InPoint Commercial Real Estate Income, Inc. (ICR) reported third-quarter 2026 net income of $5.508 million, versus a $7.641 million net loss a year earlier. Net income attributable to common stockholders was $4.013 million, compared with a $9.136 million loss. Total income rose to $6.163 million from $5.229 million, while net interest income declined to $2.167 million from $2.636 million.
Quarterly results included a $4.978 million realized gain on a property foreclosure and a $1.077 million reversal of credit losses. For the first nine months, the company reported a $1.118 million net loss and a $5.604 million loss attributable to common stockholders, compared with a $5.106 million common-stockholder loss a year earlier; net interest income was $7.139 million versus $10.935 million.
At September 30, 2026, the CECL reserve was $8.603 million. A $12.700 million Honolulu office loan had matured unpaid; the company sent a maturity default notice, began foreclosure and placed the loan on nonaccrual status effective September 15, 2026, with a $4.230 million asset-specific reserve.
InPoint Commercial Real Estate Income, Inc. authorized a gross cash distribution of $0.0260 per share for each common-stock class. After applicable stockholder servicing fees, the net distribution is $0.0260 per share for Class A, Class I and Class P, $0.0232 for Class D, and $0.0162 for Class T. The distributions are payable to holders of record at the close of business on October 31, 2026, and will be paid in cash on or about November 18, 2026.
InPoint Commercial Real Estate Income, Inc. reported aggregate NAV per share of $13.4838 for common stock as of September 30, 2026. NAV attributable to common stock was $136.483 million; the table lists 10.122 million outstanding shares. NAV components included $301.098 million in commercial mortgage loans, $153.561 million in real estate owned and $37.050 million in cash, cash equivalents and restricted cash.
The company updates NAV as of each month’s last calendar day under Board-approved valuation guidelines; Inland InPoint Advisor, LLC is ultimately responsible for determining it. For Class T, Class S and Class D, NAV recognizes stockholder servicing fees as a reduction monthly as paid, while GAAP accrues the full cost as an offering cost when shares are sold.
InPoint Commercial Real Estate Income, Inc. authorized a $0.0260 per-share gross distribution for each class of common stock to stockholders of record as of the close of business on September 30, 2026.
After servicing fees, net distributions are $0.0260 per share for Classes A, I and P, $0.0232 for Class D and $0.0163 for Class T. The fees are $0.0028 per Class D share and $0.0097 per Class T share; the table lists fees as N/A for Classes A, I and P. Payment will be in cash on or about October 19, 2026.
InPoint Commercial Real Estate Income, Inc. (ICR) reported the results of its 2026 Annual Meeting of Stockholders held on September 16, 2026. Stockholders elected five directors—Donald MacKinnon, Denise C. Kramer, Norman A. Feinstein, Cynthia Foster Curry and Robert N. Jenkins—to serve until the next annual meeting and until their successors are elected and qualify.
Stockholders also ratified the appointment of KPMG LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026. All proposals received sufficient votes for approval, with a quorum present in accordance with the company’s bylaws.
InPoint Commercial Real Estate Income, Inc. (ICR) reported that director Cynthia Foster received a grant of 728.4966 shares of Class I Common Stock on September 16, 2026 under the company’s Independent Director Restricted Share Plan, at $0.00 per share as compensation for service as a non-employee director.
The grant vests in three equal installments of 33⅓% on September 16, 2027, 2028 and 2029, subject to continued service, with any unvested shares becoming fully vested upon a liquidity event or the director’s death or disability. After this grant, she holds 4,572.313 Class I shares, including shares acquired through the Distribution Reinvestment Plan, and 10,800 Class P shares, all held directly. No Rule 10b5-1 trading plan is reported.
InPoint Commercial Real Estate Income, Inc. (symbol: ICRL) is the issuer of record for a Form 4 filing submitted to the SEC. Feinstein Norman reported acquisition or exercise transactions in this Form 4 filing.
InPoint Commercial Real Estate Income, Inc. (ICRL) reported that director Norman Feinstein received a grant of 728.4966 shares of Class I Common Stock on September 16, 2026 as compensation under the Independent Director Restricted Share Plan at $0.00 per share. These shares vest in three equal 33-1/3% installments on September 16, 2027, 2028 and 2029, with accelerated vesting upon a liquidity event or upon his death or disability. After this grant, he holds 4,572.313 Class I shares directly, plus direct and indirect holdings of Class P Common Stock.
InPoint Commercial Real Estate Income, Inc. (ICRL) reported that director Robert N. Jenkins received a grant of 728.4966 shares of Class I Common Stock on September 16, 2026 as a compensation award under the company’s Independent Director Restricted Share Plan, without additional cash consideration.
The shares vest in three equal installments of 33-1/3% on September 16, 2027, 2028, and 2029, subject to his continued service, with any unvested portion becoming fully vested upon a liquidity event or upon his death or disability. After this grant, he holds 4,572.3130 Class I shares (including shares acquired through the Distribution Reinvestment Plan) and 4,800 Class P shares, all reported as directly owned.
InPoint Commercial Real Estate Income, Inc. (ICR) reported a total net asset value attributable to common stock of $138.5 million and an aggregate NAV per share of $13.6882 as of August 31, 2026, based on 10.1 million common shares outstanding.
The portfolio’s largest components are commercial mortgage loans of $301.7 million and real estate owned of $153.6 million, offset by $182.6 million of repurchase agreements, $89.6 million of preferred stock, and other liabilities. Class NAV per share on that date ranged from $13.6758 (Class P) to $13.8766 (Class T).
InPoint Commercial Real Estate Income, Inc. (ICRL) announced that, effective with the distribution payable to stockholders of record as of September 30, 2026, its monthly common stock distribution will be $0.026 per share, a reduction intended to better align payouts with the portfolio’s current earnings capacity and expected cash flows. The Board authorized a gross cash distribution of $0.026 per share for each common stock class, with net amounts for certain classes reduced by applicable stockholder servicing fees, payable on or about October 19, 2026.
The company reports progress repositioning its commercial real estate loan portfolio and has resumed originating new loans as lending markets stabilize. Management and the Board have also accelerated evaluation of strategic alternatives to enhance stockholder value and improve liquidity, and intend to engage an investment bank to explore potential transactions and portfolio-level solutions.