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International Bancshares 10-Q Filings

IBOC NASDAQ

Every 10-Q that International Bancshares (IBOC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow IBOC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full IBOC filings page.

Rhea-AI Summary

International Bancshares Corporation reported Q2 2026 net income of $95,812 (Dollars in Thousands), down from 100,142 a year earlier, with basic EPS of 1.54 versus 1.61. For the first six months of 2026, net income was 197,998 compared with 197,034 and basic EPS was 3.18 versus 3.17.

For the first half, total interest income was 435,015 and interest expense declined to 98,282, producing net interest income of 336,733 versus 328,716 in 2025 (all in thousands). Credit loss expense increased to 14,129 from 7,727, and the allowance for credit losses rose to 170,014 from 159,174 at December 31, 2025.

At June 30, 2026, total assets were 17,021,950 with net loans of 9,693,185 and deposits of 12,736,044 (Dollars in Thousands). Non-accrual loans increased to 297,143 from 140,302 at December 31, 2025, which the company attributes primarily to a relationship consisting of several loans secured by interests in affordable housing projects placed on non-accrual in Q2 2026.

Rhea-AI Summary

International Bancshares Corporation generated Q1 2026 net income of $102.2 million, up from $96.9 million a year earlier, with basic and diluted earnings per share of $1.64 versus $1.56.

Total assets increased to $16.8 billion, driven by loan growth to $9.65 billion and deposits to $12.62 billion. The allowance for credit losses was $160.4 million, while non-accrual loans rose to $160.0 million and doubtful collateral-dependent loans reached $159.4 million. Cash and cash equivalents ended the quarter at $585.9 million, supported by positive operating and financing cash flows.

Rhea-AI Summary

International Bancshares Corporation reported Q3 2025 results with net income of $108,375,000 and diluted EPS of $1.74, up from $1.60 a year ago. Net interest income was $172,231,000 as interest expense held roughly flat year over year, and credit loss expense declined to $1,827,000 from $8,602,000.

Total assets reached $16,551,421,000, driven by loan growth to $9,400,969,000. Deposits were $12,455,690,000 with time deposits at $3,133,717,000. Shareholders’ equity rose to $3,127,808,000 as accumulated other comprehensive loss improved to $(263,089,000) from $(379,054,000) at year-end, reflecting stronger unrealized securities marks.

Non-interest income was $45,851,000, while non-interest expense was $79,763,000. The company declared dividends payable of $0.70 per share during the quarter. Shares outstanding were 62,163,887 as of November 3, 2025.