Every 8-K that International Bancshares (IBOC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow IBOC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full IBOC filings page.
International Bancshares Corporation reported net income for the six months ended June 30, 2026 of $198.0 million, or $3.18 diluted and basic earnings per common share, compared with $197.0 million, or $3.16 diluted and $3.17 basic per share for the same period of 2025, an increase of 0.5% in net income and 0.6% in diluted EPS. For the three months ended June 30, 2026, net income was $95.8 million, or $1.54 diluted and basic EPS, versus $100.1 million, or $1.61 diluted and basic EPS, a 4.3% decline in both net income and diluted EPS versus second quarter 2025.
Management attributes six‑month performance to higher interest earned on investment and loan portfolios, driven by portfolio growth and the rate environment, and to lower interest expense from a redistribution of deposit rates, while noting this was partially offset by higher provision for credit loss expense tied to loan growth, changes in non‑accrual loan balances, and reevaluation of specific credit provisions; it states no actual losses on those loans have been, or may ever be, realized. At June 30, 2026, total assets were approximately $17.0 billion, total net loans $9.7 billion, and deposits $12.7 billion, all higher than at December 31, 2025. The company highlights continued focus on customer service, balance sheet and liquidity management, cost controls, process efficiencies, and AI initiatives.
International Bancshares Corporation announced that its board of directors approved a $0.73 per share cash dividend on its common stock. Shareholders of record as of the close of business on August 14, 2026 will receive the dividend, payable on August 28, 2026.
The company describes the dividend as discretionary and links it to its financial strength, citing a solid capital position, significant liquidity and 60 years of positive earnings. International Bancshares is a multi-bank financial holding company headquartered in Laredo, Texas, with over $16.8 billion in total assets, 165 facilities and 247 ATMs serving 75 communities in Texas and Oklahoma.
International Bancshares Corporation reported the results of its 2026 Annual Meeting of Shareholders held on May 18, 2026. Shareholders voted on the election of eight directors, ratification of the independent auditor, and a non-binding advisory vote on executive compensation.
Each director nominee, including Javier de Anda, Dennis E. Nixon, and others, received a majority of votes cast and was elected under the Company’s majority-vote standard for uncontested elections. For example, Javier de Anda received 50,312,229 votes for and 692,795 against, while Dennis E. Nixon received 49,981,267 votes for and 1,026,700 against.
Shareholders also ratified the appointment of RSM US LLP as the Company’s independent registered public accounting firm, with 55,979,590 votes for and 195,629 against. In addition, the non-binding advisory resolution on executive compensation passed, receiving 49,397,712 votes for and 1,592,585 against, indicating shareholder support for the Company’s pay practices.
International Bancshares Corporation has adopted Third Amended and Restated By-Laws that significantly change how shareholders can bring legal claims related to the company’s internal affairs. The changes expand shareholders’ ability to file derivative lawsuits and broaden where such cases may be heard.
The new By-Laws remove the prior requirement that a shareholder or group must beneficially own three percent of the company’s outstanding common stock to institute or maintain a derivative proceeding. They also eliminate an exclusive forum clause that had restricted internal claims to specified Texas and federal courts, and they end a provision requiring shareholders, directors, and officers to waive their right to a jury trial for internal entity claims and other claims against the company, to the fullest extent permitted by law. These amendments took effect on May 12, 2026.
International Bancshares Corporation reported higher earnings for the first quarter of 2026. Net income for the three months ended March 31, 2026 was $102.2 million, or $1.64 per diluted common share, up from $96.9 million, or $1.56 per diluted share, in the same period of 2025. This reflects a 5.5% increase in net income and a 5.1% rise in diluted earnings per share.
The improvement was driven mainly by interest earned on investment and loan portfolios and a decrease in interest expense from changes in rates paid on deposits. As of March 31, 2026, total assets were about $16.8 billion, total net loans were about $9.5 billion, and deposits were about $12.6 billion.
International Bancshares Corporation reported 2025 net income of approximately $412.3 million, or $6.62 diluted earnings per share, up about 0.8% from 2024. Basic earnings per share were $6.63.
For the fourth quarter of 2025, net income was approximately $106.9 million, or $1.71 diluted earnings per share, down about 7.1% and 7.6%, respectively, from the same quarter of 2024. Results benefited from higher interest income on larger investment and loan portfolios in a higher-rate environment, partly offset by increased interest expense from higher deposit rates.
At December 31, 2025, total assets were about $16.6 billion, total net loans about $9.3 billion, and deposits about $12.4 billion, all modestly higher than a year earlier. Management highlighted a continued focus on balance sheet discipline, cost control, and new AI initiatives to drive efficiency.
International Bancshares Corporation is increasing cash returns to shareholders with a new semi-annual dividend. The Board approved a $0.73 per share cash dividend on Common Stock, a 4.3% increase from the prior cash dividend.
Shareholders of record as of the close of business on February 13, 2026 will receive the dividend, which is payable on February 27, 2026. The decision was approved by the Board on January 30, 2026 and announced via a news release incorporated as an exhibit.
International Bancshares Corporation filed a current report to note that on November 6, 2025 it issued a news release announcing its net income for the three and nine months ended September 30, 2025. The company states that this news release is furnished as an exhibit and is also intended to be treated as information under Regulation Fair Disclosure rather than as material that is legally “filed” under the securities laws.
International Bancshares Corporation adopted Second Amended and Restated By-Laws effective August 6, 2025. The By-Laws require that a shareholder or group beneficially own 3% of IBC's common stock to institute or maintain a derivative proceeding. They designate the Texas Business Court, Fourth Business Court Division, or if that court lacks jurisdiction the U.S. District Court for the Southern District of Texas, or if that court lacks jurisdiction the state district court of Webb County as the sole and exclusive forum for filings unless agreed otherwise. The By-Laws also provide that, to the fullest extent permitted by law, shareholders, directors, and officers irrevocably and unconditionally waive any right to a trial by jury in internal entity claims and other claims against IBC, and state that purchasers or holders of IBC stock are deemed to have notice of and consented to these provisions. A copy of the By-Laws is attached as Exhibit 3.1.
International Bancshares Corp. (NASDAQ: IBOC) filed a Form 8-K on August 1, 2025 to disclose a shareholder-return action under Item 8.01. The Board of Directors approved a semi-annual $0.70 per-share cash dividend on the company’s common stock.
Key dates: shareholders of record as of August 15, 2025 will receive payment on August 29, 2025. The related press release is furnished as Exhibit 99 and incorporated by reference. No other operational metrics, guidance, or transactions were reported; the disclosure is furnished for Regulation FD purposes and is not deemed “filed” under Section 18 of the Exchange Act.