32.4%

5Y CAGR+1.3%

10Y CAGR+16.6%

Home BancShares, Inc. generated $94.1M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 33.7% from the same quarter a year earlier. Against the prior quarter it is down 32.4%.

Cash & Debt

$1.1B

YoY-4.4%

QoQ-5.3%

5Y CAGR-18.6%

10Y CAGR+19.0%

Home BancShares, Inc. held $1.1B in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.21

YoY+5.0%

QoQ0.0%

Home BancShares, Inc. paid $0.21 per share in dividends in Q2 2026. This represents an increase of 5.0% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

200M

YoY+1.5%

QoQ-0.7%

5Y CAGR+4.0%

10Y CAGR+3.6%

Home BancShares, Inc. had 200M shares outstanding in Q2 2026. This represents an increase of 1.5% from the same quarter a year earlier. Against the prior quarter it is down 0.7%.

Margins & Returns

Net Margin

40.4%

YoY-3.3pp

QoQ-3.9pp

5Y change-5.4pp

10Y change+5.0pp

Home BancShares, Inc.'s net profit margin was 40.4% in Q2 2026, showing the share of revenue converted to profit. This is down 3.3 percentage points from the same quarter a year earlier. Against the prior quarter it is down 3.9 percentage points.

Return on Equity

2.6%

YoY-0.3pp

QoQ-0.1pp

5Y change-0.3pp

10Y change-0.8pp

Home BancShares, Inc.'s ROE was 2.6% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.1 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$40.8M

YoY+48.7%

QoQ+194.0%

5Y CAGR+19.2%

Home BancShares, Inc. spent $40.8M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 48.7% from the same quarter a year earlier. Against the prior quarter it is up 194.0%.

Capital Expenditures

$3.3M

YoY-58.6%

QoQ-71.4%

5Y CAGR+1.4%

10Y CAGR+13.4%

Home BancShares, Inc. invested $3.3M in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 58.6% from the same quarter a year earlier. Against the prior quarter it is down 71.4%.

R&D Spending

Not reported for Q2 2026.

HOMB Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

HOMB quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$1.1B	$1.1B+7.2%	$1.0B+2.1%	$996.9M+6.8%	$933.8M+31.4%	$710.5M+2.3%	$694.3M+4.8%	$662.7M-0.2%	$663.8M+19.5%	$555.5M+12.7%	$493.0M+17.0%	$421.2M+16.4%	$361.8M+48.9%	$243.0M+19.4%	$203.6M+11.5%	$182.6M
SG&A Expenses	$258.7M	$252.9M+4.9%	$241.0M-6.2%	$257.0M+7.6%	$238.9M+39.9%	$170.8M+4.2%	$163.9M+6.3%	$154.2M+7.4%	$143.5M+20.3%	$119.4M+17.1%	$102.0M+16.5%	$87.5M+13.6%	$77.0M+31.9%	$58.4M+23.5%	$47.3M+10.4%	$42.8M
Interest Expense	$371.7M	$386.5M-14.3%	$451.0M+29.6%	$348.1M+192.3%	$119.1M+128.1%	$52.2M-44.1%	$93.4M-39.6%	$154.8M+24.5%	$124.4M+93.3%	$64.3M+110.4%	$30.6M+40.8%	$21.7M+15.1%	$18.9M+29.9%	$14.5M-32.5%	$21.5M-29.5%	$30.6M
Income Tax	$139.9M	$136.4M+13.5%	$120.1M+1.0%	$119.0M+33.2%	$89.3M-8.6%	$97.8M+54.5%	$63.3M-34.2%	$96.1M+1.0%	$95.1M-30.1%	$136.0M+28.9%	$105.5M+31.4%	$80.3M+25.2%	$64.1M+68.9%	$38.0M+7.1%	$35.4M+19.7%	$29.6M
Net Income	$479.4M	$475.4M+18.2%	$402.2M+2.4%	$392.9M+28.7%	$305.3M-4.3%	$319.0M+48.8%	$214.4M-25.9%	$289.5M-3.6%	$300.4M+122.4%	$135.1M-23.7%	$177.1M+28.2%	$138.2M+22.2%	$113.1M+70.0%	$66.5M+5.6%	$63.0M+15.1%	$54.7M
EPS (Basic)	N/A	$2.41+19.9%	$2.01+3.6%	$1.94+23.6%	$1.57-19.1%	$1.94+49.2%	$1.30-24.9%	$1.730.0%	$1.73+92.2%	$0.90-28.6%	$1.26+24.8%	$1.01+17.4%	$0.86-25.2%	$1.15+2.7%	$1.12+20.4%	$0.93
EPS (Diluted)	$2.43	$2.41+19.9%	$2.01+3.6%	$1.94+23.6%	$1.57-19.1%	$1.94+49.2%	$1.30-24.9%	$1.730.0%	$1.73+94.4%	$0.89-29.4%	$1.26	$1.01+18.8%	$0.85	$1.14	$1.11+20.7%	$0.92
Diluted Shares (Avg)	N/A	198M-1.2%	200M-1.3%	203M+4.0%	195M+18.3%	165M-0.3%	165M-1.4%	168M-3.6%	174M+14.9%	152M+7.7%	141M	137M+3.4%	133M	58M	57M-1.0%	57M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$295.1M+8.9%	$266.7M+2.5%	$282.1M+9.2%	$277.7M+7.6%	$271.0M+6.5%	$260.1M+5.6%	$258.4M+5.2%	$258.0M+5.2%
SG&A Expenses	$68.7M+6.9%	$63.2M+2.2%	$62.9M+3.4%	$63.8M+8.4%	$64.3M+6.4%	$61.9M+1.6%	$60.8M-4.1%	$58.9M-8.8%
Interest Expense	$95.2M-4.0%	$87.1M-11.0%	$92.0M-12.8%	$97.4M-17.2%	$99.2M-14.1%	$97.9M-12.9%	$105.6M+2.1%	$117.6M+27.4%
Income Tax	$35.1M+4.4%	$34.0M+6.5%	$35.1M+21.5%	$35.7M+23.0%	$33.6M+5.4%	$31.9M+5.5%	$28.9M+8.8%	$29.0M-5.8%
Net Income	$119.3M+0.8%	$118.2M+2.6%	$118.2M+17.6%	$123.6M+23.6%	$118.4M+16.6%	$115.2M+15.1%	$100.6M+16.6%	$100.0M+1.6%
EPS (Basic)	$0.59-1.7%	$0.60+3.4%	$0.60+20.0%	$0.63+26.0%	$0.60+17.6%	$0.58+16.0%	$0.50+16.3%	$0.50+2.0%
EPS (Diluted)	$0.59-1.7%	$0.60+3.4%	$0.61+22.0%	$0.63+26.0%	$0.60+17.6%	$0.58+16.0%	$0.50+16.3%	$0.50+2.0%
Diluted Shares (Avg)	201M+1.8%	197M-1.1%	N/A	197M-1.1%	198M-1.3%	199M-1.3%	N/A	199M-1.6%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

HOMB Balance Sheet

HOMB quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$22.9B+1.7%	$22.5B-0.7%	$22.7B-1.0%	$22.9B+26.8%	$18.1B+10.1%	$16.4B+9.1%	$15.0B-1.8%	$15.3B+5.9%	$14.4B+47.3%	$9.8B+5.6%	$9.3B+25.5%	$7.4B+8.7%	$6.8B+60.6%	$4.2B+17.7%	$3.6B
Cash & Equivalents	$667.3M-26.7%	$910.3M-9.0%	$1.0B+38.0%	$724.8M-80.1%	$3.7B+188.8%	$1.3B+157.6%	$490.6M-25.4%	$657.9M+3.5%	$635.9M+193.5%	$216.6M-15.3%	$255.8M+127.3%	$112.5M-32.0%	$165.5M-28.6%	$231.9M+25.8%	$184.3M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.4B0.0%	$1.4B0.0%	$1.4B0.0%	$1.4B+43.7%	$973.0M0.0%	$973.0M+1.5%	$958.4M0.0%	$958.4M+3.3%	$927.9M+145.5%	$378.0M0.0%	$378.0M+16.2%	$325.4M+7.9%	$301.7M+252.2%	$85.7M+43.6%	$59.7M
Total Liabilities	$18.6B+0.3%	$18.5B-1.8%	$18.9B-2.5%	$19.4B+26.6%	$15.3B+10.8%	$13.8B+10.2%	$12.5B-3.3%	$13.0B+5.8%	$12.2B+44.4%	$8.5B+4.8%	$8.1B+26.6%	$6.4B+7.0%	$6.0B+60.2%	$3.7B+19.1%	$3.1B
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$1.3B-9.9%	$1.4B+670.5%	$183.0M-17.0%	$220.4M+69.0%	$130.4M	N/A
Total Equity	$4.3B+8.5%	$4.0B+4.5%	$3.8B+7.5%	$3.5B+27.5%	$2.8B+6.1%	$2.6B+3.8%	$2.5B+6.9%	$2.3B+6.6%	$2.2B+66.0%	$1.3B+10.6%	$1.2B+18.2%	$1.0B+20.7%	$841.0M+63.1%	$515.5M+8.7%	$474.1M
Retained Earnings	$2.3B+16.3%	$1.9B+14.9%	$1.7B+17.1%	$1.4B+14.0%	$1.3B+21.8%	$1.0B+8.7%	$956.6M+27.2%	$752.2M+41.7%	$530.7M+16.4%	$455.9M+39.5%	$326.9M+44.5%	$226.3M+65.9%	$136.4M+57.1%	$86.8M+116.4%	$40.1M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$24.7B+7.9%	$23.2B+0.9%	$22.9B+1.7%	$22.7B-0.5%	$22.9B-0.1%	$23.0B+0.7%	$22.5B-0.7%	$22.8B+4.0%
Cash & Equivalents	$1.1B-4.4%	$1.1B-14.2%	$667.3M-26.7%	$800.9M-21.3%	$1.1B+4.0%	$1.3B+10.3%	$910.3M-9.0%	$1.0B+108.5%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.4B+0.9%	$1.4B0.0%	$1.4B0.0%	$1.4B0.0%	$1.4B0.0%	$1.4B0.0%	$1.4B0.0%	$1.4B0.0%
Total Liabilities	$20.2B+7.1%	$18.9B-0.5%	$18.6B+0.3%	$18.5B-2.0%	$18.8B-1.3%	$18.9B-0.4%	$18.5B-1.8%	$18.9B+3.1%
Total Equity	$4.5B+11.3%	$4.3B+7.6%	$4.3B+8.5%	$4.2B+6.4%	$4.1B+6.0%	$4.0B+6.1%	$4.0B+4.5%	$4.0B+8.3%
Retained Earnings	$2.4B+15.0%	$2.3B+15.7%	$2.3B+16.3%	$2.2B+16.0%	$2.1B+15.3%	$2.0B+15.1%	$1.9B+14.9%	$1.9B+14.7%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

HOMB Cash Flow Statement

HOMB quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$452.1M	$399.3M-13.3%	$460.6M+21.3%	$379.7M-8.1%	$413.2M+6.1%	$389.4M+33.5%	$291.7M+17.9%	$247.4M-18.6%	$303.9M+117.0%	$140.1M-20.3%	$175.7M-14.3%	$205.1M-16.4%	$245.4M+117.1%	$113.0M-3.9%	$117.7M+27.0%	$92.7M
Depreciation & Amortization	N/A	$29.2M0.0%	$29.2M-5.5%	$30.9M-3.1%	$31.9M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Stock-Based Compensation	N/A	$10.7M+16.3%	$9.2M-0.6%	$9.3M+1.5%	$9.1M+3.2%	$8.8M+2.8%	$8.6M-19.7%	$10.7M+18.0%	$9.1M+35.5%	$6.7M+1.2%	$6.6M+68.9%	$3.9M+89.3%	$2.1M+59.7%	$1.3M+41.5%	$917K+140.1%	$382K
Capital Expenditures	$22.3M	$22.3M-42.2%	$38.5M+71.5%	$22.5M+14.7%	$19.6M+90.4%	$10.3M-11.0%	$11.5M-22.5%	$14.9M+87.4%	$8.0M+53.1%	$5.2M+68.4%	$3.1M-70.7%	$10.5M+15625.4%	$67K-99.5%	$12.7M-5.9%	$13.5M+3.8%	$13.0M
Free Cash Flow	$429.9M	$377.0M-10.7%	$422.1M+18.2%	$357.2M-9.2%	$393.6M+3.8%	$379.1M+35.3%	$280.2M+20.5%	$232.5M-21.4%	$296.0M+119.4%	$134.9M-21.9%	$172.6M-11.3%	$194.5M-20.7%	$245.3M+144.5%	$100.3M-3.7%	$104.2M+30.8%	$79.7M
Investing Cash Flow	-$13.8M	-$470.3M-8399.2%	$5.7M-99.0%	$578.5M+156.5%	-$1.0B-264.0%	$624.7M+195.8%	-$651.9M-394.1%	$221.7M+128.4%	-$779.6M-144.7%	-$318.6M+43.0%	-$558.7M	N/A	N/A	$84.2M-76.8%	$362.3M+1695.3%	$20.2M
Financing Cash Flow	-$486.9M	-$172.0M+69.1%	-$556.2M+18.5%	-$682.7M+70.5%	-$2.3B-268.6%	$1.4B+21.1%	$1.1B+278.1%	-$636.4M-227.9%	$497.7M-16.8%	$597.8M+73.9%	$343.8M	N/A	N/A	-$263.5M+39.1%	-$432.4M-100.1%	-$216.1M
Dividends Paid	$164.2M	$158.9M+5.9%	$150.0M+2.8%	$145.9M+13.6%	$128.4M+39.4%	$92.1M+5.1%	$87.7M+2.4%	$85.6M+7.2%	$79.9M+32.3%	$60.4M+25.5%	$48.1M+28.0%	$37.6M+62.2%	$23.2M+36.5%	$17.0M+4.0%	$16.3M+114.4%	$7.6M
Share Buybacks	$79.7M	$82.2M-4.9%	$86.5M+77.3%	$48.8M-31.2%	$70.9M+59.3%	$44.5M+73.1%	$25.7M-69.7%	$84.9M-18.6%	$104.3M+400.7%	$20.8M+112.1%	$9.8M+387.2%	$2.0M	N/A	N/A	$13.5M+100.2%	$6.8M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$97.4M+24.3%	$150.8M+28.9%	$88.7M+18.1%	$115.2M-10.5%	$78.4M-28.3%	$117.0M-20.7%	$75.1M-35.0%	$128.6M+29.8%
Depreciation & Amortization	$5.4M+3.8%	$7.3M+37.7%	$13.3M+1.5%	$5.3M0.0%	$5.2M-3.7%	$5.3M-1.9%	$13.1M	$5.3M
Stock-Based Compensation	N/A	$3.2M+14.8%	N/A	N/A	N/A	$2.8M+23.1%	N/A	N/A
Capital Expenditures	$3.3M-58.6%	$11.6M+68.2%	$4.5M-68.7%	$2.9M-76.4%	$8.0M-21.7%	$6.9M+309.3%	$14.3M+187.3%	$12.4M+54.8%
Free Cash Flow	$94.1M+33.7%	$139.3M+26.4%	$84.2M+38.4%	$112.2M-3.4%	$70.4M-29.0%	$110.1M-24.5%	$60.9M-44.9%	$116.2M+27.6%
Investing Cash Flow	$227.4M+375.6%	$89.0M+254.6%	-$277.9M-306.4%	-$52.3M-150.0%	-$82.5M+60.4%	-$57.6M-130.5%	$134.6M+234.2%	$104.5M+5880.0%
Financing Cash Flow	-$384.3M-101.7%	$204.7M-37.2%	$55.6M+117.6%	-$363.0M-32.4%	-$190.5M-992.6%	$325.9M+521.1%	-$317.1M-163.8%	-$274.2M-24.4%
Dividends Paid	$42.3M+7.0%	$41.3M+6.5%	$41.3M+6.4%	$39.4M+1.3%	$39.5M+9.4%	$38.8M+7.0%	$38.8M+6.8%	$38.9M+6.7%
Share Buybacks	$40.8M+48.7%	$13.9M-53.4%	$14.9M+506.7%	$10.0M-62.9%	$27.5M-16.5%	$29.8M+23.5%	$2.5M-86.2%	$27.0M+377.1%

HOMB Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

HOMB quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	43.6%+4.0pp	39.5%+0.1pp	39.4%+6.7pp	32.7%-12.2pp	44.9%+14.0pp	30.9%-12.8pp	43.7%-1.6pp	45.3%+20.9pp	24.3%-11.6pp	35.9%+3.1pp	32.8%+1.6pp	31.3%+3.9pp	27.4%-3.6pp	31.0%+1.0pp	30.0%
Return on Equity	11.1%+0.9pp	10.2%-0.2pp	10.4%+1.7pp	8.7%-2.9pp	11.5%+3.3pp	8.2%-3.3pp	11.5%-1.2pp	12.8%+6.7pp	6.1%-7.2pp	13.3%+1.8pp	11.5%+0.4pp	11.1%+3.2pp	7.9%-4.3pp	12.2%+0.7pp	11.6%
Return on Assets	2.1%+0.3pp	1.8%+0.1pp	1.7%+0.4pp	1.3%-0.4pp	1.8%+0.5pp	1.3%-0.6pp	1.9%0.0pp	2.0%+1.0pp	0.9%-0.9pp	1.8%+0.3pp	1.5%0.0pp	1.5%+0.5pp	1.0%-0.5pp	1.5%0.0pp	1.5%
Debt-to-Equity	4.33-0.4x	4.68-0.3x	4.98-0.5x	5.490.0x	5.53+0.2x	5.29+0.3x	4.99-0.5x	5.510.0x	5.56+4.6x	0.96-0.2x	1.18+1.0x	0.18-0.1x	0.260.0x	0.25-6.3x	6.60
Asset Turnover	0.050.0x	0.050.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.050.0x	0.050.0x	0.040.0x	0.050.0x	0.05
FCF Margin	34.6%-6.9pp	41.5%+5.7pp	35.8%-6.3pp	42.1%-11.2pp	53.3%+13.0pp	40.4%+5.3pp	35.1%-9.5pp	44.6%+20.3pp	24.3%-10.7pp	35.0%-11.2pp	46.2%-21.6pp	67.8%+26.5pp	41.3%-9.9pp	51.2%+7.5pp	43.6%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	40.4%-3.3pp	44.3%0.0pp	41.9%+3.0pp	44.5%+5.7pp	43.7%+3.8pp	44.3%+3.7pp	38.9%+3.8pp	38.8%-1.4pp
Return on Equity	2.6%-0.3pp	2.7%-0.1pp	2.8%+0.2pp	2.9%+0.4pp	2.9%+0.3pp	2.9%+0.2pp	2.5%+0.3pp	2.5%-0.2pp
Return on Assets	0.5%0.0pp	0.5%0.0pp	0.5%+0.1pp	0.5%+0.1pp	0.5%+0.1pp	0.5%+0.1pp	0.4%+0.1pp	0.4%0.0pp
Debt-to-Equity	4.43-0.2x	4.33-0.4x	4.33-0.4x	4.39-0.4x	4.61-0.3x	4.69-0.3x	4.68-0.3x	4.76-0.2x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	31.9%+5.9pp	52.2%+9.9pp	29.9%+6.3pp	40.4%-4.6pp	26.0%-13.0pp	42.3%-16.9pp	23.5%-21.5pp	45.1%+7.9pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Home BancShares, Inc. HOMB	FY2025	$1.1B	$475.4M	43.6%	$5.7B	74/100
Valley National Bancorp VLY	FY2025	$2.0B	$598.0M	29.5%	$7.0B	46/100
F.N.B. Corp FNB	FY2025	$1.8B	$565.0M	32.0%	$6.1B	55/100
Glacier Bancorp Inc GBCI	FY2025	$1.0B	$239.0M	23.2%	$5.6B	53/100
Hancock Whitney Corporation HWC	FY2025	$1.5B	$486.1M	32.1%	$5.8B	57/100

Where Home BancShares, Inc. Ranks

Frequently Asked Questions

What is Home BancShares, Inc.'s annual revenue?

Home BancShares, Inc. (HOMB) reported $1.1B in total revenue for fiscal year 2025. This represents a 7.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Home BancShares, Inc.'s revenue growing?

Home BancShares, Inc. (HOMB) revenue grew by 7.2% year-over-year, from $1.0B to $1.1B in fiscal year 2025.

Is Home BancShares, Inc. profitable?

Yes, Home BancShares, Inc. (HOMB) reported a net income of $475.4M in fiscal year 2025, with a net profit margin of 43.6%.

What is Home BancShares, Inc.'s net profit margin?

Home BancShares, Inc. (HOMB) had a net profit margin of 43.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Home BancShares, Inc. pay dividends?

Yes, Home BancShares, Inc. (HOMB) paid $0.81 per share in dividends during fiscal year 2025.

What is Home BancShares, Inc.'s return on equity (ROE)?

Home BancShares, Inc. (HOMB) has a return on equity of 11.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Home BancShares, Inc.'s free cash flow?

Home BancShares, Inc. (HOMB) generated $377.0M in free cash flow during fiscal year 2025. This represents a -10.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Home BancShares, Inc.'s operating cash flow?

Home BancShares, Inc. (HOMB) generated $399.3M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Home BancShares, Inc.'s total assets?

Home BancShares, Inc. (HOMB) had $22.9B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Home BancShares, Inc.'s capital expenditures?

Home BancShares, Inc. (HOMB) invested $22.3M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Home BancShares, Inc. buy back shares?

Yes, Home BancShares, Inc. (HOMB) spent $82.2M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Home BancShares, Inc. have outstanding?

Home BancShares, Inc. (HOMB) had 197M shares outstanding as of fiscal year 2025.

What is Home BancShares, Inc.'s debt-to-equity ratio?

Home BancShares, Inc. (HOMB) had a debt-to-equity ratio of 4.33 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Home BancShares, Inc.'s return on assets (ROA)?

Home BancShares, Inc. (HOMB) had a return on assets of 2.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Home BancShares, Inc.'s P/E ratio?

Home BancShares, Inc. (HOMB) trades at 11.8x earnings, its market capitalization divided by net income of $479.4M net income, trailing 12 months to June 30, 2026. The market capitalization is $5.7B as of Oct 14, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Home BancShares, Inc.'s price-to-sales ratio?

Home BancShares, Inc. (HOMB) trades at 5.1x sales, its market capitalization divided by revenue of $1.1B revenue, trailing 12 months to June 30, 2026. The market capitalization is $5.7B as of Oct 14, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Home BancShares, Inc.'s Piotroski F-Score?

Home BancShares, Inc. (HOMB) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Home BancShares, Inc.'s earnings high quality?

Home BancShares, Inc. (HOMB) has an earnings quality ratio of 0.84x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Home BancShares, Inc.?

Home BancShares, Inc. (HOMB) scores 74 out of 100 on our Financial Health Score, indicating strong standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.