[8-K] HERITAGE INSURANCE HOLDINGS INC Reports Material Event

Rhea-AI Filing Summary

Powell Industries, Inc. (NASDAQ: POWL) filed a Form 8-K dated August 5, 2025. The filing discloses two routine items:

• Item 2.02 – Results of Operations: The company issued a separate press release (Exhibit 99.1) announcing fiscal 2025 Q3 results for the period ended June 30, 2025. No financial figures are included in the 8-K; investors must reference the accompanying press release for metrics.
• Item 8.01 – Other Events: The Board declared a regular quarterly cash dividend of $0.2675 per share, payable September 17, 2025 to shareholders of record as of August 20, 2025 (Exhibit 99.2).

The information under Item 2.02 is furnished, not filed, and therefore is not subject to Exchange Act Section 18 liability. No other material events, transactions, or changes in guidance are reported.

Positive

• Dividend maintained at $0.2675 per share, reinforcing the company’s commitment to shareholder returns.

Negative

• None.

Insights

Equity Research Analyst

TL;DR: Standard 8-K; dividend confirmed, earnings details in external exhibit—net impact neutral.

The filing simply alerts the market to a Q3 results press release and reaffirms Powell’s quarterly dividend at $0.2675 per share. Because the actual financial performance metrics are not included, investors cannot gauge earnings quality from this document alone. The dividend level suggests continuity rather than change. As such, the event is routine and unlikely to affect valuation until investors analyze the full earnings release.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 5, 2025

HERITAGE INSURANCE HOLDINGS, INC.

(Exact name of registrant as specified in its charter)

Delaware		001-36462		45-5338504
(State or other jurisdiction of incorporation)		(Commission File Number)		(I.R.S. Employer Identification No.)

1401 N. Westshore Blvd Tampa, Florida		33607
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (727) 362-7202

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $0.0001 per share		HRTG		New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Conditions.

On August 5, 2025, Heritage Insurance Holdings, Inc. (the “Company”) issued a press release announcing financial results for its fiscal quarter ended June 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1.

The information furnished under this Item 2.02, including Exhibit 99.1, is being furnished and shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits. The following exhibit is being furnished as part of this Current Report on Form 8-K.

No.		Exhibit
99.1		Press Release dated August 5, 2025.
104		Cover Page Interactive Data File (the cover page tags are embedded within the Inline XBRL document).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

				HERITAGE INSURANCE HOLDINGS, INC.
Date: August 5, 2025				By:		/s/ Kirk Lusk
						Kirk Lusk Chief Financial Officer

3

FAQ

What did Powell Industries (POWL) report in its Form 8-K?

The 8-K announces a fiscal Q3 2025 earnings press release (Exhibit 99.1) and declares a $0.2675 per-share dividend.

When is the POWL dividend record and payment date?

Record date: August 20, 2025. Payment date: September 17, 2025.

Is the dividend new or a continuation?

The filing describes it as a regular quarterly cash dividend, indicating continuity rather than a special payout.

Does the 8-K include Powell’s Q3 2025 financial figures?

No. The actual numbers are in the furnished press release (Exhibit 99.1), not in the filing body.

Are there any other material events disclosed?

No additional transactions, guidance changes, or leadership shifts are reported in this filing.