S&P keeps IFS at BB+ and Interbank at BBB- with stable view

Rhea-AI Filing Summary

Intercorp Financial Services Inc. (IFS) reported that on November 20, 2025, Standard & Poor's affirmed its credit ratings at BB+. This means S&P continues to view IFS as having the same level of credit risk as before, with no downgrade or upgrade.

S&P also affirmed the ratings of IFS subsidiary Banco Internacional del Peru S.A.A. (Interbank) at BBB-. The outlook for both IFS and Interbank was affirmed as stable, indicating S&P does not currently anticipate a near-term change in these ratings based on the information it reviewed.

Form 6-K: How Foreign Companies Report to the SEC →

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

Form 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 OF THE

SECURITIES EXCHANGE ACT OF 1934

For the month of November, 2025

Commission File Number 001-38965

INTERCORP FINANCIAL SERVICES INC.

(Registrant’s name)

Intercorp Financial Services Inc.

Torre Interbank, Av. Carlos Villarán 140

La Victoria

Lima 13, Peru

(51) (1) 615-9011

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F: Form 20-F ☒ Form 40-F ☐

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): ☐

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): ☐

November 20, 2025

Securities and Exchange Commission - SEC

Re.: MATERIAL EVENT

Dear Sirs:

Intercorp Financial Services Inc. (“IFS”) notifies you, as a Material Event, that on November 20, 2025 Standard & Poor's (“S&P”) has affirmed IFS ratings at BB+. In addition, S&P affirmed Banco Internacional del Peru S.A.A. ("Interbank"), one of IFS' subsidiaries, ratings at BBB-. The outlook for both IFS and Interbank has been affirmed to stable.

Sincerely,

/s/ Michela Casassa Ramat

Chief Financial Officer

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

		INTERCORP FINANCIAL SERVICES INC.
Date: November 20, 2025		By:	/s/ Michela Casassa Ramat
		Name:	Michela Casassa Ramat
		Title:	Chief Financial Officer

FAQ

What credit rating did S&P affirm for Intercorp Financial Services Inc. (IFS)?

Standard & Poor's affirmed Intercorp Financial Services Inc. (IFS) credit ratings at BB+, maintaining the same rating level as before with a stable outlook.

How did S&P rate Banco Internacional del Peru S.A.A. (Interbank), the IFS subsidiary?

Standard & Poor's affirmed Interbank, a subsidiary of IFS, at a BBB- credit rating, and kept its outlook stable.

What outlook did S&P assign to IFS and Interbank in the latest review?

S&P affirmed a stable outlook for both Intercorp Financial Services Inc. (IFS) and its subsidiary Interbank, indicating no expected near-term rating change.

Does the S&P action change the existing ratings for IFS or Interbank?

No. S&P affirmed the existing ratings (BB+ for IFS and BBB- for Interbank), which means the previous rating levels remain in place with a stable outlook.

What is the significance of a BB+ rating for Intercorp Financial Services Inc. (IFS)?

A BB+ rating from S&P indicates a non-investment-grade credit profile, but the affirmation with a stable outlook signals that S&P currently sees no need to change that assessment.

When did S&P affirm the credit ratings for IFS and Interbank?

Standard & Poor's affirmed the ratings for IFS and Interbank on November 20, 2025, as disclosed in the company’s Form 6-K report.