HealthEquity founder disposes of 1,095 shares

Q: How many HealthEquity (HQY) shares did Stephen Neeleman deliver or withhold?

Stephen Neeleman had 1,095 shares delivered or withheld for payment of exercise price or tax liability on October 6, 2026. The transaction lists a per-share price of $91.1553, and his direct common-stock holdings afterward were 136,470 shares.

The founder and vice chairman also reported three directly held option positions, each immediately exercisable and expiring between March 27, 2027, and March 26, 2029.

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Rhea-AI Filing Summary

HealthEquity, Inc. (HQY) reported that founder and vice chairman Stephen Neeleman had 1,095 shares delivered or withheld for payment of exercise price or tax liability on October 6, 2026. The transaction lists a per-share price of $91.1553; his direct common-stock holdings after the transaction were 136,470 shares. He also reported three immediately exercisable stock-option positions: 19,897 underlying shares at a $41.28 exercise price, expiring March 27, 2027; 14,228 underlying shares at $61.72, expiring March 27, 2028; and 15,337 underlying shares at $73.61, expiring March 26, 2029.

Insider Trade Summary

Exercise Price or Tax Liability: 1,095 shares

Exercise Price or Tax Liability 7 txns

Insider Neeleman Stephen

Role FOUNDER AND VICE CHAIRMAN

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	1,095	$91.1553	$100K
holding	Stock Option (right to buy) ^F4	--	--	--
holding	Stock Options (right to buy) ^F4	--	--	--
holding	Stock Options (right to buy) ^F4	--	--	--
holding	Common Stock ^F1	--	--	--
holding	Common Stock ^F2	--	--	--
holding	Common Stock ^F3	--	--	--

Holdings After Transaction: Common Stock — 136,470 shares (Direct); Stock Option (right to buy) — 19,897 contracts (Direct); Stock Options (right to buy) — 29,565 contracts (Direct); Common Stock — 751,235 shares (Indirect, See footnote)

Footnotes (4)

F1. Shares held of record by the Stephen and Christine Neeleman Trust.
F2. The securities are beneficially owned by the Reporting Person's spouse. The reporting person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 or for any other purpose.
F3. Shares held of record by Neeleman Family Holdings, LLC ("Family Holdings"), a Utah limited liability company. The reporting person is the manager of Family Holdings. The reporting person disclaims beneficial ownership of the shares held by Family Holdings except to the extent of his pecuniary interest therein and this report shall not be deemed an admission that the reporting person is the beneficial owner of the shares held by Family Holdings for any other purposes.
F4. The option is immediately exercisable.

Key Figures

Shares delivered or withheld: 1,095 shares Reported per-share price: $91.1553 per share Direct common-stock holdings after transaction: 136,470 shares +3 more

6 metrics

Shares delivered or withheld 1,095 shares October 6, 2026; for payment of exercise price or tax liability

Reported per-share price $91.1553 per share October 6, 2026 transaction

Direct common-stock holdings after transaction 136,470 shares After the October 6, 2026 transaction

Option position expiring March 27, 2027 19,897 underlying shares; $41.28 exercise price Immediately exercisable

Option position expiring March 27, 2028 14,228 underlying shares; $61.72 exercise price Immediately exercisable

Option position expiring March 26, 2029 15,337 underlying shares; $73.61 exercise price Immediately exercisable

Key Terms

exercise price or tax liability, immediately exercisable, beneficial ownership, pecuniary interest

4 terms

exercise price or tax liability financial

"Payment of exercise price or tax liability by delivering or withholding securities"

immediately exercisable technical

"The option is immediately exercisable."

beneficial ownership financial

"The reporting person disclaims beneficial ownership of these securities"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

pecuniary interest financial

"except to the extent of his pecuniary interest therein"

FAQ

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How many HealthEquity (HQY) shares did Stephen Neeleman deliver or withhold?

Stephen Neeleman had 1,095 shares delivered or withheld for payment of exercise price or tax liability on October 6, 2026. The transaction lists a per-share price of $91.1553, and his direct common-stock holdings afterward were 136,470 shares.

What stock options did Stephen Neeleman report for HealthEquity (HQY)?

He reported three immediately exercisable option positions: 19,897 underlying shares at a $41.28 exercise price, expiring March 27, 2027; 14,228 shares at $61.72, expiring March 27, 2028; and 15,337 shares at $73.61, expiring March 26, 2029.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/08/2026 - 06:08 PM Accepted by SEC EDGAR 10/08/2026 - 06:08 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Neeleman Stephen

(Last)

(First)

(Middle)

C/O HEALTHEQUITY, INC.

15 W. SCENIC POINTE DR., STE. 100

(Street)

DRAPER

UTAH

84020

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
HEALTHEQUITY, INC. [ HQY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	FOUNDER AND VICE CHAIRMAN

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/06/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	10/06/2026		F		1,095	D	$91.1553	136,470	D
Common Stock								408,235	I	See footnote⁽¹⁾
Common Stock								140,000	I	See footnote⁽²⁾
Common Stock								203,000	I	See footnote⁽³⁾

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Stock Option (right to buy)	$41.28							⁽⁴⁾	03/27/2027	Common Stock	19,897		19,897	D
Stock Options (right to buy)	$61.72							⁽⁴⁾	03/27/2028	Common Stock	14,228		14,228	D
Stock Options (right to buy)	$73.61							⁽⁴⁾	03/26/2029	Common Stock	15,337		15,337	D

Explanation of Responses:

1. Shares held of record by the Stephen and Christine Neeleman Trust.

2. The securities are beneficially owned by the Reporting Person's spouse. The reporting person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 or for any other purpose.

3. Shares held of record by Neeleman Family Holdings, LLC ("Family Holdings"), a Utah limited liability company. The reporting person is the manager of Family Holdings. The reporting person disclaims beneficial ownership of the shares held by Family Holdings except to the extent of his pecuniary interest therein and this report shall not be deemed an admission that the reporting person is the beneficial owner of the shares held by Family Holdings for any other purposes.

4. The option is immediately exercisable.

	/s/ Stephen Neeleman	10/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR