Independent Bank (NASDAQ: IBCP) SVP reports 383-share stock disposal

Rhea-AI Filing Summary

Independent Bank Corp. insider James J. Twarozynski, a Senior Vice President, reported a disposal of 383 shares of common stock on February 6, 2026 at $36.60 per share. After this transaction, he directly held 8,684 common shares and indirectly held 4,083.57 shares through an ESOP arrangement.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider TWAROZYNSKI JAMES J

Role Senior Vice President

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	383	$36.60	$14K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 8,684 shares (Direct); Common Stock — 4,083.57 shares (Indirect, By ESOP)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

TWAROZYNSKI JAMES J

(Last) (First) (Middle)

4200 E BELTLINE AVE

(Street)

GRAND RAPIDS MI 49525

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
INDEPENDENT BANK CORP /MI/ [ IBCP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/06/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								4,083.57	I	By ESOP
Common Stock	02/06/2026		F		383	D	$36.6	8,684	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	s/Darcy J. Benjamin, Attorney-in-Fact	02/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did IBCP executive James J. Twarozynski report?

Senior Vice President James J. Twarozynski reported disposing of 383 shares of Independent Bank Corp. common stock at $36.60 per share on February 6, 2026. This filing reflects a routine change in his reported beneficial ownership rather than a broad corporate event.

How many IBCP shares does James J. Twarozynski own after this Form 4?

After the reported transaction, James J. Twarozynski directly owns 8,684 shares of Independent Bank Corp. common stock. He also has an indirect beneficial interest in 4,083.57 shares held through an ESOP, as disclosed in the Form 4 filing’s ownership table.

What was the price of the IBCP shares in the reported insider transaction?

The reported transaction for Independent Bank Corp. common stock was executed at $36.60 per share. The Form 4 shows that 383 shares were disposed of at this price on February 6, 2026, changing the officer’s directly held share count.

What role does James J. Twarozynski hold at Independent Bank Corp. (IBCP)?

James J. Twarozynski is disclosed as a Senior Vice President of Independent Bank Corp. He is not listed as a director or 10% owner in the Form 4, but as an officer with reportable beneficial ownership in the company’s common stock.

How are indirect IBCP share holdings reported for James J. Twarozynski?

The Form 4 shows 4,083.57 Independent Bank Corp. shares as indirectly owned by James J. Twarozynski. These are identified with the nature of ownership noted as "By ESOP", indicating the shares are held through an employee stock ownership plan structure.

Does this IBCP Form 4 filing show derivative security transactions?

The Form 4 includes a table for derivative securities but lists no derivative transactions for this date. Only non-derivative common stock holdings and the 383-share disposal at $36.60 per share are reported for February 6, 2026.