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[8-K] First Internet Bancorp Reports Material Event

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8-K
Rhea-AI Filing Summary

Dyadic International (Nasdaq: DYAI) filed a Form 8-K on 23 Jul 2025 under Item 7.01 (Reg FD) to furnish an investor presentation titled “Precision engineered recombinant protein production that redefines performance, scalability and economy.” The deck, posted on the company’s website and attached as Exhibit 99.1, outlines a strategic shift from research-driven to commercially focused operations. Management plans to monetize its patented C1 and Dapibus™ gene-expression platforms by supplying high-value, non-therapeutic proteins to the life-science, food, nutrition and industrial bioprocessing markets. No new financial results, guidance, or transactional details were disclosed. Because the material is “furnished” rather than “filed,” it is not subject to Section 18 liability and will not be automatically incorporated into future Securities Act or Exchange Act filings. Exhibit 104 contains the inline XBRL cover page data.

Dyadic International (Nasdaq: DYAI) ha presentato un modulo 8-K il 23 luglio 2025 ai sensi dell'Item 7.01 (Reg FD) per fornire una presentazione agli investitori intitolata “Produzione di proteine ricombinanti progettata con precisione che ridefinisce prestazioni, scalabilità ed economia.” La presentazione, pubblicata sul sito web dell'azienda e allegata come Exhibit 99.1, descrive un cambiamento strategico da operazioni orientate alla ricerca a operazioni focalizzate sul commercio. La direzione intende monetizzare le sue piattaforme brevettate di espressione genica C1 e Dapibus™ fornendo proteine non terapeutiche ad alto valore ai mercati delle scienze della vita, alimentare, nutrizione e bioprocessi industriali. Non sono stati divulgati nuovi risultati finanziari, previsioni o dettagli sulle transazioni. Poiché il materiale è “fornito” e non “depositato”, non è soggetto alla responsabilità ai sensi della Sezione 18 e non sarà automaticamente incorporato nei futuri depositi ai sensi del Securities Act o dell'Exchange Act. L'Exhibit 104 contiene i dati della pagina di copertina XBRL inline.

Dyadic International (Nasdaq: DYAI) presentó un Formulario 8-K el 23 de julio de 2025 bajo el Ítem 7.01 (Reg FD) para proporcionar una presentación para inversores titulada “Producción de proteínas recombinantes de precisión que redefine el rendimiento, la escalabilidad y la economía.” La presentación, publicada en el sitio web de la compañía y adjunta como Exhibit 99.1, describe un cambio estratégico de operaciones centradas en la investigación a operaciones enfocadas comercialmente. La dirección planea monetizar sus plataformas patentadas de expresión génica C1 y Dapibus™ suministrando proteínas no terapéuticas de alto valor a los mercados de ciencias de la vida, alimentos, nutrición y bioprocesos industriales. No se divulgaron nuevos resultados financieros, pronósticos ni detalles de transacciones. Debido a que el material es “proporcionado” y no “presentado”, no está sujeto a la responsabilidad bajo la Sección 18 y no se incorporará automáticamente en futuras presentaciones bajo la Ley de Valores o la Ley de Intercambio. El Exhibit 104 contiene los datos de la página de portada XBRL en línea.

Dyadic International (나스닥: DYAI)는 2025년 7월 23일 항목 7.01(Reg FD)에 따라 투자자 프레젠테이션 “성능, 확장성 및 경제성을 재정의하는 정밀 설계된 재조합 단백질 생산”을 제공하기 위해 Form 8-K를 제출했습니다. 회사 웹사이트에 게시되고 Exhibit 99.1로 첨부된 이 자료는 연구 중심에서 상업 중심 운영으로의 전략적 전환을 설명합니다. 경영진은 특허 받은 C1 및 Dapibus™ 유전자 발현 플랫폼을 활용해 생명 과학, 식품, 영양 및 산업 생물공정 시장에 고부가가치 비치료 단백질을 공급하여 수익을 창출할 계획입니다. 새로운 재무 결과, 지침 또는 거래 세부 사항은 공개되지 않았습니다. 이 자료는 '제출(filed)'된 것이 아니라 '제공(furnished)'된 것이므로 섹션 18 책임 대상이 아니며 향후 증권법 또는 거래법 제출 서류에 자동으로 포함되지 않습니다. Exhibit 104에는 인라인 XBRL 표지 페이지 데이터가 포함되어 있습니다.

Dyadic International (Nasdaq : DYAI) a déposé un formulaire 8-K le 23 juillet 2025 sous l'article 7.01 (Reg FD) afin de fournir une présentation aux investisseurs intitulée « Production de protéines recombinantes de précision qui redéfinit la performance, l'évolutivité et l'économie ». Le document, publié sur le site web de la société et joint en tant qu'Exhibit 99.1, décrit un changement stratégique passant d'une activité axée sur la recherche à une orientation commerciale. La direction prévoit de monétiser ses plateformes d'expression génique brevetées C1 et Dapibus™ en fournissant des protéines non thérapeutiques à forte valeur ajoutée aux marchés des sciences de la vie, de l'alimentation, de la nutrition et du bioprocédé industriel. Aucun nouveau résultat financier, prévision ou détail transactionnel n'a été communiqué. Étant donné que le document est « fourni » et non « déposé », il n'est pas soumis à la responsabilité en vertu de la Section 18 et ne sera pas automatiquement intégré aux futurs dépôts en vertu du Securities Act ou de l'Exchange Act. L'Exhibit 104 contient les données de la page de couverture XBRL en ligne.

Dyadic International (Nasdaq: DYAI) reichte am 23. Juli 2025 ein Formular 8-K unter Punkt 7.01 (Reg FD) ein, um eine Investorenpräsentation mit dem Titel „Präzisionsgefertigte rekombinante Proteinproduktion, die Leistung, Skalierbarkeit und Wirtschaftlichkeit neu definiert“ bereitzustellen. Die Präsentation, die auf der Website des Unternehmens veröffentlicht und als Exhibit 99.1 angehängt ist, skizziert eine strategische Verlagerung von forschungsorientierten zu kommerziell fokussierten Aktivitäten. Das Management plant, seine patentierten C1- und Dapibus™-Genexpressionsplattformen zu monetarisieren, indem es hochwertige, nicht-therapeutische Proteine für die Märkte der Lebenswissenschaften, Lebensmittel, Ernährung und industrielle Bioprozessierung liefert. Es wurden keine neuen Finanzergebnisse, Prognosen oder Transaktionsdetails bekannt gegeben. Da das Material „bereitgestellt“ und nicht „eingereicht“ wurde, unterliegt es nicht der Haftung gemäß Abschnitt 18 und wird nicht automatisch in zukünftige Einreichungen nach dem Securities Act oder Exchange Act aufgenommen. Exhibit 104 enthält die Inline-XBRL-Titelseitendaten.

Positive
  • None.
Negative
  • None.

Insights

TL;DR: Informational 8-K; outlines commercial focus but lacks financial metrics—impact neutral.

The filing merely furnishes an investor deck, so there is no legally binding disclosure of revenues, margins or forecasts. While the move from R&D to commercialization could expand addressable markets and improve cash-flow visibility, the absence of quantified targets or customer agreements prevents valuation adjustments at this stage. Because the information is not “filed,” investors receive limited recourse if projections prove optimistic. I therefore view the event as not immediately price-moving, pending concrete revenue evidence.

TL;DR: Highlighted C1/Dapibus platforms show technical edge; market uptake still unproven.

Dyadic continues to market its fungal C1 and plant-based Dapibus™ expression systems as faster and cheaper than CHO or microbial alternatives. Positioning toward food and industrial enzymes diversifies risk away from competitive therapeutic biologics. However, without announced manufacturing partnerships, regulatory clearances, or pilot-scale data, the commercial roadmap remains theoretical. Overall, the disclosure confirms strategic intent but offers little new operational substance.

Dyadic International (Nasdaq: DYAI) ha presentato un modulo 8-K il 23 luglio 2025 ai sensi dell'Item 7.01 (Reg FD) per fornire una presentazione agli investitori intitolata “Produzione di proteine ricombinanti progettata con precisione che ridefinisce prestazioni, scalabilità ed economia.” La presentazione, pubblicata sul sito web dell'azienda e allegata come Exhibit 99.1, descrive un cambiamento strategico da operazioni orientate alla ricerca a operazioni focalizzate sul commercio. La direzione intende monetizzare le sue piattaforme brevettate di espressione genica C1 e Dapibus™ fornendo proteine non terapeutiche ad alto valore ai mercati delle scienze della vita, alimentare, nutrizione e bioprocessi industriali. Non sono stati divulgati nuovi risultati finanziari, previsioni o dettagli sulle transazioni. Poiché il materiale è “fornito” e non “depositato”, non è soggetto alla responsabilità ai sensi della Sezione 18 e non sarà automaticamente incorporato nei futuri depositi ai sensi del Securities Act o dell'Exchange Act. L'Exhibit 104 contiene i dati della pagina di copertina XBRL inline.

Dyadic International (Nasdaq: DYAI) presentó un Formulario 8-K el 23 de julio de 2025 bajo el Ítem 7.01 (Reg FD) para proporcionar una presentación para inversores titulada “Producción de proteínas recombinantes de precisión que redefine el rendimiento, la escalabilidad y la economía.” La presentación, publicada en el sitio web de la compañía y adjunta como Exhibit 99.1, describe un cambio estratégico de operaciones centradas en la investigación a operaciones enfocadas comercialmente. La dirección planea monetizar sus plataformas patentadas de expresión génica C1 y Dapibus™ suministrando proteínas no terapéuticas de alto valor a los mercados de ciencias de la vida, alimentos, nutrición y bioprocesos industriales. No se divulgaron nuevos resultados financieros, pronósticos ni detalles de transacciones. Debido a que el material es “proporcionado” y no “presentado”, no está sujeto a la responsabilidad bajo la Sección 18 y no se incorporará automáticamente en futuras presentaciones bajo la Ley de Valores o la Ley de Intercambio. El Exhibit 104 contiene los datos de la página de portada XBRL en línea.

Dyadic International (나스닥: DYAI)는 2025년 7월 23일 항목 7.01(Reg FD)에 따라 투자자 프레젠테이션 “성능, 확장성 및 경제성을 재정의하는 정밀 설계된 재조합 단백질 생산”을 제공하기 위해 Form 8-K를 제출했습니다. 회사 웹사이트에 게시되고 Exhibit 99.1로 첨부된 이 자료는 연구 중심에서 상업 중심 운영으로의 전략적 전환을 설명합니다. 경영진은 특허 받은 C1 및 Dapibus™ 유전자 발현 플랫폼을 활용해 생명 과학, 식품, 영양 및 산업 생물공정 시장에 고부가가치 비치료 단백질을 공급하여 수익을 창출할 계획입니다. 새로운 재무 결과, 지침 또는 거래 세부 사항은 공개되지 않았습니다. 이 자료는 '제출(filed)'된 것이 아니라 '제공(furnished)'된 것이므로 섹션 18 책임 대상이 아니며 향후 증권법 또는 거래법 제출 서류에 자동으로 포함되지 않습니다. Exhibit 104에는 인라인 XBRL 표지 페이지 데이터가 포함되어 있습니다.

Dyadic International (Nasdaq : DYAI) a déposé un formulaire 8-K le 23 juillet 2025 sous l'article 7.01 (Reg FD) afin de fournir une présentation aux investisseurs intitulée « Production de protéines recombinantes de précision qui redéfinit la performance, l'évolutivité et l'économie ». Le document, publié sur le site web de la société et joint en tant qu'Exhibit 99.1, décrit un changement stratégique passant d'une activité axée sur la recherche à une orientation commerciale. La direction prévoit de monétiser ses plateformes d'expression génique brevetées C1 et Dapibus™ en fournissant des protéines non thérapeutiques à forte valeur ajoutée aux marchés des sciences de la vie, de l'alimentation, de la nutrition et du bioprocédé industriel. Aucun nouveau résultat financier, prévision ou détail transactionnel n'a été communiqué. Étant donné que le document est « fourni » et non « déposé », il n'est pas soumis à la responsabilité en vertu de la Section 18 et ne sera pas automatiquement intégré aux futurs dépôts en vertu du Securities Act ou de l'Exchange Act. L'Exhibit 104 contient les données de la page de couverture XBRL en ligne.

Dyadic International (Nasdaq: DYAI) reichte am 23. Juli 2025 ein Formular 8-K unter Punkt 7.01 (Reg FD) ein, um eine Investorenpräsentation mit dem Titel „Präzisionsgefertigte rekombinante Proteinproduktion, die Leistung, Skalierbarkeit und Wirtschaftlichkeit neu definiert“ bereitzustellen. Die Präsentation, die auf der Website des Unternehmens veröffentlicht und als Exhibit 99.1 angehängt ist, skizziert eine strategische Verlagerung von forschungsorientierten zu kommerziell fokussierten Aktivitäten. Das Management plant, seine patentierten C1- und Dapibus™-Genexpressionsplattformen zu monetarisieren, indem es hochwertige, nicht-therapeutische Proteine für die Märkte der Lebenswissenschaften, Lebensmittel, Ernährung und industrielle Bioprozessierung liefert. Es wurden keine neuen Finanzergebnisse, Prognosen oder Transaktionsdetails bekannt gegeben. Da das Material „bereitgestellt“ und nicht „eingereicht“ wurde, unterliegt es nicht der Haftung gemäß Abschnitt 18 und wird nicht automatisch in zukünftige Einreichungen nach dem Securities Act oder Exchange Act aufgenommen. Exhibit 104 enthält die Inline-XBRL-Titelseitendaten.

0001562463false00015624632025-07-232025-07-230001562463us-gaap:CommonStockMember2025-07-232025-07-230001562463inbk:A60FixedToFloatingSubordinatedNotesDue2029Member2025-07-232025-07-23

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT PURSUANT
TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported): July 23, 2025
First Internet Bancorp
(Exact Name of Registrant as Specified in Its Charter)
Indiana
(State or Other Jurisdiction of Incorporation)
001-3575020-3489991
(Commission File Number)(IRS Employer Identification No.)
8701 E. 116th Street46038
Fishers, Indiana
(Address of Principal Executive Offices)(Zip Code)
(317) 532-7900
(Registrant's Telephone Number, Including Area Code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

        Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

        Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading SymbolsName of each exchange on which registered
Common Stock, without par valueINBKThe Nasdaq Stock Market LLC
6.0% Fixed to Floating Subordinated Notes due 2029INBKZThe Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

                                    Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨



Item 2.02 Results of Operations and Financial Condition

On July 23, 2025, First Internet Bancorp (the "Company") issued a press release announcing its financial results for the quarter ended June 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report and is incorporated by reference herein.

On July 24, 2025, at 2:00 p.m. (Eastern Time), the Company will host a conference call and webcast to discuss its financial results for the quarter ended June 30, 2025. The electronic presentation slides, which will accompany the call and webcast, are furnished as Exhibit 99.2 and are incorporated by reference herein.

The information contained in this Item 2.02, including Exhibit 99.1 and Exhibit 99.2, is being furnished and shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) or otherwise subject to the liabilities of that section, and shall not be deemed to be incorporated by reference into any filing made by us under the Exchange Act or Securities Act of 1933, as amended, regardless of any general incorporation language in any such filing, except as shall be expressly set forth by specific reference in such filing.


Item 9.01 Financial Statements and Exhibits
(d)    Exhibits
NumberDescriptionMethod of filing
99.1
Press release dated July 23, 2025
Furnished electronically
99.2
Presentation slides dated July 23, 2025
Furnished electronically
104Cover Page Interactive Data File (embedded in the cover page formatted in inline XBRL)






SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Dated:July 23, 2025
FIRST INTERNET BANCORP
By:/s/ Kenneth J. Lovik
Kenneth J. Lovik, Executive Vice President & Chief Financial Officer


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