Heritage (NYSE: HRTG) CAO has 36,274 shares withheld for tax obligations

Rhea-AI Filing Summary

Heritage Insurance Holdings, Inc. Chief Accounting Officer Sharon Binnun reported a routine tax-related share disposition. On the vesting of previously awarded performance-based restricted stock, 36,274 shares of common stock were withheld at $28.14 per share to satisfy tax liabilities. This was not an open-market sale. After this withholding, Binnun directly holds 150,281 shares of Heritage Insurance common stock, indicating she retains a substantial equity position in the company.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Binnun Sharon

(Last) (First) (Middle)

C/O HERITAGE INSURANCE HOLDINGS, INC.

1401 N WESTSHORE BLVD

(Street)

TAMPA FL 33607

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Heritage Insurance Holdings, Inc. [ HRTG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/12/2026		F(1)		36,274	D	$28.14	150,281	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents the shares withheld to satisfy tax liability on the vesting of shares of previously awarded performance based restricted stock.

Remarks:

	/s/ Sharon Binnun	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
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FAQ

What insider transaction did HRTG Chief Accounting Officer Sharon Binnun report?

Sharon Binnun reported a tax-related share disposition. Heritage Insurance withheld 36,274 common shares to cover tax liabilities triggered by vesting of performance-based restricted stock, rather than selling shares in the open market.

Was the HRTG Form 4 transaction an open-market sale of shares?

No, it was not an open-market sale. The 36,274 HRTG shares were withheld by the company to satisfy tax obligations from vesting performance-based restricted stock, a common administrative mechanism rather than a discretionary stock sale.

How many HRTG shares were involved in the tax-withholding transaction?

The filing shows 36,274 shares of Heritage Insurance common stock were withheld. These shares satisfied tax liabilities arising from the vesting of previously granted performance-based restricted stock awards to Chief Accounting Officer Sharon Binnun.

At what price were the withheld HRTG shares valued in the Form 4?

The withheld 36,274 HRTG shares were valued at $28.14 per share. This figure is used in the Form 4 to calculate the value of shares applied toward satisfying the related tax obligation on the restricted stock vesting.

How many HRTG shares does Sharon Binnun hold after this Form 4 transaction?

After the tax-withholding disposition, Sharon Binnun directly holds 150,281 shares of Heritage Insurance common stock. This post-transaction balance in the Form 4 indicates she continues to maintain a significant personal equity stake in HRTG.

What triggered the tax-withholding share disposition reported for HRTG?

The disposition was triggered by the vesting of previously awarded performance-based restricted stock. When these HRTG awards vested, 36,274 shares were automatically withheld to cover associated tax liabilities, as described in the Form 4 footnote.