Heritage Insurance (HRTG) CEO reports 5,000-share insider sale

Rhea-AI Filing Summary

Heritage Insurance Holdings, Inc. (HRTG) reported an insider stock sale by its Chief Executive Officer and director, Ernie J. Garateix. On 11/13/2025, he sold 5,000 shares of Heritage common stock in an open market transaction. The filing states a weighted average sale price of $30.7696 per share, with individual sale prices ranging from $30.76 to $30.825 per share.

Following this transaction, Garateix beneficially owns 1,209,140 shares of Heritage common stock, held directly. This Form 4 reflects a routine report of insider trading activity and confirms that the CEO remains a significant shareholder after the sale.

Insider Trade Summary

Net Seller: 5,000 shares ($153,848)

Net Sell 1 txn

Insider Garateix Ernie J

Role Chief Executive Officer

Sold 5,000 shs ($154K)

Type	Security	Shares	Price	Value
Sale	Common Stock	5,000	$30.7696	$154K

Holdings After Transaction: Common Stock — 1,209,140 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Garateix Ernie J

(Last) (First) (Middle)

C/O HERITAGE INSURANCE HOLDINGS, INC.

1401 N. WESTSHORE BLVD

(Street)

TAMPA FL 33607

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Heritage Insurance Holdings, Inc. [ HRTG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/13/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/13/2025		S		5,000	D	$30.7696(1)	1,209,140	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents the weighted average of the shares sold. The prices of the shares sold pursuant to the transaction ranges from $30.76 to $30.825 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the issuer or a security holder of the issuer full information regarding the number of shares sold at each separate price.

Remarks:

	/s/ Ernie J. Garateix	11/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did HRTG report in this Form 4?

The Form 4 reports that Ernie J. Garateix, Chief Executive Officer and director of Heritage Insurance Holdings, Inc. (HRTG), sold 5,000 shares of the company’s common stock on 11/13/2025.

What price did the HRTG CEO receive for the shares sold?

The reported transaction shows a weighted average price of $30.7696 per share, with individual sales executed at prices ranging from $30.76 to $30.825 per share.

How many HRTG shares does Ernie J. Garateix own after this transaction?

After the sale, Ernie J. Garateix beneficially owns 1,209,140 shares of Heritage Insurance Holdings, Inc. common stock, held in direct ownership form.

What is the role of the reporting person in Heritage Insurance Holdings, Inc. (HRTG)?

The reporting person, Ernie J. Garateix, is both a Director and the Chief Executive Officer of Heritage Insurance Holdings, Inc.

Does this HRTG Form 4 include any derivative securities transactions?

The filing includes a section for derivative securities, but the provided content does not show any derivative securities acquired, disposed of, or beneficially owned in connection with this reported transaction.

How is the sale price range for the HRTG CEO’s transaction described?

The explanation states that the $30.7696 figure is a weighted average price and that the shares were sold at prices ranging from $30.76 to $30.825 per share.