Independent Bank (IBCP) EVP updates holdings after 873-share stock disposition

Rhea-AI Filing Summary

Independent Bank Corp. executive reports share disposition and holdings update. Executive Vice President Joel F. Rahn reported a Form 4 transaction dated 02/06/2026 involving Independent Bank Corp. (IBCP) common stock. He disposed of 873 shares at $36.60 per share, leaving 26,188.01 shares held directly. He also reported 1,380.14 shares held indirectly through an ESOP. This filing mainly updates his ownership records rather than describing company operating results.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

RAHN JOEL F

(Last) (First) (Middle)

4200 E BELTLINE

(Street)

GRAND RAPIDS MI 49525

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
INDEPENDENT BANK CORP /MI/ [ IBCP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/06/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								1,380.14	I	By ESOP
Common Stock	02/06/2026		F		873	D	$36.6	26,188.01	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	s/Darcy J. Benjamin, Attorney-in-Fact	02/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did IBCP executive Joel F. Rahn report?

Joel F. Rahn reported disposing of 873 shares of Independent Bank Corp. common stock. The transaction occurred on 02/06/2026 at a price of $36.60 per share, as shown in the Form 4 non-derivative securities table for common stock.

What is Joel F. Rahn’s role at Independent Bank Corp. (IBCP)?

Joel F. Rahn is identified as an officer of Independent Bank Corp. with the title of Executive Vice President. The Form 4 indicates he is not a director or 10% owner, and the filing is made by one reporting person only.

How many IBCP shares does Joel F. Rahn own after the reported transaction?

After the 873-share disposition, Joel F. Rahn beneficially owns 26,188.01 shares of Independent Bank Corp. common stock directly. The Form 4 also lists an additional 1,380.14 shares held indirectly through an ESOP, reflecting his total reported holdings in two forms.

How are Joel F. Rahn’s indirect IBCP holdings structured?

The filing shows 1,380.14 shares of Independent Bank Corp. common stock held indirectly by Joel F. Rahn. These indirect holdings are reported with the nature of ownership described as "By ESOP," indicating they are held through an employee stock ownership plan.

What does transaction code F mean in Joel F. Rahn’s IBCP Form 4?

The Form 4 lists transaction code "F" for Joel F. Rahn’s 873-share disposition of Independent Bank Corp. common stock. The code appears in the non-derivative securities table alongside the transaction date, price per share, and the updated total shares owned directly after the transaction.

Does this IBCP Form 4 show any derivative securities for Joel F. Rahn?

The Form 4 includes a table for derivative securities but shows no entries for Joel F. Rahn. Only non-derivative common stock is reported, with details on one coded transaction and his resulting direct and indirect beneficial ownership positions in Independent Bank Corp. shares.