[8-K] First Internet Bancorp Reports Material Event

Rhea-AI Filing Summary

First Internet Bancorp announced a quarterly cash dividend of $0.06 per common share via a press release dated September 16, 2025. The disclosure is furnished as Exhibit 99.1 to an 8-K and the company specifies that the information is being furnished, not filed, which limits its incorporation by reference into future SEC filings. No additional financial details, dividend record date, payable date, or commentary on capital impact were included in the furnished item.

Positive

• Declared quarterly cash dividend of $0.06 per common share
• Clear shareholder return signal through a cash distribution

Negative

• Disclosure furnished, not filed, limiting incorporation into other SEC filings
• No record/payable dates or size/context provided in this furnished item

Insights

Corporate Finance Analyst

Dividend declared: modest cash return of $0.06 per share; disclosure is furnished, not filed.

The company declared a quarterly cash dividend of $0.06 per common share, which provides a direct cash return to shareholders but is small on a per‑share basis. This action signals management's decision to distribute capital to shareholders rather than retain it entirely.

Because the notice is furnished and not filed, there is a legal limitation on incorporation into future SEC filings; investors should look for a full press release (Exhibit 99.1) for any record/payable dates or further context within days after September 16, 2025.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT PURSUANT

TO SECTION 13 OR 15(D) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported): September 16, 2025

First Internet Bancorp
(Exact Name of Registrant as Specified in Its Charter)
Indiana
(State or Other Jurisdiction of Incorporation)
001-35750									20-3489991
(Commission File Number)									(IRS Employer Identification No.)
8701 E. 116th Street									46038
Fishers, Indiana
(Address of Principal Executive Offices)									(Zip Code)
(317) 532-7900
(Registrant's Telephone Number, Including Area Code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

    ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

    ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, without par value

INBK

The Nasdaq Stock Market LLC

6.0% Fixed to Floating Subordinated Notes due 2029

INBKZ

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

                                    Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 7.01    Regulation FD Disclosure

On September 16, 2025, First Internet Bancorp issued a press release announcing a quarterly cash dividend of $0.06 per common share. A copy of the press release is furnished as Exhibit 99.1 to this report and is incorporated by reference herein.

The information contained in this Item 7.01 and Exhibit 99.1 hereto is being furnished and shall not be deemed to be “filed” with the Securities and Exchange Commission for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) or otherwise subject to the liabilities of that section and is not incorporated by reference into any filing of the Company under the Securities Act of 1933, as amended, or the Exchange Act, whether made before or after the date hereof, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01    Financial Statements and Exhibits

Number

Description

Method of filing

99.1

Press release dated September 16, 2025

Furnished electronically

104

Cover Page Interactive Data File (embedded in the cover page formatted in inline XBRL)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						Dated:			September 16, 2025
						FIRST INTERNET BANCORP
						By:			/s/ Kenneth J. Lovik
									Kenneth J. Lovik, Executive Vice President & Chief Financial Officer

FAQ

What dividend did First Internet Bancorp (INBK) announce in the 8-K?

The company announced a quarterly cash dividend of $0.06 per common share.

When was the dividend announced for INBK?

The dividend was announced on September 16, 2025.

Is the 8-K dividend disclosure considered filed with the SEC?

No. The company states the information is being furnished and not filed, so it is not incorporated by reference into other filings.

Does the 8-K include the dividend record or payable date for INBK?

No. The furnished item does not include any record date, payable date, or additional dividend logistics.

Where can investors find the full press release referenced in the 8-K?

The press release is furnished as Exhibit 99.1 to the report; investors should review Exhibit 99.1 for the full release.