InPoint Commercial Real Estate (NYSE: ICR) declares January 2026 cash payout

Rhea-AI Filing Summary

InPoint Commercial Real Estate Income, Inc. has approved a cash distribution to stockholders of its various common stock classes for stockholders of record as of January 31, 2026.

The gross distribution is $0.1042 per share for Class A, Class D, Class I, Class P, and Class T common stock. After stockholder servicing fees, the net distribution per share is $0.1042 for Class A, Class I, and Class P, $0.1012 for Class D (reflecting a $0.0030 servicing fee), and $0.0938 for Class T (reflecting a $0.0104 servicing fee). These cash distributions are payable on or about February 19, 2026.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 29, 2026

InPoint Commercial Real Estate Income, Inc.

(Exact name of Registrant as Specified in Its Charter)

Maryland			001-40833	32-0506267
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
2901 Butterfield Road
Oak Brook, Illinois				60523
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: (800) 826-8228

N/A

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
6.75% Series A Cumulative Redeemable Preferred Stock, par value $0.001 per share		ICR PR A		New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS: Certain statements in this Current Report on Form 8-K constitute “forward-looking statements” within the meaning of Section 27A of the Securities Act and Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). Words such as “may,” “could,” “should,” “expect,” “intend,” “plan,” “goal,” “seek,” “anticipate,” “believe,” “estimate,” “predict,” “variables,” “potential,” “continue,” “expand,” “maintain,” “create,” “strategies,” “likely,” “will,” “would” and variations of these terms and similar expressions indicate forward-looking statements. These forward-looking statements reflect the intent, belief or current expectations of our management based on their knowledge and understanding of the business and industry, the economy and other future conditions. These statements are not factual or guarantees of future performance, and we caution stockholders not to place undue reliance on them. Actual results may differ materially from those expressed or forecasted in forward-looking statements due to a variety of risks, uncertainties and other factors, including but not limited to risks related to blind pool offerings, best efforts offerings, use of short-term financing, borrower defaults, changing interest rates, and other risks detailed in the Risk Factors section in our most recent Annual Report on Form 10-K and in subsequent filings on Form 10-Q as filed with the Securities and Exchange Commission and made available on our website. Forward-looking statements reflect our management’s view only as of the date they are made and may ultimately prove to be incorrect. We undertake no obligation to update or revise forward-looking statements to reflect changed assumptions, the occurrence of unanticipated events or changes to future operating results except as required by applicable law. We intend for these forward-looking statements to be covered by the applicable safe harbor provisions created by Section 27A of the Securities Act and Section 21E of the Exchange Act.

Item 8.01 Other Events.

Distribution to Stockholders of Record as of January 31, 2026

The Board of Directors of InPoint Commercial Real Estate Income, Inc. has authorized a distribution for each class of its common stock in the amount per share set forth below.

January 31, 2026 Record Date
		Gross Distribution				Stockholder Servicing Fee				Net Distribution
Class A Common Stock		$	0.1042			N/A				$	0.1042
Class D Common Stock		$	0.1042			$	0.0030			$	0.1012
Class I Common Stock		$	0.1042			N/A				$	0.1042
Class P Common Stock		$	0.1042			N/A				$	0.1042
Class T Common Stock		$	0.1042			$	0.0104			$	0.0938

The net distributions for each class of common stock (which represent the gross distribution less any stockholder servicing fees for the applicable class of common stock) are payable to stockholders of record as of close of business January 31, 2026 and will be paid on or about February 19, 2026. These distributions will be paid in cash.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			INPOINT COMMERCIAL REAL ESTATE INCOME, INC.
Date:	January 29, 2026	By:	/s/ Catherine L. Lynch
			Catherine L. Lynch Chief Financial Officer

FAQ

What distribution did InPoint Commercial Real Estate Income, Inc. (ICR) declare?

InPoint declared a cash distribution of $0.1042 per share gross for all classes of common stock. Net amounts differ by class due to stockholder servicing fees, with several classes receiving the full $0.1042 and others slightly reduced.

What are the net distribution amounts per share for each InPoint common stock class?

Net per-share distributions are $0.1042 for Class A, Class I, and Class P, $0.1012 for Class D, and $0.0938 for Class T. Differences reflect stockholder servicing fees of $0.0030 for Class D and $0.0104 for Class T.

What is the record date for InPoint’s January 2026 distribution?

The record date is January 31, 2026. Stockholders who are on the company’s books as of the close of business that day will be entitled to receive the declared cash distributions on their respective common stock classes.

When will InPoint’s January 2026 cash distribution be paid?

The cash distributions are scheduled to be paid on or about February 19, 2026. Eligible stockholders of record as of January 31, 2026 will receive the applicable net per-share cash amount for their respective class of common stock.

How do servicing fees affect Class D and Class T distributions at InPoint?

Class D and Class T each have a $0.1042 gross distribution, but stockholder servicing fees reduce the net amounts. Class D incurs a $0.0030 fee per share, and Class T incurs a $0.0104 fee, lowering net cash received per share.

Are InPoint’s January 2026 distributions paid in cash or stock?

The distributions will be paid entirely in cash. Stockholders of record for the various common stock classes as of January 31, 2026 will receive their respective net per-share cash distribution on or about February 19, 2026.