Welcome to our dedicated page for Heritage Insurance Hldgs SEC filings (Ticker: HRTG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
When a single hurricane can reshape Heritage Insurance Holdings Inc.’s balance sheet overnight, investors can’t afford to miss a line of disclosure. Yet the company’s 250-page 10-K, dozens of 8-Ks on storm events, and web of reinsurance exhibits make finding the right numbers a challenge.
Stock Titan’s AI-powered analysis solves that problem. Open any filing—annual report, quarterly earnings report 10-Q filing, or that all-important 8-K material events explained—and our platform highlights loss-ratio swings, reinsurance costs, and county-level exposure in plain English. Need to track Heritage Insurance Holdings insider trading Form 4 transactions? We stream Form 4 insider transactions real-time, flagging executive stock transactions Form 4 alongside contextual AI notes on storm season timing.
All SEC documents are here the moment they hit EDGAR: proxy statement executive compensation details, detailed catastrophe bond tables inside the 10-K, and every Heritage Insurance Holdings quarterly earnings report with AI commentary on premiums-earned trends. Use the search bar the way you’d ask a colleague—“understanding Heritage Insurance SEC documents with AI” or “Heritage Insurance earnings report filing analysis”—and jump straight to the answer. Our coverage spans:
- Annual report 10-K simplified—including reinsurance layering explanations
- Heritage Insurance 8-K hurricane loss updates in minutes
- Real-time alerts on Heritage Insurance Holdings Form 4 insider transactions
- Proxy statement executive compensation breakdowns
No more scanning hundreds of pages; our expert analysis distills what matters so you can compare combined ratios, monitor capital adequacy, and react quickly to storm-season disclosures.
1st Source Corp. (SRCE) Q2 2025 10-Q highlights:
- Earnings: Q2 net income rose 1.4 % to $37.3 m; diluted EPS up to $1.51 from $1.49. First-half (FH) EPS climbed 12.7 % to $3.02, delivering 12.9 % YoY profit growth to $74.8 m.
- Net interest margin: Q2 net interest income expanded 15 % YoY to $85.2 m as deposit costs fell; FH growth was 13.8 % to $166.1 m. Interest expense declined 11 % despite mid-single-digit asset growth.
- Credit quality: Allowance increased 5 % YTD to $163.5 m (2.30 % of loans). Provision for credit losses surged to $7.9 m in Q2 (vs. $0.1 m LY) and $11.0 m FH (vs. $7.2 m), signalling higher expected loss content.
- Balance sheet: Total assets reached $9.09 bn (+1.7 % since YE). Net loans grew 3.5 % to $6.93 bn, led by renewable energy (+18 %) and commercial (+8 %). Deposits rose 2.9 % to $7.44 bn, while short-term borrowings fell 56 % to $110 m, reducing wholesale funding reliance.
- Capital & OCI: Shareholders’ equity rose 7.9 % to $1.20 bn; accumulated OCI loss narrowed to $56.8 m from $87.2 m on bond-market recovery. Outstanding shares: 24.54 m.
- Noninterest items: Fee income steady at $23.1 m; a $1.0 m security loss offset trust and insurance growth. Expenses rose 7 % FH, driven by compensation and tech spend.
- Liquidity: Cash & equivalents increased to $149 m; AFS securities fair value $1.46 bn with $79 m unrealized loss (5.4 % of cost).
Overall, SRCE delivered strong margin-led earnings growth and deposit inflows, partly tempered by higher credit provisioning and expense pressure.
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