STOCK TITAN

Hovnanian (NYSE: HOV) CEO exercises options and has 3603 shares withheld for taxes

Filing Impact
(Very High)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Hovnanian Enterprises Inc. Chairman and CEO Ara K. Hovnanian exercised stock options and had shares withheld for taxes. On 2026-05-22, he exercised derivative securities to acquire a total of 10000 shares of Class B Common Stock at an exercise price of $56.75 per share and used 3603 shares of Class B Common Stock, valued at $105.23 per share, to satisfy tax obligations. Following these compensation-related transactions, he directly holds 337722 shares of Class B Common Stock, in addition to multiple indirect holdings through family trusts and related entities. No open‑market purchases or sales are reported.

Positive

  • None.

Negative

  • None.
Insider HOVNANIAN ARA K
Role Chairman of the Board & CEO
Type Security Shares Price Value
Exercise Class B Common Stock 5,000 $56.75 $284K
Tax Withholding Class B Common Stock 3,603 $105.23 $379K
Exercise Option to purchase Class B Common Stock 5,000 $0.00 --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
Holdings After Transaction: Class B Common Stock — 337,722 shares (Direct, null); Option to purchase Class B Common Stock — 5,000 shares (Direct, null); Class B Common Stock — 5,328.4 shares (Indirect, Held as trustee for daughter Serena)
Footnotes (1)
  1. The Class B Common Stock, par value $.01 per share, non-cumulative ("Class B Common Stock"), is immediately convertible into an equal number of shares of Class A Common Stock, par value $.01 per share, non-cumulative ("Class A Common Stock") No expiration date Adjusted for the Issuer's 1-for-25 reverse stock split with respect to the Class A Common Stock and Class B Common Stock that occurred on March 29, 2019 N/A Held by Ara K. Hovnanian 2012 Trust, of which the reporting person is trustee, including shares held through a limited liability company interest in the Hovnanian Family 2012 LLC (the "2012 LLC") The Reporting Person disclaims beneficial ownership of these securities except to the extent of his potential pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of the beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose Held by trusts for the benefit of the family of Esther K. Barry, of which the reporting person is a trustee and has a potential remainder interest, including shares held through a limited liability interest in the 2012 LLC Held by trusts for the benefit of the family of Lucy K. Kalian, of which the reporting person is a trustee and has a potential remainder interest, including shares held through a limited liability interest in the 2012 LLC Held by trusts for the benefit of the family of Nadia K. Rodriguez, of which the reporting person is a trustee and has a potential remainder interest, including shares held through a limited liability interest in the 2012 LLC Held by trust for the benefit of the family of Sossie K. Najarian, of which the reporting person is a trustee and has a potential remainder interest, through a limited liability company interest in the 2012 LLC Held by The Ara K. Hovnanian Family 1994 Long-Term Trust, of which the reporting person is trustee Held by The Esther K. Barry Family 1994 Long-Term Trust, of which the reporting person is a trustee and has a potential remainder interest Held by trusts for the benefit of the family of Kevork S. Hovnanian, of which the reporting person is a trustee and has a potential remainder interest Held by The Lucy K. Kalian Family 1994 Long-Term Trust, of which the reporting person is a trustee and has a potential remainder interest Held by The Nadia K. Rodriguez Family 1994 Long-Term Trust, of which the reporting person is a trustee and has a potential remainder interest Held by The Sossie K. Najarian Family 1994 Long-Term Trust, of which the reporting person is a trustee and has a potential remainder interest
Options exercised 5000 shares at $56.75 Option to purchase Class B Common Stock exercised on 2026-05-22
Additional derivative exercise 5000 shares Derivative exercise/conversion into Class B Common Stock on 2026-05-22
Tax-withholding shares 3603 shares at $105.23 Shares delivered to satisfy tax liability on 2026-05-22
Direct Class B holdings after transactions 337722 shares Post-transaction direct ownership on 2026-05-22
Family 1994 long-term trust holding 50507.5100 underlying shares Held by Ara K. Hovnanian Family 1994 Long-Term Trust
Trust for reporting person’s family 157434.5600 underlying shares Held as trustee of trust for reporting person’s family
Tax-withholding count 1 transaction, 3603 shares Summary of F-code dispositions
Derivative exercises summary 2 exercises, 10000 shares Exercise of derivative securities on 2026-05-22
Class B Common Stock financial
"The Class B Common Stock, par value $.01 per share, non-cumulative"
A class B common stock is one of multiple types of a company’s ordinary shares that carries specific rights—often different voting power or dividend priority—compared with other classes. For investors it matters because those differences affect how much influence you have over company decisions, the income you might receive, and how freely the shares trade; think of it like owning a car with different keys: some keys let you start the engine and open the trunk, others only unlock the door.
Class A Common Stock financial
"immediately convertible into an equal number of shares of Class A Common Stock"
Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.
derivative exercise/conversion financial
"transaction_action": "derivative exercise/conversion""
tax-withholding disposition financial
"transaction_action": "tax-withholding disposition""
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
reverse stock split financial
"Adjusted for the Issuer's 1-for-25 reverse stock split"
A reverse stock split is when a company reduces the number of its shares outstanding, making each share more valuable. For example, if you own 100 shares worth $1 each, a 1-for-10 reverse split would turn your 100 shares into 10 shares worth $10 each. Companies often do this to boost their stock price and appear more stable to investors.
beneficial ownership financial
"The Reporting Person disclaims beneficial ownership of these securities"
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
HOVNANIAN ARA K

(Last)(First)(Middle)
C/O HOVNANIAN ENTERPRISES, INC.
90 MATAWAN ROAD

(Street)
MATAWAN NEW JERSEY 07747

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
HOVNANIAN ENTERPRISES INC [ HOV ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirectorX10% Owner
XOfficer (give title below)Other (specify below)
Chairman of the Board & CEO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/22/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Class B Common Stock(1)05/22/2026M5,000 (1) (2)Class A Common Stock5,000$56.75337,722D
Class B Common Stock(1)05/22/2026F3,603 (1) (2)Class A Common Stock3,603$105.23334,119D
Option to purchase Class B Common Stock$56.75(3)05/22/2026M5,000(3)06/10/202006/09/2026Class A Common Stock5,000(3)$0.0000(4)5,000D
Class B Common Stock(1) (1) (2)Class A Common Stock5,328.45,328.4IHeld as trustee for daughter Serena
Class B Common Stock(1) (1) (2)Class A Common Stock5,328.45,328.4IHeld as trustee for son Alexander
Class B Common Stock(1) (1) (2)Class A Common Stock160160IHeld as trustee of the Alexander Hovnanian Trust
Class B Common Stock(1) (1) (2)Class A Common Stock160160IHeld as trustee of the Alton Hovnanian Trust
Class B Common Stock(1) (1) (2)Class A Common Stock157,434.56157,434.56IHeld as trustee of trust for Reporting Person's family(5)
Class B Common Stock(1) (1) (2)Class A Common Stock25,281.425,281.4(6)IHeld as trustee of trusts for Esther K. Barry's family(7)
Class B Common Stock(1) (1) (2)Class A Common Stock25,281.425,281.4(6)IHeld as trustee of trusts for Lucy K. Kalian's family(8)
Class B Common Stock(1) (1) (2)Class A Common Stock25,281.425,281.4(6)IHeld as trustee of trusts for Nadia K. Rodriguez's family(9)
Class B Common Stock(1) (1) (2)Class A Common Stock25,281.425,281.4(6)IHeld as trustee of trusts for Sossie K. Najarian's family(10)
Class B Common Stock(1) (1) (2)Class A Common Stock50,507.5150,507.51IHeld by Ara K. Hovnanian Family 1994 long-term trusts(11)
Class B Common Stock(1) (1) (2)Class A Common Stock5,125.285,125.28IHeld by Reporting Person through partnership interests in the Limited Partnership.
Class B Common Stock(1) (1) (2)Class A Common Stock38,736.69438,736.694(6)IHeld by trusts for Esther K. Barry's family(12)
Class B Common Stock(1) (1) (2)Class A Common Stock42,034.9242,034.92(6)IHeld by trusts for Kevork S. Hovnanian's family(13)
Class B Common Stock(1) (1) (2)Class A Common Stock38,777.856438,777.8564(6)IHeld by trusts for Lucy K. Kalian's family(14)
Class B Common Stock(1) (1) (2)Class A Common Stock22,849.197222,849.1972(6)IHeld by trusts for Nadia K. Rodriguez's family(15)
Class B Common Stock(1) (1) (2)Class A Common Stock33,256.336433,256.3364(6)IHeld by trusts for Sossie K. Najarian's family(16)
Class B Common Stock(1) (1) (2)Class A Common Stock812812IHeld by wife
Explanation of Responses:
1. The Class B Common Stock, par value $.01 per share, non-cumulative ("Class B Common Stock"), is immediately convertible into an equal number of shares of Class A Common Stock, par value $.01 per share, non-cumulative ("Class A Common Stock")
2. No expiration date
3. Adjusted for the Issuer's 1-for-25 reverse stock split with respect to the Class A Common Stock and Class B Common Stock that occurred on March 29, 2019
4. N/A
5. Held by Ara K. Hovnanian 2012 Trust, of which the reporting person is trustee, including shares held through a limited liability company interest in the Hovnanian Family 2012 LLC (the "2012 LLC")
6. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his potential pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of the beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose
7. Held by trusts for the benefit of the family of Esther K. Barry, of which the reporting person is a trustee and has a potential remainder interest, including shares held through a limited liability interest in the 2012 LLC
8. Held by trusts for the benefit of the family of Lucy K. Kalian, of which the reporting person is a trustee and has a potential remainder interest, including shares held through a limited liability interest in the 2012 LLC
9. Held by trusts for the benefit of the family of Nadia K. Rodriguez, of which the reporting person is a trustee and has a potential remainder interest, including shares held through a limited liability interest in the 2012 LLC
10. Held by trust for the benefit of the family of Sossie K. Najarian, of which the reporting person is a trustee and has a potential remainder interest, through a limited liability company interest in the 2012 LLC
11. Held by The Ara K. Hovnanian Family 1994 Long-Term Trust, of which the reporting person is trustee
12. Held by The Esther K. Barry Family 1994 Long-Term Trust, of which the reporting person is a trustee and has a potential remainder interest
13. Held by trusts for the benefit of the family of Kevork S. Hovnanian, of which the reporting person is a trustee and has a potential remainder interest
14. Held by The Lucy K. Kalian Family 1994 Long-Term Trust, of which the reporting person is a trustee and has a potential remainder interest
15. Held by The Nadia K. Rodriguez Family 1994 Long-Term Trust, of which the reporting person is a trustee and has a potential remainder interest
16. Held by The Sossie K. Najarian Family 1994 Long-Term Trust, of which the reporting person is a trustee and has a potential remainder interest
Elizabeth D. Tice Attorney-in-Fact05/27/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did HOV (Hovnanian Enterprises) insider Ara K. Hovnanian do in this Form 4?

Ara K. Hovnanian exercised derivative securities to acquire 10000 shares of Class B Common Stock and had 3603 shares withheld to cover tax obligations. These are compensation-related transactions rather than open-market trades, reflecting option exercises tied to his role.

How many HOV Class B shares does Ara K. Hovnanian hold directly after these transactions?

After the transactions, Ara K. Hovnanian directly holds 337722 shares of Class B Common Stock. This figure reflects his post-transaction direct ownership and does not include additional indirect holdings through various family trusts and related entities disclosed in the same report.

Were there any open-market buys or sells of HOV stock reported by Ara K. Hovnanian?

No open-market purchases or sales were reported. The activity consists of option exercises coded as “M” and a tax-withholding disposition coded as “F,” where 3603 shares were delivered to satisfy tax or exercise obligations rather than traded on the open market.

What is the exercise price on Ara K. Hovnanian’s HOV stock options in this report?

The derivative securities were exercised at an exercise price of $56.75 per share into 5000 underlying shares of Class A or Class B Common Stock. This price represents the pre-set strike level for the options, not the prevailing market price on the transaction date.

Why were 3603 HOV shares disposed of in this Form 4 for Ara K. Hovnanian?

The 3603 shares of Class B Common Stock were used for tax withholding, coded as an “F” transaction. This means the shares were delivered to cover tax or exercise obligations associated with the option exercise, rather than reflecting a discretionary sale in the market.

What indirect HOV holdings are associated with Ara K. Hovnanian and his family?

The report lists numerous indirect interests in Class B Common Stock held by his wife and by trusts for the benefit of various family members, including long-term family trusts and 2012 LLC-related structures, with each trust holding specified blocks of underlying Class A Common Stock equivalents.