Independent Bank Corp. (IBCP) EVP granted 2,037 PSUs and 2,037 shares

Rhea-AI Filing Summary

Independent Bank Corp. Executive Vice President Gavin A. Mohr reported new equity awards. On February 3, 2026, he received 2,037 Performance Rights (PSUs), each representing a contingent right to receive up to two shares of common stock based on relative total shareholder return. He also acquired 2,037 shares of common stock at a price of $0, bringing his directly held common stock to 25,863 shares. In addition, he is shown as indirectly owning 728.05 shares of common stock through an ESOP.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Mohr Gavin A.

Role Executive Vice President

Type	Security	Shares	Price	Value
Grant/Award	Performance Right	2,037	$0.00	--
Grant/Award	Common Stock	2,037	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Performance Right — 2,037 shares (Direct); Common Stock — 25,863 shares (Direct); Common Stock — 728.05 shares (Indirect, By ESOP)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Mohr Gavin A.

(Last) (First) (Middle)

4200 E BELTLINE

(Street)

GRAND RAPIDS MI 49525

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
INDEPENDENT BANK CORP /MI/ [ IBCP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/03/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								728.05	I	By ESOP
Common Stock	02/03/2026		A		2,037	A	$0	25,863	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Performance Right	(1)	02/03/2026		A		2,037		(1)	02/03/2029	Common Stock	(1)	$0	2,037	D

Explanation of Responses:

1. Each Performance Right (PSU) represents a contingent right to receive not more than two (2) shares of Issuer Common Stock, based upon the total shareholder return of Issuer's Common Stock, relative to its peer group index.

Remarks:

	s/Darcy J. Benjamin, Attorney-in-Fact	02/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did IBCP executive Gavin Mohr report on February 3, 2026?

Gavin A. Mohr, Executive Vice President of Independent Bank Corp. (IBCP), reported receiving 2,037 Performance Rights and 2,037 shares of common stock on February 3, 2026. Both awards were recorded at a price of $0 per share as part of his equity compensation.

What are the Performance Rights (PSUs) reported in the IBCP Form 4 for Gavin Mohr?

The Performance Rights reported for Gavin Mohr each represent a contingent right to receive up to two shares of Independent Bank Corp. common stock. The actual payout depends on the company’s total shareholder return relative to a defined peer group index over the performance period.

How many IBCP common shares does Gavin Mohr own after this Form 4 transaction?

After the reported transactions, Gavin Mohr directly owns 25,863 shares of Independent Bank Corp. common stock. The filing also shows an additional 728.05 shares held indirectly through an ESOP, reflecting part of his beneficial ownership in the company.

Were Gavin Mohr’s IBCP equity awards granted for cash consideration?

No cash was paid for these equity awards. The Form 4 shows that both the 2,037 Performance Rights and the 2,037 common shares were acquired at a price of $0 per share, indicating they were granted as part of Mohr’s compensation rather than purchased in the market.

How long do Gavin Mohr’s IBCP Performance Rights remain outstanding?

The Performance Rights reported for Gavin Mohr become exercisable as described in the plan and carry an expiration date of February 3, 2029. Their ultimate value depends on Independent Bank Corp.’s relative total shareholder return over the applicable performance period.

How is indirect ownership reported for Gavin Mohr in the IBCP Form 4?

The filing shows 728.05 shares of Independent Bank Corp. common stock held indirectly “By ESOP.” This indicates those shares are beneficially owned through an employee stock ownership plan, separate from Mohr’s 25,863 directly held shares reported in the same Form 4.