Executive VP at Independent Bank (IBCP) reports 1,174-share stock sale at $36.60

Rhea-AI Filing Summary

Independent Bank Corp. (IBCP) executive Ervin Patrick J, an Executive Vice President, reported a stock transaction dated February 6, 2026. He disposed of 1,174 shares of common stock at $36.60 per share, leaving him with 34,724 shares held directly.

In addition, he is shown as indirectly holding 1,872.64 shares of common stock through an ESOP (employee stock ownership plan). The filing is made by a single reporting person and reflects changes only in common stock ownership, with no derivative securities reported.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Ervin Patrick J

Role Executive Vice President

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	1,174	$36.60	$43K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 34,724 shares (Direct); Common Stock — 1,872.64 shares (Indirect, By ESOP)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Ervin Patrick J

(Last) (First) (Middle)

4200 E BELTLINE

(Street)

GRAND RAPIDS MI 49525

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
INDEPENDENT BANK CORP /MI/ [ IBCP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/06/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								1,872.64	I	By ESOP
Common Stock	02/06/2026		F		1,174	D	$36.6	34,724	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	s/Darcy J. Benjamin, Attorney-in-Fact	02/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Independent Bank Corp (IBCP) report for Ervin Patrick J?

Independent Bank Corp reported that Executive Vice President Ervin Patrick J disposed of 1,174 shares of common stock. The transaction occurred on February 6, 2026 at a price of $36.60 per share, and was coded as transaction type F in the filing.

How many Independent Bank Corp (IBCP) shares does Ervin Patrick J own after the Form 4?

After the reported transaction, Ervin Patrick J directly owns 34,724 shares of Independent Bank Corp common stock. The filing also shows an additional 1,872.64 shares held indirectly through an ESOP, giving investors a clearer picture of his total reported beneficial holdings.

What does the transaction code F mean in the IBCP Form 4 filing?

The Form 4 lists transaction code F for the 1,174-share common stock disposition on February 6, 2026 at $36.60. While the filing shows this code, it does not describe the code’s meaning or provide narrative context beyond the standard tabular disclosure.

How are indirect ESOP holdings reported for IBCP’s Ervin Patrick J?

The Form 4 shows 1,872.64 shares of Independent Bank Corp common stock held indirectly by ESOP. These are reported separately from his 34,724 directly held shares, indicating beneficial ownership through an employee stock ownership plan rather than in his direct personal account.

Does the IBCP Form 4 report any derivative securities for Ervin Patrick J?

The filing’s Derivative Securities table is present but contains no entries for options, warrants, or other derivatives. Only non-derivative common stock holdings and one common stock transaction on February 6, 2026 are reported, simplifying the insider’s disclosed equity exposure.