Heritage Insurance CFO reports tax share withholding

Heritage Insurance Holdings Chief Financial Officer Kirk Lusk reported a routine tax-withholding transaction related to equity compensation.

Accepted by SEC EDGAR 03/16/2026 - 05:10 PM EDT

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Rhea-AI Filing Summary

Heritage Insurance Holdings Chief Financial Officer Kirk Lusk reported a routine tax-withholding transaction related to equity compensation. The company withheld 72,549 shares of common stock at $28.14 per share to satisfy tax liabilities on the vesting of previously awarded performance-based restricted stock. After this non‑market disposition, Lusk directly holds 502,522 shares of Heritage Insurance common stock.

Insider Trade Summary

Exercise Price or Tax Liability: 72,549 shares

Exercise Price or Tax Liability 1 txn

Insider Lusk Kirk

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	72,549	$28.14	$2.04M

Holdings After Transaction: Common Stock — 502,522 shares (Direct)

Holdings Before and After: Common Stock, 575,071 to 502,522 shares (Direct)

Footnotes (1)

F1. Represents the shares withheld to satisfy tax liability on the vesting of shares of previously awarded performance based restricted stock.

FAQ

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What insider transaction did Heritage Insurance (HRTG) report for its CFO?

Heritage Insurance reported that CFO Kirk Lusk had 72,549 shares withheld to cover taxes on vested performance-based restricted stock. This Form 4 event is a compensation-related tax withholding, not an open-market purchase or sale of HRTG shares.

How many Heritage Insurance (HRTG) shares were withheld for CFO tax obligations?

The company withheld 72,549 shares of Heritage Insurance common stock at $28.14 per share. These shares satisfied tax liabilities arising from the vesting of previously granted performance-based restricted stock, according to the Form 4 footnote disclosure.

Is the Heritage Insurance (HRTG) CFO Form 4 a stock sale in the market?

The Form 4 does not report an open-market stock sale. It records a tax-withholding disposition, where 72,549 shares were delivered back to the issuer to satisfy tax obligations on vested performance-based restricted stock awards.

How many Heritage Insurance (HRTG) shares does the CFO hold after this transaction?

Following the tax-withholding disposition, CFO Kirk Lusk directly owns 502,522 shares of Heritage Insurance common stock. This figure reflects his remaining position after 72,549 shares were withheld to cover tax liabilities on vesting equity awards.

What does transaction code "F" mean in the Heritage Insurance (HRTG) Form 4?

Transaction code "F" indicates shares were used to pay an exercise price or tax liability. In this case, 72,549 Heritage Insurance shares were withheld to satisfy taxes on vested performance-based restricted stock, rather than being sold in the open market.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lusk Kirk

(Last)

(First)

(Middle)

C/O HERITAGE INSURANCE HOLDINGS, INC.

1401 N. WESTSHORE BLVD

(Street)

TAMPA

33607

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
Heritage Insurance Holdings, Inc. [ HRTG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	03/12/2026		F⁽¹⁾		72,549	D	$28.14	502,522	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Represents the shares withheld to satisfy tax liability on the vesting of shares of previously awarded performance based restricted stock.

Remarks:

	/s/ Kirk Lusk	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR