Heritage Insurance Holdings, Inc. filings document the formal disclosure record for a super-regional property and casualty insurance holding company whose common stock trades on the New York Stock Exchange under HRTG. Recent Form 8-K filings furnish quarterly and annual results, preliminary financial updates, Regulation FD conference disclosures, material agreements and board changes.
The definitive proxy statement covers annual meeting matters, director governance and stockholder voting. Capital-structure disclosures include an amended and restated credit agreement with revolving, term-loan and delayed-draw term-loan facilities, alongside registered common stock information shown on periodic 8-K cover pages.
Heritage Insurance Holdings (HRTG) filed a Form 144 for the proposed sale of 5,000 common shares, with an aggregate market value of $153,850, through Morgan Stanley Smith Barney LLC Executive Financial Services. The approximate sale date is 11/13/2025 on the NYSE.
Context: 30,911,435 shares were outstanding. Recent sales disclosed for the same account include 25,000 shares for $614,250 on 09/15/2025, and two blocks of 5,000 shares for $145,010 (11/11/2025) and $151,950 (11/12/2025).
Heritage Insurance Holdings (HRTG) shareholder filed a Form 144 to sell 5,000 common shares, with an aggregate market value of $151,950, using Morgan Stanley Smith Barney LLC. The filing lists an approximate sale date of 11/12/2025 on the NYSE.
The filer reports prior 3‑month sales: 25,000 shares on 09/15/2025 for $614,250, and 5,000 shares on 11/11/2025 for $145,010.
The 5,000 shares to be sold were acquired on 11/04/2023 through restricted stock vesting under a registered plan.
A shareholder filed a Form 144 notice to sell up to 5,000 shares of HRTG common stock. The filing lists an aggregate market value of $145,010 and an approximate sale date of November 11, 2025. The proposed broker is Morgan Stanley Smith Barney LLC, and the shares are listed on the NYSE.
The 5,000 shares were acquired on May 15, 2014 via an open market purchase paid in cash. Shares outstanding were 30,911,435. In the past three months, a separate sale by Ernesto J Garateix on September 15, 2025 totaled 25,000 shares with gross proceeds of $614,250.
A Form 144 notice related to HRTG common stock states a proposed sale of 5,000 shares with an aggregate market value of $145,010. The filing lists Morgan Stanley Smith Barney LLC as broker, an approximate sale date of 11/12/2025, and the NYSE as the exchange.
The shares were acquired on 11/04/2023 through restricted stock vesting under a registered plan from the issuer. The notice reports 30,911,435 shares outstanding. It also discloses a sale during the past three months: on 09/15/2025, 25,000 shares of common stock were sold for $614,250 by Ernesto J Garateix.
Heritage Insurance Holdings (HRTG) reported strong Q3 2025 results. Total revenues were $212.5 million versus $211.8 million a year ago, while operating income rose to $70.2 million from $11.7 million. Net income increased to $50.4 million, up from $8.2 million, with diluted EPS of $1.63 versus $0.27.
For the first nine months, total revenues were $632.0 million versus $606.7 million, and net income reached $128.9 million compared with $41.2 million, with diluted EPS of $4.17 versus $1.35. Losses and loss adjustment expenses fell to $74.8 million in Q3 from $130.0 million, and interest expense declined to $1.9 million from $2.8 million.
The balance sheet showed cash and cash equivalents of $560.4 million (up from $452.7 million at year-end), stockholders’ equity of $437.3 million (up from $290.8 million), and unpaid losses of $649.6 million (down from $1,042.7 million). The company recorded a ~$2.7 million gain from a real estate sale and received an $11.0 million promissory note at 7% interest. The 2025–2026 reinsurance program includes FHCF participation at 90.0% and first-event coverage up to $1.6 billion for Heritage P&C, $1.1 billion for NBIC, and $865.0 million for Zephyr.
Heritage Insurance (HRTG) disclosed insider sales by CFO Kirk Lusk. He sold a total of 20,000 shares across two transactions: 71 shares at $24.00 on 11/04/2025 and 19,929 shares at a weighted average price of $24.1764 on 11/05/2025, with sale prices ranging from $24.00 to $24.54. The filing states the trades were made pursuant to a previously adopted Rule 10b5-1 trading plan.
Following these transactions, Lusk held 558,756 shares directly.
Heritage Insurance Holdings, Inc. (HRTG) furnished an update on November 5, 2025, announcing it issued a press release with financial results for the fiscal quarter ended September 30, 2025.
The information was provided under Item 2.02 of a Form 8-K and includes Exhibit 99.1, which contains the full press release. The company notes this material is furnished, not filed, under the Exchange Act unless specifically incorporated by reference.
Rule 144 notice: A holder for HRTG filed to sell 19,929 shares of Common stock through Morgan Stanley Smith Barney LLC Executive Financial Services, with an aggregate market value $476,502.39. The approximate sale date is 11/05/2025 on the NYSE. These shares were acquired via Restricted Stock Units on 03/01/2018. Recent 10b5-1 transactions include 20,000 shares sold on 09/12/2025 for $483,374.00 and 13,197 shares on 10/01/2025 for $326,986.03. Shares outstanding were 31,017,570.
HRTG: A selling stockholder filed a Form 144 to sell 71 shares of common stock through Morgan Stanley Smith Barney, with an approximate sale date of 11/04/2025 on the NYSE.
The 71 shares were acquired as Restricted Stock Units from the issuer on 03/01/2018. The filer also reported recent Rule 10b5-1 sales over the past three months: 20,000 shares on 09/12/2025 for $483,374.00, 13,197 shares on 10/01/2025 for $326,986.03, and 6,803 shares on 10/03/2025 for $164,346.87. Form 144 is a notice of a proposed sale by an affiliate or holder of restricted/controlled securities under Rule 144.
The Vanguard Group filed a Schedule 13G reporting a passive stake in Heritage Insurance Holdings (HRTG). Vanguard beneficially owned 1,646,731 shares, representing 5.3% of the common stock as of 09/30/2025.
The filing shows sole voting power: 0; shared voting power: 174,203; sole dispositive power: 1,464,363; and shared dispositive power: 182,368. Vanguard certified the shares were acquired and are held in the ordinary course and not to influence control. The stake is held on behalf of clients, and no single other person’s interest exceeds 5%.