Welcome to our dedicated page for InPoint Commercial Real Estate Income SEC filings (Ticker: ICRP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on InPoint Commercial Real Estate Income's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into InPoint Commercial Real Estate Income's regulatory disclosures and financial reporting.
InPoint Commercial Real Estate Income, Inc. reported an aggregate net asset value (NAV) attributable to common stock of $141.959 million as of January 31, 2026, based on 10.120 million outstanding common shares and an overall NAV of $14.0276 per share.
The portfolio was driven mainly by $351.023 million in commercial mortgage loans and $99.313 million of real estate owned, partially offset by $223.397 million of repurchase agreements on commercial mortgage loans, $88.691 million of preferred stock and other liabilities. Class-level NAV per share ranged from $14.0159 for Class P to $14.1989 for Class T, with no Class S shares outstanding. The public offering for these shares officially terminated on November 1, 2025.
InPoint Commercial Real Estate Income, Inc. has approved a cash distribution to stockholders of its various common stock classes for stockholders of record as of January 31, 2026.
The gross distribution is $0.1042 per share for Class A, Class D, Class I, Class P, and Class T common stock. After stockholder servicing fees, the net distribution per share is $0.1042 for Class A, Class I, and Class P, $0.1012 for Class D (reflecting a $0.0030 servicing fee), and $0.0938 for Class T (reflecting a $0.0104 servicing fee). These cash distributions are payable on or about February 19, 2026.
InPoint Commercial Real Estate Income, Inc. reported how its 2025 cash distributions are treated for U.S. income tax purposes. For the year ended December 31, 2025, the company paid approximately $12.6 million in cash distributions on its common stock and approximately $6.0 million on its preferred stock.
All 2025 common stock distributions, across Classes P, A, D, I and T, are treated as 100% nondividend distributions, meaning they are considered a return of capital up to a stockholder’s tax basis and then capital gain. By contrast, all 2025 distributions on the 6.75% Series A Cumulative Redeemable Preferred Stock are treated as ordinary dividends. The filing includes detailed per-share monthly (common) and quarterly (preferred) amounts, and stockholders are encouraged to consult their tax advisors about their specific situation.
InPoint Commercial Real Estate Income, Inc. filed an amended report to update its net asset value (NAV) figures as of December 31, 2025, reflecting additional information received after an earlier disclosure. Total net asset value attributable to common stock was $143,012 (with amounts shown in thousands), based on 10,120 thousand outstanding common shares, resulting in an aggregate NAV per share of $14.1316.
The NAV is driven primarily by $350,881 in commercial mortgage loans and $98,877 in real estate owned, plus $79,106 in cash and cash equivalents and restricted cash, partially offset by $223,397 of repurchase agreements on commercial mortgage loans, $47,009 of loan participations sold, $23,891 of a mortgage loan payable, and $88,133 of preferred stock. By share class, NAV per share ranged from $14.1205 for Class P shares to $14.3016 for Class T shares, with Class A, Class D, and Class I all clustered around $14.17–$14.19 per share.
InPoint Commercial Real Estate Income, Inc. is paying a cash distribution to stockholders of its common stock as of the close of business on December 31, 2025. The Board authorized a gross distribution of $0.1042 per share for each of its Class A, Class D, Class I, Class P and Class T common stock.
After stockholder servicing fees, the net distribution per share is $0.1042 for Class A, Class I and Class P, $0.1009 for Class D, and $0.0931 for Class T. These cash distributions are expected to be paid on or about January 20, 2026 to eligible stockholders.
InPoint Commercial Real Estate Income, Inc. reported its monthly NAV update. As of October 31, 2025, aggregate NAV per share was $15.2185 with total net asset value attributable to common stock of $154.012 million and 10.12 million common shares outstanding.
The portfolio’s major components included $377.600 million in commercial mortgage loans, $105.331 million of real estate owned, and $75.174 million in cash and restricted cash, offset by $242.270 million of repurchase agreements, $47.124 million of loan participations sold, and $88.511 million of preferred stock, among other liabilities.
Class-level NAV per share as of October 31, 2025 was: Class P $15.2068, Class A $15.2575, Class T $15.3952, Class D $15.2818, and Class I $15.2586. No Class S shares were outstanding. The board previously suspended primary offering sales and the distribution reinvestment plan on January 30, 2023.
InPoint Commercial Real Estate Income, Inc. reported a Q3 2025 net loss of $7,641, with a net loss attributable to common stockholders of $9,136 (basic and diluted EPS $(0.90)). Total income was $5,229, as net interest income fell and the company recorded a total other loss of $7,526, driven by a $8,418 realized loss on a loan sale, partially offset by an $892 reversal of credit losses.
On the balance sheet, total assets were $552,764 versus $661,315 at December 31, 2024. Commercial mortgage loans at cost, net, were $375,387, while real estate owned increased to $93,414. Cash and cash equivalents were $70,878. The CECL reserve totaled $8,211 (including $4,358 asset‑specific), down from the prior year‑end.
Financing shifted toward lower repo balances: the JPM repurchase facility outstanding was $242,270 (weighted average rate 6.58%). The company entered a new mortgage loan on September 30, 2025 for $24,500 (mortgage loan payable, net, $23,804). Cash flow from investing was $111,227, largely from loan repayments and a sale; financing used $(110,842), reflecting repo paydowns and distributions.
InPoint Commercial Real Estate Income, Inc. announced cash distributions for stockholders of record as of October 31, 2025 across all common stock classes. The gross distribution is $0.1042 per share for Class A, Class D, Class I, Class P, and Class T.
Net per-share amounts after stockholder servicing fees are: Class A $0.1042, Class I $0.1042, Class P $0.1042, Class D $0.1009 (reflecting a $0.0033 fee), and Class T $0.0930 (reflecting a $0.0112 fee). Distributions are payable on or about November 18, 2025 and will be paid in cash.
InPoint Commercial Real Estate Income, Inc. furnished a Regulation FD update via Form 8‑K, providing a stockholder letter and the Company’s portfolio status. The materials include a Form of Letter to Stockholders and Q3 2025 InPoint Portfolio Information reflecting data as of September 30, 2025.
The information in Items 7.01 and Exhibits 99.1 and 99.2 is being furnished, not filed, is not subject to Section 18 liability, and will not be incorporated by reference into other filings except by specific reference.
InPoint Commercial Real Estate Income, Inc. held its 2025 annual stockholder meeting on September 18, 2025. Stockholders elected five directors—Donald MacKinnon, Denise C. Kramer, Norman A. Feinstein, Cynthia Foster Curry, and Robert N. Jenkins—to serve until the next annual meeting and until their successors are elected and qualified.
Investors also ratified the appointment of KPMG LLP as the independent registered public accounting firm for the fiscal year ending December 31, 2025, with 5,837,601 votes for, 152,034 against, and 239,077 abstentions. A quorum was present, so all proposals were validly considered.