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Independent Bank Corporation Announces Date for Its Fourth Quarter 2025 Earnings Release

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Independent Bank Corporation (NASDAQ: IBCP) will release its Q4 2025 earnings on Thursday, January 22, 2026 at approximately 8:00 AM ET. The results will be posted in the Investor Relations > News section at IndependentBank.com.

Management — Brad Kessel (President & CEO), Gavin Mohr (CFO) and Joel Rahn (EVP Commercial Banking) — will host a conference call at 11:00 AM ET the same day. Phone registration is required; a webcast and presentation slides will be available via the provided media-server link. A replay of the webcast will be available through January 22, 2027. The company reported total assets of approximately $5.5 billion and operates a branch network across Michigan's Lower Peninsula.

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News Market Reaction 1 Alert

-0.73% News Effect

On the day this news was published, IBCP declined 0.73%, reflecting a mild negative market reaction.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

Total assets $5.5 billion Independent Bank Corporation total assets mentioned in release
Earnings release time 8:00 am ET Scheduled Q4 2025 results release on January 22, 2026
Earnings release date January 22, 2026 Date for Q4 2025 earnings announcement
Conference call time 11:00 am ET Investor and analyst call to review Q4 2025 results
Webcast replay end January 22, 2027 Webcast replay availability for the Q4 2025 call
Founding year 1864 Year Independent Bank’s predecessor institution was founded

Market Reality Check

$32.81 Last Close
Volume Current volume of 93,676 vs 20-day average 136,497 (relative volume 0.69) indicates lighter trading ahead of this earnings-date announcement. low
Technical Price at $32.77 is trading above the 200-day MA of $31.78 going into the Q4 2025 release date.

Peers on Argus

IBCP’s pre-news move of -1.44% occurred alongside similar declines in close peers such as SPFI (-1.14%), CAC (-1.55%), MPB (-1.49%), SMBC (-1.38%), and THFF (-1.57%), suggesting broader regional bank softness rather than a reaction to this scheduling update.

Historical Context

Date Event Sentiment Move Catalyst
Dec 19 Board appointment Positive -0.7% New director with corporate governance and capital markets experience appointed.
Dec 16 Share repurchase plan Positive +0.3% Board authorized 2026 plan to repurchase up to 1,100,000 shares.
Oct 28 Quarterly earnings Positive -0.8% Q3 2025 earnings with higher net income, NII, and loan growth reported.
Oct 21 Dividend declaration Positive -0.3% Announced $0.26 per share quarterly cash dividend and payable/record dates.
Sep 29 Earnings date set Neutral -1.7% Scheduled Q3 2025 earnings release and conference call timing.
Pattern Detected

Recent history shows that IBCP has often traded lower following generally positive corporate news, with several positive or shareholder-friendly announcements coinciding with negative 24-hour price reactions.

Recent Company History

Over the last few months, IBCP has reported solid fundamentals and shareholder-friendly actions. Q3 2025 results showed net income of $17.5 million and diluted EPS of $0.84, alongside loan and deposit growth. The company declared a $0.26 quarterly dividend and adopted a 2026 repurchase plan for up to 1,100,000 shares. Governance was refreshed with a new director appointment. The current Q4 2025 earnings date announcement continues this pattern of regular communication after prior earnings and capital return updates.

Market Pulse Summary

This announcement sets clear expectations for the release of IBCP’s Q4 2025 results and the accompanying investor call, giving the market a defined timetable for the next fundamental update. In the months leading up, the company highlighted earnings growth, dividends, and a new repurchase plan, while insiders were active in Form 4 filings. Investors may focus on how upcoming results build on Q3 metrics and prior capital return disclosures, using the scheduled call and webcast for added detail.

AI-generated analysis. Not financial advice.

GRAND RAPIDS, Mich., Dec. 31, 2025 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that it expects to issue its 2025 fourth quarter results on Thursday, January 22, 2026, at approximately 8:00 am ET. The release will be available on the Internet at IndependentBank.com within the “News” section of the “Investor Relations” area of the Company’s website.

Brad Kessel, President and CEO, Gavin Mohr, CFO and Joel Rahn, EVP Commercial Banking will review the quarterly results in a conference call for investors and analysts beginning at 11:00 am ET on Thursday, January 22, 2026.

To access via phone, participants will need to register using the following link where they will be provided a phone number and access code: https://register-conf.media-server.com/register/BIda5dc0f6055c4175bbaa1e1fddbc12fa

In order to view the webcast and presentation slides, please go to https://edge.media-server.com/mmc/p/f4iidb88 during the time of the call. A replay of the webcast will be available until January 22, 2027.

About Independent Bank Corporation

Independent Bank Corporation (NASDAQ: IBCP) is a Michigan-based bank holding company with total assets of approximately $5.5 billion. Founded as First National Bank of Ionia in 1864, Independent Bank Corporation operates a branch network across Michigan's Lower Peninsula through one state-chartered bank subsidiary. This subsidiary (Independent Bank) provides a full range of financial services, including commercial banking, mortgage lending, investments, insurance and title services. Independent Bank Corporation is committed to providing exceptional personal service and value to its customers, stockholders and the communities it serves.

For more information, please visit our website at: IndependentBank.com.

Contact:William B. Kessel, President and CEO, 616.447.3933
Gavin A. Mohr, Chief Financial Officer, 616.447.3929
  

FAQ

When will Independent Bank Corporation (IBCP) release Q4 2025 results?

IBCP will issue its Q4 2025 results on Thursday, January 22, 2026 at about 8:00 AM ET.

What time is the IBCP Q4 2025 earnings call and who will speak?

The call begins at 11:00 AM ET on January 22, 2026, with Brad Kessel, Gavin Mohr and Joel Rahn.

How can investors access the IBCP earnings webcast and slides for January 22, 2026?

View the live webcast and slides at the media-server webcast link during the call; phone participants must register to get a dial-in and access code.

How long will the IBCP Q4 2025 webcast replay be available?

A replay of the webcast will be available until January 22, 2027.

Where will I find IBCP’s Q4 2025 press release online?

The Q4 2025 release will be posted in the Investor Relations > News section at IndependentBank.com.
Independent Bk Corp Mich

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679.52M
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4.88%
84.91%
0.72%
Banks - Regional
State Commercial Banks
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United States
GRAND RAPIDS