Independent Bank (IBCP) EVP Kimball reports 1,114-share disposition at $36.60

Rhea-AI Filing Summary

Independent Bank Corp. executive Stefanie M. Kimball, an Executive Vice President, reported a disposition of 1,114 shares of common stock on February 6, 2026 at $36.60 per share.

After this transaction, she directly owned 63,068 shares of common stock. She also reported indirect holdings of 6,621.14 shares through an ESOP and 230 shares through an IRA.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Kimball Stefanie M

Role Executive Vice President

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	1,114	$36.60	$41K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 63,068 shares (Direct); Common Stock — 6,621.14 shares (Indirect, By ESOP)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kimball Stefanie M

(Last) (First) (Middle)

4200 E BELTLINE AVE

(Street)

GRAND RAPIDS MI 49525

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
INDEPENDENT BANK CORP /MI/ [ IBCP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/06/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								6,621.14	I	By ESOP
Common Stock	02/06/2026		F		1,114	D	$36.6	63,068	D
Common Stock								230	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	s/Darcy J. Benjamin, Attorney-in-Fact	02/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did IBCP Executive Vice President Stefanie M. Kimball report?

Stefanie M. Kimball reported disposing of 1,114 shares of Independent Bank Corp. common stock at $36.60 per share on February 6, 2026. The filing lists this as a non-derivative common stock transaction coded “F.”

How many IBCP shares does Stefanie M. Kimball own after the reported Form 4 transaction?

After the reported transaction, Stefanie M. Kimball directly owns 63,068 shares of Independent Bank Corp. common stock. She also has indirect holdings of 6,621.14 shares through an ESOP and 230 shares through an IRA.

What does transaction code F mean in Stefanie M. Kimball’s IBCP Form 4 filing?

The filing shows transaction code “F” for the 1,114-share disposition of Independent Bank Corp. common stock. The code identifies the type of transaction, but the excerpt does not provide additional narrative explaining the code’s specific meaning in this case.

What indirect IBCP share holdings does Stefanie M. Kimball report on Form 4?

Stefanie M. Kimball reports indirect ownership of 6,621.14 shares of Independent Bank Corp. common stock held “By ESOP” and 230 shares held “By IRA,” in addition to her directly held shares.

What is Stefanie M. Kimball’s role at Independent Bank Corp. (IBCP)?

In the filing, Stefanie M. Kimball is identified as an Executive Vice President of Independent Bank Corp. She is not marked as a director or 10% owner, but reports officer status with this title.

Does the IBCP Form 4 show any derivative securities for Stefanie M. Kimball?

The Form 4 excerpt lists no derivative securities in Table II for Stefanie M. Kimball. Only non-derivative common stock holdings and the single coded transaction in Table I are shown.