Here are the 10-K annual reports from Hawthorn Bancshars Inc. (HWBK) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow HWBK and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full HWBK filings page.
Hawthorn Bancshares, Inc. is a Missouri-based financial holding company that owns Hawthorn Bank and related subsidiaries. It operates 18 banking offices and, beginning in 2025, reports two segments: a traditional Bank segment and a separate Wealth Management segment focused on investment and trust services.
The company uses HB Realty, a REIT subsidiary, to hold mortgage loans, which had an approximate aggregate book value of $578.4 million as of December 31, 2025. It employed about 255 full-time and 11 part-time staff and considers employee relations satisfactory.
The Bank is FDIC-insured, heavily regulated by federal and Missouri authorities, and classified as well-capitalized. Extensive risk disclosures highlight dependence on central and west-central Missouri and the Kansas City MSA, interest rate and credit risks, competition from banks and fintech, liquidity pressures, technology and cybersecurity threats, climate and severe weather, and evolving regulation including digital asset and stablecoin rules.