Heritage Insurance (HRTG) CAO sells 9,200 shares under Rule 10b5-1 plan

Filing Impact

(Moderate)

Filing Sentiment

(Negative)

Form Type

Rhea-AI Filing Summary

Heritage Insurance Holdings, Inc. chief accounting officer Sharon Binnun sold a total of 9,200 shares of common stock in open-market transactions. On April 1, she sold 8,700 shares at a weighted average price of about $25.69 per share and 500 shares at $26.19 per share. The larger sale involved individual prices ranging from $25.19 to $26.18 per share. After these trades, she directly holds 133,188 shares. The sales were executed under a pre-arranged Rule 10b5-1 trading plan adopted on December 12, 2025.

Insider Trade Summary 10b5-1

Net Seller: 9,200 shares ($236,588)

Net Sell 2 txns

Insider Binnun Sharon

Role Chief Accounting Officer

Sold 9,200 shs ($237K)

Type	Security	Shares	Price	Value
Sale	Common Stock	8,700	$25.6889	$223K
Sale	Common Stock	500	$26.19	$13K

Holdings After Transaction: Common Stock — 133,688 shares (Direct)

Footnotes (1)

The sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan previously adopted on December 12, 2025. Represents the weighted average of the shares sold. The prices of the shares sold pursuant to the transaction range from $25.19 to $26.18 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the issuer or a security holder of the issuer full information regarding the number of shares sold at each separate price.

Key Figures

Shares sold (first trade): 8,700 shares Weighted average price (first trade): $25.6889 per share Shares sold (second trade): 500 shares +3 more

6 metrics

Shares sold (first trade) 8,700 shares Common Stock, open-market sale on April 1, 2026

Weighted average price (first trade) $25.6889 per share Prices ranged from $25.19 to $26.18

Shares sold (second trade) 500 shares Common Stock, open-market sale on April 1, 2026 at $26.19

Total shares sold 9,200 shares Net-sell across two open-market transactions

Shares held after transactions 133,188 shares Direct ownership following April 1, 2026 sales

Rule 10b5-1 plan adoption date December 12, 2025 Plan governing the reported stock sales

Key Terms

Rule 10b5-1 trading plan, weighted average, open-market sale, Common Stock

4 terms

Rule 10b5-1 trading plan regulatory

"The sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan"

A Rule 10b5-1 trading plan is a pre-arranged schedule that allows company insiders to buy or sell stock at specific times, even if they have inside information. It helps prevent accusations of unfair trading by making these transactions look planned and transparent, rather than sneaky or illegal.

weighted average financial

"Represents the weighted average of the shares sold."

A weighted average is a way of calculating an overall number when some items matter more than others by giving each item a different level of importance, or weight. Investors use weighted averages to combine figures like prices, returns or earnings so the result reflects the size or significance of each part — like grading a class where a final exam counts more than a quiz, producing a score that better represents true performance.

open-market sale financial

"transaction_action: open-market sale"

An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.

Common Stock financial

"security_title: Common Stock"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 Insider Transactions: What Each Field Means →

04/03/2026 - 05:03 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Binnun Sharon

(Last)

(First)

(Middle)

C/O HERITAGE INSURANCE HOLDINGS, INC.

1401 N WESTSHORE BLVD

(Street)

TAMPA

FLORIDA

33607

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Heritage Insurance Holdings, Inc. [ HRTG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Accounting Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	04/01/2026		S		8,700⁽¹⁾	D	$25.6889⁽²⁾	133,688	D
Common Stock	04/01/2026		S		500⁽¹⁾	D	$26.19	133,188	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. The sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan previously adopted on December 12, 2025.

2. Represents the weighted average of the shares sold. The prices of the shares sold pursuant to the transaction range from $25.19 to $26.18 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the issuer or a security holder of the issuer full information regarding the number of shares sold at each separate price.

Remarks:

	/s/ Sharon Binnun	04/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did HRTG executive Sharon Binnun report?

Sharon Binnun, chief accounting officer of Heritage Insurance Holdings, reported selling 9,200 shares of common stock in open-market transactions. The trades occurred on April 1 and were executed under a pre-arranged Rule 10b5-1 trading plan adopted in December 2025.

How many Heritage Insurance (HRTG) shares did Sharon Binnun sell and at what prices?

She sold 8,700 shares at a weighted average price of about $25.69 and 500 shares at $26.19 per share. The 8,700-share sale included individual transaction prices ranging from $25.19 to $26.18 per share, all in open-market trades.

How many HRTG shares does Sharon Binnun own after these Form 4 sales?

Following the reported transactions, Sharon Binnun directly holds 133,188 shares of Heritage Insurance common stock. This post-transaction holding figure comes from the Form 4 and reflects her remaining direct ownership after selling a total of 9,200 shares.

Were Sharon Binnun’s HRTG stock sales pre-planned under Rule 10b5-1?

Yes. A footnote states the sales were effected under a Rule 10b5-1 trading plan adopted on December 12, 2025. Such plans allow executives to schedule trades in advance, helping separate routine portfolio moves from discretionary timing decisions.

What type of security did Sharon Binnun trade in this HRTG Form 4?

All reported transactions involve Heritage Insurance Holdings common stock. The filing lists non-derivative securities only, meaning these trades were direct stock sales rather than exercises or conversions of options, warrants, or other derivative instruments.

What does the weighted average price in Sharon Binnun’s HRTG sale mean?

The weighted average price of about $25.69 reflects many individual trades between $25.19 and $26.18 per share. The Form 4 notes she can provide detailed breakdowns of the number of shares sold at each separate price upon request to regulators or shareholders.